kouki down kouki down

[White Comet]

WC wat company do you have?

i thought most places go by blue book?

i dont have collision so id prob buy it back if i wreck

to the OP could be worse at least physically your alright

poor car thou

i don't remember the insurance company. that was back when i was on my parents policy living at home. the other driver had state farm though

would i get less money bak if i take out the parts?

and would it affect the case if i like take out the brakes and rotors and other stuff?

yes you would, so ask yourself which you want more. the money or the parts. and i would not recommend this, but i no people that have lied about the mods they have to get more, ie- saying they have bride seats when they're 3a racing pepboys specials

[LOVERboy]

^ sigh ... well i guess i will be getting less money now .... i just finish taking most of my mod parts out ....

[ThuG LyFe]

do you even have insurance that covers aftermarket parts? if not it doesn't matter, they're just gonna give you the value of your car (which is low anyway)

if you are talking about just oem parts...i don't think it'll matter too much.

[numbnuts240]

ok either i'm just confused or i don't understand.

you followed the van into the intersection after it turned red...and got hit by another car?

can you elaborate a little. your op is a little confusing as to what exactly happened, and you haven't answered ^'s question since everyone immediately got so jaded over the fact that it was a kouki. from what i can decipher, you were following the van through the intersection, trying to beat the red light. in which case, it serves you right. but that's the way i understood it, so i might be wrong and you should clarify as to what exactly happened.

[TonyStarks29]

hey i know how you feel man the same thing happend to my S13Pig nosebelive it or not i was lucky that i had a shop put in my sr. my damage was'nt as bad as urs my IC pipe was a little bent but that was about it for my car the insurance guy came over took a look at my car to give it a value and i showed him every recipt i put into that car and they added it to my value and i bought it back i ended up keeping everything in my car and the goodies + 2500. for the car its self and most parts + the labor is what they added to the value it was still a lost for me but i decied to do a swap in my back yard with a vert i mean maybe u can try to do the same i hope everything works out in ur favor ...... Another Kouki bites the dust....

[nzmoman]

actually, you should have gotten pics and started getting estimates on parts and prices before you started pulling things off. legally every insurance company has to provide you with the ability to contest a value in your situation. Your car may read that its worth a lesser number in KBB, but if you show the insurance company that your car is rare, and it goes for more on the market than what they are offering then you have grounds for an increase if they throw you under the bus. For instance, if you had an SR or RB in the car you could go and find cars that are similar in build and get their estimated values as proof of what your car is actually worth in the market. This is the law, but if you start pulling things off of it then you lose that ability because they can only write you for what your claim is worth. You should leave the car as is until the insurance company gives you a value and then be ready to take action.

Also keep in mind that an insurance company does not want to go to court and if you need to get your own company involved then you should have called them as well. If your company says that they would pay you more for the car then you need to ge that value in writibg and present it to the other company.

Just remember that you do have options and you have rights. If they are going to offer you 4k for your car you don't have to take it because you know you cannot reproduce the car for that much and you are entitled to get the amount that would equate to a reasonable reproduction of the car. Insurance companies know this, but they will never tell you it because they want to pay out as less as possible. you have to be aggressive about getting what you believe is fair, assuming they don't provide that to you up front.

[SolaraOnBronze]

Sorry about your loss, it SUCKS when someone destroys all of your hard work...

When my solara was totaled, I was lucky that it was still drivable and I was able to get it home. I spent about a month converting it back to stock, removed all of the mods I could to resell them since I didnt have insurance on my aftermarket parts. When they took the car, it didnt' have a fuel pump, rear sway bar or end links, and the exhaust and intake manifolds werent even bolted down. The body shop just told my insurance company it didnt run from the wreck and no one ever questioned anything. That might be your best bet IMO, especially since a lot of 240 parts hold their value so well.

Best of luck to you, I know the feeling all too well

[cody180sx]

dang man that suck bad. sorry about the tread jack Hoffman5982 were in dothan are u i drive the graffiti 240sx with the sr20 in dothan

[wynnEZ]

Sorry to hear about the wreck. Good luck finding another car.

[!Zar!]

For one thing, I would suggest you don't talk about how the accident happened until after your settlement has been delt with.

I'm gathering you have full coverage since you hit the van or whatnot?It's hard to figure out because your story was kind of like a run on sentence.

First don't take that KBB mess from the insurance company.

Go on craigslist, autotrader and, other various car sales sites.

Print the prices people want for a car in simalar condition to yours.

THEN gather receipts to show how much your parts cost.

You have to be extremely vigilant about getting this done.

Because the only one who cares about you is you.

[White Comet]

do you even have insurance that covers aftermarket parts? if not it doesn't matter, they're just gonna give you the value of your car (which is low anyway)

if you are talking about just oem parts...i don't think it'll matter too much.

you don't need a special insurance for that

[mrgrape]

what if at the DMV u claimed u only paid $1000 for the car or got it as a gift?(to not pay as much tax)will the insurance companies check that?so lets say u pay 7grand for a kouki, go to DMV seller writes it off as gift but u still pay him 7grand for the car....will that show up on insurance companies?

and OP i know u have wawanesa, as u wrote that on another post

[!Zar!]

That has nothing to do with the value of your car.

Lets say you get a Ferrari for $100, does that mean your Ferrrari is only worth $100?

No.

Same case, if you paid $50k for a stock civic vx, does that mean it's really worth that much?

No.

[DrifterXRPS13]

Poor poor kouki...yea your cars totaled dude, both airbags deployed, it's over

on the bright side, that makes mine just a little more valuable.

[LOVERboy]

sry about the confusion people.

here's the story.

i was the second car waiting to turn left on the left lane. the lights turn red then the van that was in front of my took off, so i went after him after waiting about a second or so. then next thing i know this yellow dodge ram was already in front of my car. and thats how my kouki got killed ..... .

[Ghast]

Soooooooo what is going down?

Are you going to build from the ground up or say "F" cars and move on to a new hobby?

Cuz even though you do not know me i would really like to buy the 5 lugs and seats....

Just putting that out there.

But i would much rather hear that you are not going to give up.

One Love,

Ghasty

[horubeets]

Whoa glad you're ok. I got into accident myself on Jan.17 and got totaled myself.

[LOVERboy]

im still not sure what i will do. but dont worry i wont give up this hobby!!!

still deciding what kind of car i will get next ....

[IanS]

That sucks man, can i have your seats?

Hahaha, just kidding.

[ThuG LyFe]

why won't u need a special insurance for aftermarket parts? no insurnace will cover costs for your aftermarket parts unless you specify them.

so whas the verdict?

[White Comet]

no insurnace will cover costs for your aftermarket parts unless you specify them.

ok, i guess that never happened to me an i dreamed it up

[!Zar!]

why won't u need a special insurance for aftermarket parts? no insurnace will cover costs for your aftermarket parts unless you specify them.

so whas the verdict?

Where the hell did you get that info from?

That is NOT true.

I know people who have showed receipts and gotten their money back for parts.

Just a few months ago my friend got current market value for a 240sx with mods like his,AND money for his parts that were damaged.

The bought his car back. That particular case was with AAA.

Done.

[crash n burn]

most times comprehensive coverage will only allow you to cover the blue book value of the car, and then you buy thecar back for the resale price, regardless of the 24k dollars you may have into it(why the hell are you driving a 240 still)

i run full coverage on my coupe, the adjuster came in, inspected the car, i showed him EVERY receipt i had. the value of the car in receipts/obvious labor came out to be nearly 9500 dollars(excludes misc. parts like calipers, silvia front end, rear ends, any cash transactions). the car is brand new from the ground up. so taking into consideration with that, we bumped my coverage to a full 12k. couple extra dollars a month and its a done deal. NO, i CAN'T buy the car back unless i pay for the price of the receipts+depreciated value of the car. i wreck it, 12k check, i'd buy it back for roughly 9500 dollars. i know i could built twice the car for 12k, so in my case, i'l take the money. a car is just a car. i got geico(not by choice)

and i'm sorry, but at the risk of sounding like a completely insensitive ***-hat, you're stupid for following a car into an intersection like that to begin with, let alone a red light. did you seriously NOT think something was going to happen? don't risk it, that's how people get screwing killed. you're lucky sir. too many people get hurt by ignorance

[!Zar!]

I agree with you Crashandburn.

The case in my friends point, was he wasn't the cause of the accident. So only having liability on his part, it didn't matter since he didn't cause it.

Now OP caused the crash. So I think he's less likely to have as much help through insurance.

OP: What type of coverage do you have? Full or liability?

Sorry if you already posted that up.

[LOVERboy]

i have full cover and he only have liability

[!Zar!]

Well, his truck is covered through your insurance.

You're lucky you have full coverage.

At least you'll get some money out of this.

But I think you will only get KBB for your car.

Because it isn't their fault you crashed it.

Final deduction.

[LOVERboy]

aite ppl. i called my insurance company today and they said i can have the car bak without having to pay anything except for the tow truck ....

soo i guess now the parting out will begin ... i will post the detail of what i have left in the classified section. anyone interest in anything LMK

=)

[Papi Chulo]

I want your KA+5sp w/ harness & ecu.

[email protected]

send me moar pics. I wasn't joking