colies97~240sx wrote: 4 tickets later one would think I would have gotten the point...
After 6 tickets in about 2.5 years, I still haven't gotten the point either

Wes, I dont know about where you live, but here in Texas we have several options. One is deferrment, this is where you pay extra, then are on "probation" for 6-12 months (seems to depend on the city your in), if you dont get another moving violation in that time, then you are good to go, its not a bad mark for your insurance. However, if you get another ticket in that time, then both of them are on your record, AND you paid extra for the first one (sucks). That should be your second option though, the first should be going to defensive driving class and having it disappear from your record. Usually that is a 105 dollar fine and then the cost of driving class. So far I've gone to defensive driving twice, deferred two tickets, and outright paid two. Sometimes you just have to pay it...such as when caught going 38 over (oops

). I've never fought a ticket because well...I've always been guilty and prepared to pay, tickets are just like filling up with gas for me, a cost of driving. I really need to get a radar detector before this speed inducing 240 gets really going well though...As for your insurance, that largely depends on your insurance company. The company must check your driving record in order to find out about any tickets or accidents, some companies do this rather often, others (State Farm in particular) seem to NEVER do it unless you get in an accident. Chances are though, for just one ticket your insurance will go up very little, if at all. If you play your cards right, you can keep your record looking pretty darn clean yet get about 2 tickets per year...definitely not a bad deal.