The rear diff of an Armada is an R230, and the front is an M205. The first gen Xterra used a C200 rear diff (solid axle) and an R200A front diff. The R200A had a 48/11 ring/pinion setup for a ratio of 4.363. The C200 was 37/8 for a ratio of 4.625.
the-ultimate-final-drive-gear-ratio-thread-t228683.html
While that thread isn't complete, I didn't see any ratios that are close to what you're after.
What car did you nab your R200 from to get a 3.54? I used to have some info from a Japanese magazine that listed nearly every 90s and 2000s era Nissan and their ratios (I can't find the email anymore, and the image is sitting on a hard drive in storage)