how much u pay for insurance?

The Nissan 300ZX (Z32) general community discussion forum
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REDWINTERZ
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I currently live with both of my parents (50 - 50 split custody). The car is in my mom's name because I'm only 17, and therefore I can't "technically" own it. I am the primary driver on the insurance, however. And yes, I pay it.

Now here's the real question: when I turn 18, will it be cheaper on insurance for my mom to keep the car in her name, or switch it to my own? Or will it make no difference?


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SarahLovesHer300zx
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REDWINTERZ wrote: I currently live with both of my parents (50 - 50 split custody). The car is in my mom's name because I'm only 17, and therefore I can't "technically" own it. I am the primary driver on the insurance, however. And yes, I pay it.

Now here's the real question: when I turn 18, will it be cheaper on insurance for my mom to keep the car in her name, or switch it to my own? Or will it make no difference?
get a quote from your agent/insurance company.. or better yet, get one from a few different companies and compare

pady999
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Your 17 nd u have 4 jobs??? Damn kid thts crazy!

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

yea i know gota make that money somehow.

and to the guy who called bs on it. here is my list of jobs

1. Wendys<<<< in lancaster, pa if you know where thats at2. Doe Run Furniture<<< furniture store in manheim central, pa if you know where thats at3. Paper rt every morning at 54. Clean moms office<<< and to those who say that isn't a real job... well 60 $$$ an hour sounds like a real job to me.

ive pretty much been working my a** off and will continue to work my a** off till the end of winter when I will then buy a crazy low mileage ttz. im going to be looking for a ttz with around 50,000miles at the most. oh and just to add i am a high school student too like i didn't drop out or anything.


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k3vin0615
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damn kid u crazy!

pady999
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ya i just want boost. so im pretty pumped for it im a little over half way there. then I can quit some of the jobs... or do i want to keep them and have 1500-2000 a month for mods??? ugh decisions decisions

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k3vin0615
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ur makin 1500-2000 a month with 4 jobs?

pady999
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yea i get

240> moms office300> half of the paper rt i share with my mom300> furniture store> varies some months some its higher some its lower700> wendys

and on months that have 5 weeks its all increased by a little. i also get tips from delivering furniture and delivering papers. especially this time of the year.

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k3vin0615
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wow thts not bad for a 17 kid....i get 3300 a month after taxes workin 60 hours a week 6 days a week...

pady999
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Yea Its pretty sweet except my social life isn't as active as it used to be

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k3vin0615
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Hhahahah I bet u dnt even have time to play wit urself lol...but hey at least u aint broke ryt

Z31toZ32
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pady999 wrote:4. Clean moms office<<< and to those who say that isn't a real job... well 60 $$$ an hour sounds like a real job to me.


cleaning jobs pay $8 an hour, maybe slightly more in a downtown area. if i could make $60 an hour dusting, id drop my top 30 mba program im in now and start cleaning immediately.

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car nut
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If its under the table you can make a good $15-$20 an hour. But thats for 7 hours of work (a whole house; they'll pay you $100-$140 depending on size of house) you can't just clean someones house/office for an hour and expect to make that. It's for your mom though so whatever. Wish my mom had an office to clean..

pady999
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well i make 60$ flat rate but i finish it in an hour so its pretty much 60$ an hr. i think my mom gets a check from them for like 600 a month so she gives me 240 of it and she keeps the rest.

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tg
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car nut wrote:If its under the table you can make a good $15-$20 an hour. But thats for 7 hours of work (a whole house; they'll pay you $100-$140 depending on size of house) you can't just clean someones house/office for an hour and expect to make that. It's for your mom though so whatever. Wish my mom had an office to clean..
ditto, a good cleaning lady is 20$/hr

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mckmnstr
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im paying 98 a month for liability only thru progressive on a 95' 240sx. im 20 and have a clean record

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mckmnstr
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tg wrote:
ditto, a good cleaning lady is 20$/hr
your damn right too, i cleaned with my girlfriend and her mum, a whole f***ing 4 bed house, garage, and exterior was for about $600 that was 3 people cleaning for about 3 days. break that down 6 hour days thats 18 hours in 3 days so thats 200 a day for 3 people 6 hours. thats 11 an hour. dont try and bs the nico club, you will get flamed and you will get pwnd

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k3vin0615
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Lol come on guys take it easy on the kid

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mckmnstr
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k3vin0615 wrote:Lol come on guys take it easy on the kid
ok ok i can give him a break for taking the right track and making money, and i can give him a break for staying in school. and definitely give a break for that fack he wants a ttz. z cars are the s*** but im sticking to my s14. but for future ref flat rate is not hourly its flat, you twist your ankle fall on a chair and rack your nuts ending up on the ground for an hour and a half in your own puke then get back up an slowly clean back up taking a total of 9 due to black outs from the pain your still getting paid 60$ but now its only 6.5 an hour. so first things first dont twist your ankle and secondly stay on the right path. to many ppl f s*** up, just ask any nico member im sure we all have a story or 3 or 17

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k3vin0615
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mckmnstr wrote: you twist your ankle fall on a chair and rack your nuts ending up on the ground for an hour and a half in your own puke then get back up an slowly clean back up taking a total of 9 due to black outs from the pain your still getting paid 60$ but now its only 6.5 an hour. so first things first dont twist your ankle and secondly stay on the right path.
Lmao wtf hahahahahahaha

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WhiteKnight
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mckmnstr wrote:
your damn right too, i cleaned with my girlfriend and her mum, a whole f***ing 4 bed house, garage, and exterior was for about $600 that was 3 people cleaning for about 3 days. break that down 6 hour days thats 18 hours in 3 days so thats 200 a day for 3 people 6 hours. thats 11 an hour. dont try and bs the nico club, you will get flamed and you will get pwnd
It took that long? Were they featured on HOARDERS on A&E?

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car nut
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Lol I hope you also mowed the lawn and trimmed the hedges for that amount of work. Must've done one heck of a job.

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Ace2cool
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I'm 19, and I'm about to start paying ~$101/mo. liability for both my Z and my Subaru SVX that I'll be picking up next weekend.

Right now I'm paying ~$75 liability on the Z.

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DMeN Z
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19.TT Z$74 monthly -Roughly ~900 per year. (liability w/ State Farm)(Used to pay $63 monthly for my old N/A)Perfect driving records (trying to keep it that way)Good student discount.

I can afford it so it's not a problem for now.

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zxautogiro
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i pay lass than $80bucks at monthly with towing and full cover after this hapenn

mikixd
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I PAY $678.99 per year im only 21 with 1 year of driving

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Ace2cool
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Update: I'm only paying ~$84 a month now after I added the Subie. I moved to Cali and insurance went up to ~$95, but then my payments actually went down adding another car, haha.

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car nut
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Ace2cool wrote:Update: I'm only paying ~$84 a month now after I added the Subie. I moved to Cali and insurance went up to ~$95, but then my payments actually went down adding another car, haha.
Yeah, the more cars you have, the less you'll pay per car. I know people who have only payed like $85 a month for a Porsche because they have 3 other cars on the policy.

EDIT: and that's in the city (much more expensive).

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NolimitZ32
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pay 167/month full coverage on WRX (3rd most expensive car to insure, outside of exotics and such other cars.)

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car nut
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^Reason I didn't get a WRX lol

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NolimitZ32
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Dude thats actually cheap, i don't know how i got it this cheap cause i'm 23 and don't have a perfect driving record but when i bought the car i was expecting it to be like 250+ per month, thats what my buddy with a forester XT (turbo) pays and he's 21 and his record looks about the same as mine.


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