Post by
swooshbug »
https://forums.nicoclub.com/swooshbug-u134244.html
Tue May 19, 2009 4:54 am
I'll be buying my first new car too soon, hopefully it will be a Versa, but it will depend on the price I get tonight when I go talk to dealer, I'm going in tonight to talk to one of the two Nissan dealers near me. The car I want is: SL 09 HB w/CVT, ABS, convenience package, and floor mats.MSRP = $18035, Invoice = $17307, and TMV = $17557 I'm eligible for 3 rebates if I finance through Nissan: the $1750 customer cash (don't need to finance through Nissan), the $750 Bonus cash, and the $500 recent grade bonus cash, for a total of $3000 in incentives. I see a lot of people are getting the car for a thousand or two less than invoice after rebates, and fitzmall.com has the same car for $13910 after rebates (the $1750 and $750 ones, doesn't include college grad), so I should be able to get it for around $13410 after all rebates, right? So, my goal should be around $16410 before rebates, taxes, title, tags?That would mean my OTD including all fee and taxes would be around $14600... Does that sound like a good price? Is the dealer likely to agree to something like that? I will be using $5000 as a down payment.Oh, and regarding the financing, my credit union will refinance the Nissan loan at the new car rate they pre-approved me for, so as long as Nissan doesn't have any sort of pre-payment penalties, or restrictions on how long you need to have the loan in order to get the rebates I plan on financing through Nissan to get the extra $1250 in rebates and then re-finance at my credit union for a lower rate. Has anyone financed through Nissan? Do they have a pre-payment penalty?? Thanks for any help, it is much appreciated!!!