Lost_To_A_K-Car wrote:You have three cars.
Car one rear ended car two, which caused car two to rear end car three.
Your friend was in car one. Correct so far?
Under every state statue that I've ever seen, the driver of the car which rear-ends another car is at fault, even if he was rear ended by another car, causing the accident. The legal theory behind this is that you must be in control of your vehicle at all times.
So, your friend will be at fault for the Car One->Car Two accident, but not for the Car Two->Car Three accident.
Your friend's insurance agent will be able to confirm this.
Never, ever, ever go around the insurance company in the event of an accident. Two months from now, the driver of car two can claim injury, and sue your friend. If he failed to report the accident to the insurance company, they're going to leave him twisting in the wind.
Nah....if somebody rearends you causing you to rearend somebody else (chain collision), it is *all* the person in the back's fault.
My mom just had this happen to her last year. She got rearended by somebody causing a 5 car accident (she was 4th back). The 5th person backed up and took off and left it to look like my mom was the back person. Nobody got a ticket. The person who took off was arrested 6 months later.