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 Sub-25 year old males: post your yearly insurance ratesFirst  1 2 >  Last
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Onizuka



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8594 posts
240sx-coupe 240sx-hatch
Narashinoshi Chibaken Japan
11-6-2002

  Sub-25 year old males: post your yearly insurance rates


Just wondering if anybody gets good rates out there, here is what I was quoted recently as a 19 year old college student living in PA:

A:
91 240sx as a daily driver, minimal coverage, no collision, limited tort and so on, -for $600 a year

B:
91 240sx as pleasure car, minimal coverage, no collision, limited tort
and
97 240sx as daily driver, medium coverage, collision with $1000 deductable, limited tort
-all for $1600 a year




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CDE



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153 posts
1989 240SX
Kelowna BC
1-21-2005

 « 


Holy crap, that seems very cheap to me even after the can-us dollar difference.

I pay ~100 bux a month for my 89 240. I'm 21 years old and have a 20% discount on my insurance for safe driving. I have fairly minimal coverage and I think it is a 300 or 500 dollar deductable (I forget what one I chose)



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Luke
Supporting Member



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1638 posts
93 S13 SR20DET Coupe, 07 Yamaha YZF-R6
9-27-2002

 « 


Wtf, Erie insurance is ripping me.
21 years old
93 240sx, no collision, minimal coverage, daily driver, $150/mo!
That comes out to $900 every six months and $1800/yr. Damnit, no accidents or tickets on the record either. :\



1993 Nissan 240sx Coupe
S13 SR20DET Blacktop

Repo Man
NICO Administrator



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12276 posts
2008 Hummer H3 Adventure, SR swapped s13 hatch
Indianapolis Indiana
7-24-2002

 « Re: (Luke)


Quote, originally posted by Luke »
Wtf, Erie insurance is ripping me.
21 years old
93 240sx, no collision, minimal coverage, daily driver, $150/mo!
That comes out to $900 every six months and $1800/yr. Damnit, no accidents or tickets on the record either. :\

I'd be shopping...



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Altiman94



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5900 posts
Paintball, cars, outdoor sports
Iowa
6-22-2003

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I pay 150/month on my 02 cougar for full coverage with a 500 deductible. I am also on SR-22 which will be taken off January 06



2002 Mercury Cougar V6 (stock)

2001 Suzuki GSX-R1000 (Fast enough)

metalsyth



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927 posts
2001 Nissan Altima
Jesup Georgia
3-22-2004

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I pay 95/month on a 95 Jeep Wrangler and I am 22 years old and this is full coverage with 500 deductible with a 200 comp. and rental car 80/20 rate I pay 20% and roadside service. I also have a clean record.



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twofortyesecks



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283 posts
Del Sol Si with 200k...ehh, it's paid for
Culver City CA
6-7-2003

 « 


progressive is charging me 380 every 6 months in Los Angeles.
I only payed 180 in Chico (about 500 miles north).
I'm 24 with a perfect record. I hate LA.

oh yeah and its a 93 240

Repo Man
NICO Administrator



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12276 posts
2008 Hummer H3 Adventure, SR swapped s13 hatch
Indianapolis Indiana
7-24-2002

 « Re: (Altiman94)


Quote, originally posted by Altiman94 »
I pay 150/month on my 02 cougar for full coverage with a 500 deductible. I am also on SR-22 which will be taken off January 06

WTF is SR-22 besides a stroked SR20DET???



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CaoBoY



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569 posts
240sx
Central Valley 2o9 California
2-14-2005

 « Re: (twofortyesecks)


Quote, originally posted by twofortyesecks »
progressive is charging me 380 every 6 months in Los Angeles.
I only payed 180 in Chico (about 500 miles north).
I'm 24 with a perfect record. I hate LA.

oh yeah and its a 93 240

progressive sucks, i have 2 tickets, 1 at fault accident(totalling both cars when i was a newb driver) and i pay 200 a month for LIABILITY (insurance sucks and im only 20) 1990 240sx and i live in central valley



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287 posts
1992 240SX with fidanza flywheel, clutchmasters clutch, B&M shifter, soon ksports & rucas
Irvine CA
9-17-2004

 « Re: (repo man)


Quote, originally posted by repo man »

WTF is SR-22 besides a stroked SR20DET???


SR-22 has nothing to do with motors. SR-22 is the form number of the form for PROOF OF FINANCIAL RESPONSIBILITY. basically its a form that the insurance company must fill out and you must submit to the dmv. this is what happens when you get into an accident without insurance.



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Altiman94



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5900 posts
Paintball, cars, outdoor sports
Iowa
6-22-2003

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No, I am required to have the insurance due to losing my license for speeding tickets, I have no accidents on my record and I've never driven a vehicle that was not insured.



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2001 Suzuki GSX-R1000 (Fast enough)

Jesda



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24863 posts
NICE
PANTS
5-5-2003

 « 


92 Q45. Liability coverage. V8 engine. Airbag. Alarm.
Technically clean driving record. Local insurance through a statewide provider.

$650/yr.



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nismofly
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13135 posts
89 S13 Hatch
Syracuse / Shirley NY
9-4-2004

 « 


i think im at like $700 a year

im 19, ill be 20 in october, been driving since the day i turned 16...never been pulled over, no accidents, nothing

i guess im lucky to go through those years without any of the "experiences"

turtl631

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786 posts
S14
Atlanta GA
4-2-2004

 « 


Ugh, I just looked up on Geico what I would have. I'm 20, 1 accident (totalled S14), no tickets, good student discount, and with no collision or comprhensive, it was gonna be about $1200 a year for a 95 s14. I added minimal collision and it doubled
roe_wedge



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77 posts
1990 240 SX S13
Fairfield IL
7-25-2005

 « 


im 20 and i pay 180 dollars every 6 months with state farm... but thats with liability.. the lowest of the low.
BryanGrigsby



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100 posts
Red 240sx SE
Goldsboro NC
6-26-2005

 « Re: (roe_wedge)


Well,

You guys have it good. I'm 23, with a 98 s14 w/ collision and libility and my monthly is about $200. Yes that is $1200 every six months and $2400 a year.

Iv'e got six points on my liscense and I live in North Carolina which has some the worst rates in the nation.

BUT things should be looking alot better the next time I renew my policy.

Sheesh, you'd think I drove Ferrari or something...



http://www.cardomain.com/ride/2081148

SlidnSideways

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340 posts
97 Nissan 240sx SE
White Marsh Maryland
3-23-2005

 « Re: (BryanGrigsby)


Lol ....i think i win....

Im 19 living in Baltimore Maryland paying about 3600 a year for liability only insurance on my 89 240sx. Got a accident and ticket tho...

Accident was dumb tho my phawken mom suggested that i tell my insurance company (who wouldnt help me anyway being i only have liability converage) that someone hit my car while i was at work and no one was there to see it. Yup...I think someone has it out for me cause my car was hit twice in the parkinglot while i was inside at work. I came out one day completely missing my front bumper...

--Tim--

dfw240_EE



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1138 posts
1992 240SX
Dallas Tx
6-24-2003

 « 


Right now about $900 a year, 23 years old on a 92 240SX. Should go up though when a lil fender bender clears.
HC4Drifter



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126 posts
1995 Nissan 240sx JWT, TEIN, NISMO, and MAGNAFLOW
SO Cal CA
3-16-2005

 « Re: (dfw240_EE)


I pay $222 a month about $2700 a year. (Full coverage, $500 deductible, and Uninsured Motorist)
On a 1995 240sx SE
note I have:
three minor violations
so it isn't too bad
thank you god for AIS
I was paying $246 a month on my automatic 1996 Altima GXE before it got totalled and I switched to AIS
If you are interested in getting a good deal on insurance call
(1 800 777 4247)
It saved me a ton!




Doomed2Walk



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1083 posts
2005 Subaru Impreza WRX STi WRBP on gold
Chicago Area
6-21-2003

 « 


Allstate. '95 240SX $700 a year for liability. '05 STi $1300 a year for full coverage.
Scooby24

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245 posts
01 BMW 330CI
Overland Park KS
8-17-2005

 « 


Progressive is my insurance provider.

23 year old

05 STi cost me 166/month full coverage

1996 Subaru Legacy is 55/month liability + comprehensive

1997 240sx is 100/month full coverage



BMW 330CI
CX-7

Red-KAT



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658 posts
1995 240sx-se ka24det
Vancouver, Wa
2-28-2004

 « Re: (CaoBoY)


Quote, originally posted by CaoBoY »

progressive sucks, i have 2 tickets, 1 at fault accident(totalling both cars when i was a newb driver) and i pay 200 a month for LIABILITY (insurance sucks and im only 20) 1990 240sx and i live in central valley

Progressive I pay $120 / Month for my 95 240sx. 1 Ticket 20+ and Minor Accedent. I am 24 I think... Yeah 24.

It was $165 / Month w/ Reckless Driving (114mph) and the 20+ and the Minor Accedent.

Both with $100 Deduct no collision.

For a 1998 BMW M3 its $230 / Month from some other people... Full Coverage. It $250 for both cars.

At 20 I was paying $365 a month for MAX Full coverage with Allstate. At 21 it Dropped to $165 MAX Full coverage. No bad record at that time.



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(Sold..... Jollygreen21@hotmail.com )1995 Nissan 240sx-se Turbo. Me 225ish + Car = 3150 lb
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anyotherone



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191 posts
'02 IS300, '93 S13 coupe w/VH45 swap in progress!
Carrollton TX
11-6-2004

 « Re: (Red-KAT)


I know that you all are probably aware how these rates are going to differ depending on your location, crime rates, etc.

That said:

I'm 23, single, own my car, and I pay $1,500 a year full coverage for my '98 SE with a $500 deductable.

Progressive can only work with your rates so much... and it depends almost entirely on your location. My rates with progressive were half of what I was quoted by Geico, State Farm, Allstate, for the exact same coverages.


EDIT: Oh yeah, I have 1 at fault accident and two speeding tickets on my record... but it's been almost 3 years since all of them happened. (they were all in a 3 month period )


Luke
Supporting Member



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1638 posts
93 S13 SR20DET Coupe, 07 Yamaha YZF-R6
9-27-2002

 « Re: (Luke)


Quote, originally posted by Luke »
Wtf, Erie insurance is ripping me.
21 years old
93 240sx, no collision, minimal coverage, daily driver, $150/mo!
That comes out to $900 every six months and $1800/yr. Damnit, no accidents or tickets on the record either. :\

Good news for me, it has finally dropped to $92/mo!



1993 Nissan 240sx Coupe
S13 SR20DET Blacktop

TurboSE



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30 posts

Hanover Pa
9-11-2005

 « 


24 (25 in Nov.), no accidents, no tix.

1995 Ford Explorer XLT

Minimum coverage, $636/yr




zippitta



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274 posts
1990 240SX HB
Hurlburt Field FL
7-4-2005

 « Re: (TurboSE)


19y/o - 97 Acura TL SR-19 1 accident at fault

Full coverage = $300/month



The beast will live AGAIN!!!!!! I Hope......... maybeee????????...............sigh

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fire_head57

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10 posts

Lower Mainland British Columbia
9-22-2005

 « Re: (CDE)


Quote, originally posted by CDE »
Holy crap, that seems very cheap to me even after the can-us dollar difference.

I pay ~100 bux a month for my 89 240. I'm 21 years old and have a 20% discount on my insurance for safe driving. I have fairly minimal coverage and I think it is a 300 or 500 dollar deductable (I forget what one I chose)

I predict ICBC will own BC by 2012.

reccakun08

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175 posts

Rockville, Maryland
8-2-2003

 « 


1200 a year
Chansen



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168 posts
Q45
El paso Tx
9-16-2005

 « Re: (reccakun08)


$190 a month for full through gieco on my Y33 I'm 24 with 1 speeding ticket in TX and 4 from NYC



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MS180SX



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362 posts
93' Hatchback SE 5spd swap complete!
Montgomery NY
6-23-2005

 « Re: Sub-25 year old males: post your yearly insurance rates (J-Spec Tuner)


Quote, originally posted by J-Spec Tuner »
Just wondering if anybody gets good rates out there, here is what I was quoted recently as a 19 year old college student living in PA:

A:
91 240sx as a daily driver, minimal coverage, no collision, limited tort and so on, -for $600 a year

B:
91 240sx as pleasure car, minimal coverage, no collision, limited tort
and
97 240sx as daily driver, medium coverage, collision with $1000 deductable, limited tort
-all for $1600 a year

damn.. what insurance company is that? i got qutoed 2400/ year with full coverage, no deductables and 1200, basic w/ comp
im 19, full time college, driver saftey on a 94 240sx SE from GEICO and im a damn government employee!.
P.S. GEICO is Govt Employee Insurance Company...



89 Red Htachback LE...Curshed
93 Pearl White Hatchback SE ..SOLD
04 350zr touring, 6mt... wrecked...
05 SCOOBY DO STI... FS/FT

http://www.myspace.com/2fast240<- my Home Page


BuLLeTdrift



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952 posts
91 240sx fast baq
SacramentO Ca
2-8-2004

 « 


Just got insured today. For just me as the only driver I got $72.50/month for the second to lowest liability on my 91 s13. And i pay a lil but under $100 for my Lexus, only b/c I put my mom as the primary driver, and me second. Not too bad considering that i'm 20 w/ a wreckless driving ticket on my record.



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lilleo3512

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56 posts
Nissan 240sx 1995
elk grove ca
9-27-2005

 « Re: Sub-25 year old males: post your yearly insurance rates (J-Spec Tuner)


I have AAA for a 95 240sx se and 2004 altima se me and my girlfriend pay 1880 for a year. Full coverage. We both have clean records NOW.
kill1get1free



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314 posts
Exar-Kun (Chet)'s Ex - '93 240sx
LaFayette GA
5-6-2005

 « 


I pay like 700 a year for liability only with State Farm for a 93 240sx. I'm 17 one accident not at fault and 2 speeding tickets for 20 over (don't think they know about the tickets tho.)



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1991SIlvia

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1 posts
1991 Silvia and 2002 SE-R Spce v
Miami FL
12-1-2005

 « 


about 3700 per year.....HELP me they are raping me ......BAD

20yrs GIECO full liability no collision 1991 240 one accident one speeding ticket ....oh yeah i forgot MIAMI FL


....it hurts

S13inBatnRuge



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570 posts
93 240sx
Baton Rouge louisiana
2-11-2005

 « 


23 years old just got quoted 93 dollars a month 93 240sx
clean record and been with company for about 4 years claims free



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SlidnSideways

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340 posts
97 Nissan 240sx SE
White Marsh Maryland
3-23-2005

 « Re: (S13inBatnRuge)


is it true that if u claim an accident and get a speeding ticking under the age of 18 ur insurance isnt gonna drop till ur 23 or later? I really dont feel like paying close to 4 grand a year for liability only till im 23! The 2 were within 6 mos. of each other and it has been almost 2 years squeeky clean record since then.

--Tim--

becoh

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6 posts
nissan 240sx (s14 only)
blenheim on
12-17-2005

 « Re: Sub-25 year old males: post your yearly insurance rates (J-Spec Tuner)


Well on a 1996 240sx Le, fully stock according to the insurance company's books......7200 a year, which is about 600 a month, varies each month. I have a farily clean record with just one 35+ speeding ticket, but i geuss being a 20 year old in a RWD 2 Door Sports car really bungs ya up a bit. I live in southern Ontario....not sure if that figures into the equation.
troppop



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21 posts
1992 Civic Si
Bloomington IL
12-17-2005

 « 


1100 or so every 6 months...on a "stock" 1992 honda civic cx with LIABILITY ONLY. 17 year old with a penis will really crank up those rates I guess...

*edit* no tickets, no nothin'! first car and it's under my moms name.



1992 Civic Cx with a D16Z6 swap for sale/trade!
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MS180SX



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362 posts
93' Hatchback SE 5spd swap complete!
Montgomery NY
6-23-2005

 « Re: Sub-25 year old males: post your yearly insurance rates (J-Spec Tuner)


just got a few quotes...

2003 Nissan 350z 6spd, full coverage, 500 deductable from GEICO is 1582 every 6 months...

same car, same coverage from ALLSTATE is 230/ month...

i am 20 years old, crystal clean license, and i live In NY!!!



89 Red Htachback LE...Curshed
93 Pearl White Hatchback SE ..SOLD
04 350zr touring, 6mt... wrecked...
05 SCOOBY DO STI... FS/FT

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Rockenreno



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2891 posts
1997 BMW M3
San Diego CA
1-5-2003

 « Re: Sub-25 year old males: post your yearly insurance rates (Onizuka)


22 year old male
no at-fault accidents, 1 non at-fault accident

For my 1995 BMW M3 I'm paying roughly $850 for the 6 month premium for $25k/50k coverage and $500 collision and comp deductibles. This is through State Farm with the good driver and good student discounts.

I was quoted $1160 through All-State and $1275 through USAA (pawning me off to an "associate" company) for the 6 month premium and same coverage.



1997 BMW M3 - Now with coilovers!
1995 BMW M3 - TMS Chip, ECIS Intake, UUC Red TMEs, UUC Clutch Stop, GC RSMs, JTD Underpanel - KIA
1996 Nissan 240sx - Sold 2/8/06
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