Sub-25 year old males: post your yearly insurance rates

[Onizuka]

Just wondering if anybody gets good rates out there, here is what I was quoted recently as a 19 year old college student living in PA:

A:91 240sx as a daily driver, minimal coverage, no collision, limited tort and so on, -for $600 a year

B:91 240sx as pleasure car, minimal coverage, no collision, limited tortand97 240sx as daily driver, medium coverage, collision with $1000 deductable, limited tort-all for $1600 a year

[CDE]

Holy crap, that seems very cheap to me even after the can-us dollar difference.

I pay ~100 bux a month for my 89 240. I'm 21 years old and have a 20% discount on my insurance for safe driving. I have fairly minimal coverage and I think it is a 300 or 500 dollar deductable (I forget what one I chose)

[Luke]

Wtf, Erie insurance is ripping me. 21 years old93 240sx, no collision, minimal coverage, daily driver, $150/mo!That comes out to $900 every six months and $1800/yr. Damnit, no accidents or tickets on the record either. :\

[Repo Man]

Wtf, Erie insurance is ripping me. 21 years old93 240sx, no collision, minimal coverage, daily driver, $150/mo!That comes out to $900 every six months and $1800/yr. Damnit, no accidents or tickets on the record either. :\

I'd be shopping...

[Altiman94]

I pay 150/month on my 02 cougar for full coverage with a 500 deductible. I am also on SR-22 which will be taken off January 06

[metalsyth]

I pay 95/month on a 95 Jeep Wrangler and I am 22 years old and this is full coverage with 500 deductible with a 200 comp. and rental car 80/20 rate I pay 20% and roadside service. I also have a clean record.

[twofortyesecks]

progressive is charging me 380 every 6 months in Los Angeles.I only payed 180 in Chico (about 500 miles north).I'm 24 with a perfect record. I hate LA.

oh yeah and its a 93 240

[Repo Man]

I pay 150/month on my 02 cougar for full coverage with a 500 deductible. I am also on SR-22 which will be taken off January 06

WTF is SR-22 besides a stroked SR20DET???

[CaoBoY]

progressive is charging me 380 every 6 months in Los Angeles.I only payed 180 in Chico (about 500 miles north).I'm 24 with a perfect record. I hate LA.

oh yeah and its a 93 240

progressive sucks, i have 2 tickets, 1 at fault accident(totalling both cars when i was a newb driver) and i pay 200 a month for LIABILITY (insurance sucks and im only 20) 1990 240sx and i live in central valley

[gehzumteufel]

WTF is SR-22 besides a stroked SR20DET???

SR-22 has nothing to do with motors. SR-22 is the form number of the form for PROOF OF FINANCIAL RESPONSIBILITY. basically its a form that the insurance company must fill out and you must submit to the dmv. this is what happens when you get into an accident without insurance.

[Altiman94]

No, I am required to have the insurance due to losing my license for speeding tickets, I have no accidents on my record and I've never driven a vehicle that was not insured.

[Jesda]

92 Q45. Liability coverage. V8 engine. Airbag. Alarm.Technically clean driving record. Local insurance through a statewide provider.

$650/yr.

[nismofly]

i think im at like $700 a year

im 19, ill be 20 in october, been driving since the day i turned 16...never been pulled over, no accidents, nothing

i guess im lucky to go through those years without any of the "experiences"

[turtl631]

Ugh, I just looked up on Geico what I would have. I'm 20, 1 accident (totalled S14), no tickets, good student discount, and with no collision or comprhensive, it was gonna be about $1200 a year for a 95 s14. I added minimal collision and it doubled

[roe_wedge]

im 20 and i pay 180 dollars every 6 months with state farm... but thats with liability.. the lowest of the low.

[BryanGrigsby]

Well,

You guys have it good. I'm 23, with a 98 s14 w/ collision and libility and my monthly is about $200. Yes that is $1200 every six months and $2400 a year.

Iv'e got six points on my liscense and I live in North Carolina which has some the worst rates in the nation.

BUT things should be looking alot better the next time I renew my policy.

Sheesh, you'd think I drove Ferrari or something...

[SlidnSideways]

Lol ....i think i win....

Im 19 living in Baltimore Maryland paying about 3600 a year for liability only insurance on my 89 240sx. Got a accident and ticket tho...

Accident was dumb tho my phawken mom suggested that i tell my insurance company (who wouldnt help me anyway being i only have liability converage) that someone hit my car while i was at work and no one was there to see it. Yup...I think someone has it out for me cause my car was hit twice in the parkinglot while i was inside at work. I came out one day completely missing my front bumper...

--Tim--

[dfw240_EE]

Right now about $900 a year, 23 years old on a 92 240SX. Should go up though when a lil fender bender clears.

[HC4Drifter]

I pay $222 a month about $2700 a year. (Full coverage, $500 deductible, and Uninsured Motorist)On a 1995 240sx SEnote I have:three minor violationsso it isn't too badthank you god for AISI was paying $246 a month on my automatic 1996 Altima GXE before it got totalled and I switched to AIS If you are interested in getting a good deal on insurance call (1 800 777 4247)It saved me a ton!

[Doomed2Walk]

Allstate. '95 240SX $700 a year for liability. '05 STi $1300 a year for full coverage.

[Scooby24]

Progressive is my insurance provider.

23 year old

05 STi cost me 166/month full coverage

1996 Subaru Legacy is 55/month liability + comprehensive

1997 240sx is 100/month full coverage

[Red-KAT]

progressive sucks, i have 2 tickets, 1 at fault accident(totalling both cars when i was a newb driver) and i pay 200 a month for LIABILITY (insurance sucks and im only 20) 1990 240sx and i live in central valley

Progressive I pay $120 / Month for my 95 240sx. 1 Ticket 20+ and Minor Accedent. I am 24 I think... Yeah 24.

It was $165 / Month w/ Reckless Driving (114mph) and the 20+ and the Minor Accedent.

Both with $100 Deduct no collision.

For a 1998 BMW M3 its $230 / Month from some other people... Full Coverage. It $250 for both cars.

At 20 I was paying $365 a month for MAX Full coverage with Allstate. At 21 it Dropped to $165 MAX Full coverage. No bad record at that time.

[anyotherone]

I know that you all are probably aware how these rates are going to differ depending on your location, crime rates, etc.

That said:

I'm 23, single, own my car, and I pay $1,500 a year full coverage for my '98 SE with a $500 deductable.

Progressive can only work with your rates so much... and it depends almost entirely on your location. My rates with progressive were half of what I was quoted by Geico, State Farm, Allstate, for the exact same coverages.

EDIT: Oh yeah, I have 1 at fault accident and two speeding tickets on my record... but it's been almost 3 years since all of them happened. (they were all in a 3 month period )

[Luke]

Wtf, Erie insurance is ripping me. 21 years old93 240sx, no collision, minimal coverage, daily driver, $150/mo!That comes out to $900 every six months and $1800/yr. Damnit, no accidents or tickets on the record either. :\

Good news for me, it has finally dropped to $92/mo!

[TurboSE]

24 (25 in Nov.), no accidents, no tix.

1995 Ford Explorer XLT

Minimum coverage, $636/yr

[zippitta]

19y/o - 97 Acura TL SR-19 1 accident at fault

Full coverage = $300/month

[fire_head57]

Holy crap, that seems very cheap to me even after the can-us dollar difference.

I pay ~100 bux a month for my 89 240. I'm 21 years old and have a 20% discount on my insurance for safe driving. I have fairly minimal coverage and I think it is a 300 or 500 dollar deductable (I forget what one I chose)

I predict ICBC will own BC by 2012.

[reccakun08]

1200 a year

[Chansen]

$190 a month for full through gieco on my Y33 I'm 24 with 1 speeding ticket in TX and 4 from NYC

[MS180SX]

Just wondering if anybody gets good rates out there, here is what I was quoted recently as a 19 year old college student living in PA:

A:91 240sx as a daily driver, minimal coverage, no collision, limited tort and so on, -for $600 a year

B:91 240sx as pleasure car, minimal coverage, no collision, limited tortand97 240sx as daily driver, medium coverage, collision with $1000 deductable, limited tort-all for $1600 a year

damn.. what insurance company is that? i got qutoed 2400/ year with full coverage, no deductables and 1200, basic w/ comp im 19, full time college, driver saftey on a 94 240sx SE from GEICO and im a damn government employee!. P.S. GEICO is Govt Employee Insurance Company...