Sub-25 year old males: post your yearly insurance rates

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BuLLeTdrift
Posts: 977
Joined: Sun Feb 08, 2004 1:13 pm
Car: 91 240sx fast baq
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Just got insured today. For just me as the only driver I got $72.50/month for the second to lowest liability on my 91 s13. And i pay a lil but under $100 for my Lexus, only b/c I put my mom as the primary driver, and me second. Not too bad considering that i'm 20 w/ a wreckless driving ticket on my record.


lilleo3512
Posts: 57
Joined: Tue Sep 27, 2005 5:38 pm
Car: Nissan 240sx 1995

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I have AAA for a 95 240sx se and 2004 altima se me and my girlfriend pay 1880 for a year. Full coverage. We both have clean records NOW.

kill1get1free
Posts: 323
Joined: Fri May 06, 2005 2:20 am
Car: 90 240sx, 92 240sx (parts), 93 hardbody (parts),94 hardbody, 2003 Sentra se-r spec v, 2015 Quest Platinum.

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I pay like 700 a year for liability only with State Farm for a 93 240sx. I'm 17 one accident not at fault and 2 speeding tickets for 20 over (don't think they know about the tickets tho.)

1991SIlvia
Posts: 1
Joined: Thu Dec 01, 2005 8:33 am
Car: 1991 Silvia and 2002 SE-R Spce v

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about 3700 per year.....HELP me they are raping me ......BAD

20yrs GIECO full liability no collision 1991 240 one accident one speeding ticket ....oh yeah i forgot MIAMI FL

....it hurts

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S13inBatnRuge
Posts: 569
Joined: Fri Feb 11, 2005 6:37 pm
Car: 93 240sx

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23 years old just got quoted 93 dollars a month 93 240sx clean record and been with company for about 4 years claims free

SlidnSideways
Posts: 380
Joined: Wed Mar 23, 2005 4:20 am
Car: 97 Nissan 240sx SE

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is it true that if u claim an accident and get a speeding ticking under the age of 18 ur insurance isnt gonna drop till ur 23 or later? I really dont feel like paying close to 4 grand a year for liability only till im 23! The 2 were within 6 mos. of each other and it has been almost 2 years squeeky clean record since then.

--Tim--

becoh
Posts: 6
Joined: Sat Dec 17, 2005 1:29 pm
Car: nissan 240sx (s14 only)

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Well on a 1996 240sx Le, fully stock according to the insurance company's books......7200 a year, which is about 600 a month, varies each month. I have a farily clean record with just one 35+ speeding ticket, but i geuss being a 20 year old in a RWD 2 Door Sports car really bungs ya up a bit. I live in southern Ontario....not sure if that figures into the equation.

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troppop
Posts: 21
Joined: Sat Dec 17, 2005 9:53 pm
Car: 1992 Civic Si
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1100 or so every 6 months...on a "stock" 1992 honda civic cx with LIABILITY ONLY. 17 year old with a pen15 will really crank up those rates I guess...

*edit* no tickets, no nothin'! first car and it's under my moms name.

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MS180SX
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just got a few quotes...

2003 Nissan 350z 6spd, full coverage, 500 deductable from GEICO is 1582 every 6 months...

same car, same coverage from ALLSTATE is 230/ month...

i am 20 years old, crystal clean license, and i live In NY!!!

Rockenreno
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22 year old maleno at-fault accidents, 1 non at-fault accident

For my 1995 BMW M3 I'm paying roughly $850 for the 6 month premium for $25k/50k coverage and $500 collision and comp deductibles. This is through State Farm with the good driver and good student discounts.

I was quoted $1160 through All-State and $1275 through USAA (pawning me off to an "associate" company) for the 6 month premium and same coverage.

S14AddiCtion
Posts: 104
Joined: Fri Mar 17, 2006 5:54 am
Car: USDM 1996 S14

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Lets just say I'm jealous. Here in Atlanta, GA...insurance is necessary and comes at a great expense. Although this is what I consider a deal...

No Name insurance - Liability (base coverage)$118/mo 6 mo, i'm 20 yr old driving 96 240SX SE3 speeding tickets in 1 year (2003)

When I got quotes from Geico and eInsurance, I was looking at approx. double that. Although so many kids get killed in accidents and reckless driving in my county alone its sickening. I've taken def. driving, community awareness, and won 2 of my tickets, and thats the best I can do. I'd much rather not have insurance

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Repo Man
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Wow, that is a steal my man.

CodyJ
Posts: 13
Joined: Thu Jun 08, 2006 9:52 am

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92 jeep cherokee (im ditching soon)1 minor at fault accident & 15 over and excessive noise ticket Over $2400 per year for plpd coverage

S14AddiCtion
Posts: 104
Joined: Fri Mar 17, 2006 5:54 am
Car: USDM 1996 S14

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Given that record and a vehicle worth insuring, in that area (excuse me if I'm wrong, age matters) that sucks, are you with a big insurance company or a no-name? because I am looking for some insurance for another car and I am unsure which route to go considering I *want* full coverage, but will dwell on the major expense.

minhong
Posts: 9
Joined: Sat Jun 17, 2006 8:39 pm

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I just got a new 06 G35 sedan. I paid 830/6 months, 25/50, 1000 deductibles.

Reeshu926
Posts: 1
Joined: Tue Oct 24, 2006 9:41 am
Car: 1995 240sx se

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You Guys gotta stop b****in , i have a 95 240sx se , and i pay bout 4500 a year with minimal coverage, 18 years old with 1 speeding ticket insurance knows about, Toronto Canada insurance for u

slideways14
Posts: 1
Joined: Sat Nov 11, 2006 7:05 pm

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Ok i have a 95 240sx that i pay 58 a month for full coverage. I also own a 94 Dodge Intrepid that i pay 73 a month for liability only. im 19 and it feels great and yes it is my own policy no parent bs here!

blitz23
Posts: 62
Joined: Mon Nov 13, 2006 6:09 pm
Car: 1985 S12 Silvia/200sx CA18ET

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male 23. 1985 S12 200sx $145/m. bare bone insurance. just liability, no colission, no theft, no nothing. ontario canada. insurance sucks here.

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ugaexploder
Posts: 153
Joined: Sun Jul 01, 2007 7:45 am
Car: 2007 Lakeshore Slate G35S

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20 yrs old, 1700 every 6 months. full coverage.

nep
Posts: 42
Joined: Sun Jul 01, 2007 7:56 pm

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22 years oldsouthern california150/mo full coverage on 96 240sxprogressive

i have an accident and a bull**** HOV lane violation on my record. the HOV shouldnt have shown up, but CLUE (whatever that is) pulled it up and my rates went from the quoted 100/mo to 150/mo. ah well

Thoughtful_One
Posts: 1083
Joined: Mon Jun 20, 2005 7:22 am
Car: 1998 Nissan 240SX SE
2000 Honda Insight

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I own a 1992 S13 with just liability in NY.

My insurance is raping me. I'm 19 soon to turn 20. Pulled over once, but no points or insurance changes, and I'm paying $220/month, my dad is even listed as the driver of my car!

They give a deduction if you have above average grades in school, and even with a 3.9X college GPA, this is the best I get.

Something is definitely wrong here.

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p1rat3
Posts: 510
Joined: Thu Feb 15, 2007 5:36 am
Car: 1991 Nissan 240sx
Location: SC

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I used to have progressive until like a month ago i was paying 233 a month for minimal insurance, and only had to pay 10/12 months, with a clean record, now I pay like 90. Im 18

Thoughtful_One
Posts: 1083
Joined: Mon Jun 20, 2005 7:22 am
Car: 1998 Nissan 240SX SE
2000 Honda Insight

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p1rat3 wrote:I used to have progressive until like a month ago i was paying 233 a month for minimal insurance, and only had to pay 10/12 months, with a clean record, now I pay like 90. Im 18
What company are you with?

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p1rat3
Posts: 510
Joined: Thu Feb 15, 2007 5:36 am
Car: 1991 Nissan 240sx
Location: SC

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New York Central Mutual now.

Shiggity
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Joined: Mon Aug 13, 2007 7:45 am

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Kids under 25 shouldn't be driving fast cars. You look like a poser driving a car your daddy paid for.

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homeslicej2
Posts: 5446
Joined: Mon Jan 15, 2007 5:46 pm
Car: 1990 Nissan 240SX S13 SR'd hatch

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I just turned 24, clean record:

$423 every six months

1990 240sx liability (not the lowest levels, more coverage than state minimums), uninsured motorist.

2002 Dodge Stratus (V6 baby ), liability, uninsured motorist, comprehensive w/$100 deductible.

Through Allstate.

Thoughtful_One
Posts: 1083
Joined: Mon Jun 20, 2005 7:22 am
Car: 1998 Nissan 240SX SE
2000 Honda Insight

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Shiggity wrote:Kids under 25 shouldn't be driving fast cars. You look like a poser driving a car your daddy paid for.
Who are you referring to?

if you haven't noticed, 80% of S-chassis owners are 25 and under.

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p1rat3
Posts: 510
Joined: Thu Feb 15, 2007 5:36 am
Car: 1991 Nissan 240sx
Location: SC

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I paid for my own car too. So go get a job and stop using your daddy's computer.

got chub
Posts: 1843
Joined: Sun Aug 19, 2007 3:10 am
Car: pearl white 95 240sx

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BryanGrigsby wrote:Well,

You guys have it good. I'm 23, with a 98 s14 w/ collision and libility and my monthly is about $200. Yes that is $1200 every six months and $2400 a year.

Iv'e got six points on my liscense and I live in North Carolina which has some the worst rates in the nation.

BUT things should be looking alot better the next time I renew my policy.

Sheesh, you'd think I drove Ferrari or something...
im in the same boat as you and it blows

SlidnSideways
Posts: 380
Joined: Wed Mar 23, 2005 4:20 am
Car: 97 Nissan 240sx SE

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Just as an update on my last post when I said I was payin about 3500 for liability only on my 89 in 2005 with allstate. Its been two years. The car is now a 97 auto and Ive gotten my own insurance through geico. Allstate originally quoted me 2100 for full coverage ever 6 mos where as geico quoted me 1600. In the year that ive had Geico it has dropped twice. I now pay 1100 every 6 mos. One accident at fault back when I was 17.


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