I know the original thread is almost a decade old, but I think it's pretty relevant even today.
IMO, for a car whose manufacturer decided and also wrote inside the fuel door that premium is recommended although regular is OK too...
1. You might want to track your performance, for example by mpg before fully abandoning premium.
Use regular, performance drops, your car has to work harder for the same output, burns more fuel.
Use premium, car is at optimum performance, you don't use as much fuel but it costs more per gallon.
YMMV, so test it out, calculate and let us know how much savings you realize at the pump.
2. Idk how practical the rule of thumb on income plays, but these cars have become pretty cheap by 2017.
Not the V6, but I bought my first M45 while still in college but even then I never even thought of using anything other than premium
