what's it costing to insure your little honey?

Post by **boxcarbill** » Mon Oct 22, 2007 10:17 pm

I'm paying Farmer's $247/6 mos for 30/60/15, and $1000 deductable on comp, & collision. It was $217 a month ago but it went up $30 due to "price increase".

Post by **07Vsdn** » Tue Oct 23, 2007 3:09 am

$245/6 mo's.ProgressiveFull Coverage w/$500 deductible250/500/100

Discounts:Multi-Car, Homeowner, 3yr clean/clear, Paid in full.

Modified by 07Vsdn at 8:04 AM 10/23/2007
Modified by 07Vsdn at 8:06 AM 10/23/2007

Post by **biggie** » Tue Oct 23, 2007 3:41 am

$291/6 monthsNationwideFull coverage$250 Deductible

Multi-car discount

Post by **stwrynight0** » Tue Oct 23, 2007 5:16 am

676/ yearProgressiveFull Coverage$250 Deductible

Post by **Ever Victorious** » Tue Oct 23, 2007 6:01 am

$1000/yearPEMCOFull coverage / Double limitsWork endorsement (meaning I'm still covered while driving the car for work purposes, criticial for my job)$500 deductiblesSafe driver and multi-car discountsAge: 29, married

Post by **biggie** » Tue Oct 23, 2007 6:42 am

^ Surprised yours is that high, must be the work coverage?

Should mention age will have a lot to do with amount everyone is paying.

Post by **Ever Victorious** » Tue Oct 23, 2007 8:22 am

biggie wrote:^ Surprised yours is that high, must be the work coverage?

Should mention age will have a lot to do with amount everyone is paying.

Partially the work coverage, partially the double limits.

Also, just as important as age, is location. WA state is among the most expensive states to insure in.

I think it also bears mentioning that different insurance providers are more or less expensive in different areas. Since Pemco is based in Seattle, it's the second cheapest carrier to use in the state... the least expensive being e-Surance, but no way in hell I'm switching to them. Pemco has given me EXCELLENT service throughout my life, definitely worth the little extra cost.

Post by **Great White Versa** » Tue Oct 23, 2007 9:59 am

I have Farmers and pay $79/month for full everything. I had a few tickets and an accident a couple years ago, so it should go down when those come off my record. Like EV said, location is a HUGE factor on premium prices. I live in Vegas and the best quote I got here was around 150/month (full coverage - most people don't have full coverage here because of the cost) but my parents' agent let me join their policy since I take a few classes here and there and am technically a 'student' haha. Saves me a TON of money.

Post by **blindsnyper** » Tue Oct 23, 2007 10:26 am

100/300/100100000 medical500 comp.500 collision

and liability on my 4runner

142.60 a month

Post by **michelkenny** » Tue Oct 23, 2007 1:35 pm

In Canada:

$1400 / year$200 deductiblefree windshield replacementI think $0 if you hit a deer...

this includes new car replacement, so if it gets totalled, I get the purchase price back.

Post by **brownbrix** » Tue Oct 23, 2007 4:16 pm

michelkenny wrote:In Canada:

$1400 / year$200 deductiblefree windshield replacementI think $0 if you hit a deer...

this includes new car replacement, so if it gets totalled, I get the purchase price back.

good to see another peger in the forum. I have the same coverage.

Post by **BillyBeaneBall** » Tue Oct 23, 2007 8:08 pm

State Farm (who gives UNBELEIVABLE service)31yo single male$430/ 6 months full coverage $500 deductableChicago, IL

Keep in mind some states are no-fault states (like Michigan) and are ridiculously expensive for insurance. Fortunately for my pocketbook, IL is a "normal" state...

Post by **ddgsxr504** » Tue Oct 23, 2007 8:44 pm

State Farm

2006 Nissan Pathfinder SE (Full Coverage) $500 Deduc1995 Nissan 240SX SE (Full Coverage) $500 DeducRenter's Insurance ($40K coverage with $750 Deduc

All for $167 per month

Post by **boxcarbill** » Tue Oct 23, 2007 9:55 pm

I applied for a credit card today...maybe that'll help?

Post by **gmader2001** » Wed Oct 24, 2007 7:15 am

Brampton, Ontario, Canada$288.01 per month full coverage$500 deductable24 years old and single

Post by **boxcarbill** » Wed Oct 24, 2007 7:53 am

gmader2001 wrote:Brampton, Ontario, Canada$288.01 per month full coverage$500 deductable24 years old and single

Jeebus Christo!

Post by **mrwoogie** » Wed Oct 24, 2007 8:50 am

Farmers insurance in San Diego has me paying:596/6 months15/30/25500 deductable

25 years old and never had any tickets or accidents. Is it so high because I live in CA or is it time to switch insurance?

Post by **TheClevelandSound** » Wed Oct 24, 2007 9:22 am

Nationwide Insurance$450/YearAdded Good Student and Family Discount

Post by **mindpenn** » Wed Oct 24, 2007 9:48 am

Geico

$524.20 / 6months

BODILY INJURY LIABILITY $25,000/$50,000 PROPERTY DAMAGE LIABILITY $20,000 UNINSURED MOTORIST - NONSTACKED $25,000/$50,000

Collision/Comprehensive $100 Deductible

Post by **Rockhound** » Wed Oct 24, 2007 9:55 am

TheClevelandSound wrote:Nationwide Insurance$450/YearAdded Good Student and Family Discount

Surely that's on your parents' insurance.

Post by **brownbrix** » Wed Oct 24, 2007 1:48 pm

gmader2001 wrote:Quote, originally posted by gmader2001 »Brampton, Ontario, Canada$288.01 per month full coverage$500 deductable24 years old and single

damm im a year younger then this you. and i got to say that a lot to pay in a month

Post by **Vahagn23** » Wed Oct 24, 2007 2:12 pm

$2000 for 6 months AIG.

Post by **kc5f** » Wed Oct 24, 2007 2:59 pm

100/300/50, 100 comp, 500 collision - $523/6 months. But we also have an 18 year old boy in the house...

Post by **Ever Victorious** » Wed Oct 24, 2007 3:57 pm

mrwoogie wrote:Farmers insurance in San Diego has me paying:596/6 months15/30/25500 deductable

25 years old and never had any tickets or accidents. Is it so high because I live in CA or is it time to switch insurance?

That's not particularly high, really...

Post by **RedWhale** » Wed Oct 24, 2007 4:04 pm

USAA $683 for 6, $1k deductible, 28 years old with 1 ticket in 8 years (last April). Moving to Vegas just crushed my rates.

Post by **motoguy128** » Wed Oct 24, 2007 4:45 pm

State Farm, $205 for 6 months.

$500 deductible, Collison and comp, 50/150/50 (I think), Married, over 25, no tickets, accidents or claims, drive under 7000mi/yr, have a garage, live in a small town in Iowa, commute 3 miles to work. Multiline discount for Homeowners.

USAA was slightly lower for the cars and house, but my motorcycle would have been a lot higher. My BMW motorcycle is worth almost twice that of my Versa, but I only pay $230/yr for it. State Farm is redicuously cheap on motorcycles.

We pay $1788 total for 2 cars, house, and motorcycle.

Post by **boxcarbill** » Wed Oct 24, 2007 10:35 pm

mrwoogie wrote:Farmers insurance in San Diego has me paying:596/6 months15/30/25500 deductable

25 years old and never had any tickets or accidents. Is it so high because I live in CA or is it time to switch insurance?

do you have a credit card?

Post by **TheClevelandSound** » Thu Oct 25, 2007 3:26 am

Rockhound wrote:
Surely that's on your parents' insurance.

Originally no, and it was a higher premium, but my parents switched over. My agent is my best friends dad.

Post by **joaopinto** » Thu Oct 25, 2007 5:46 am

Liberty Mutual07 Versa & 06 Ford Freestyle 100/300/100 for both.$641.5 for 6 months.

Post by **versa4rone** » Thu Oct 25, 2007 7:24 am

State Farm MutualLiability 250/500/100Comp $250Coll $10002 car, good driver discounts< 7000/mpy

Prem. $275/6mo on the Versa SL '07

58yo San Diego Ca

what's it costing to insure your little honey?

what's it costing to insure your little honey?

Re: what's it costing to insure your little honey? (boxcarbill)

Re: (stwrynight0)

Re: (biggie)

Re: (Ever Victorious)

Re: (Great White Versa)

Re: (blind_snyper)

Re: (michelkenny)

Re: (BillyBeaneBall)

Re: what's it costing to insure your little honey? (boxcarbill)

Re: what's it costing to insure your little honey? (boxcarbill)

Re: what's it costing to insure your little honey? (gmader2001)

Re: what's it costing to insure your little honey? (boxcarbill)

Re: what's it costing to insure your little honey? (mrwoogie)

Re: what's it costing to insure your little honey? (boxcarbill)

Re: what's it costing to insure your little honey? (TheClevelandSound)

Re: what's it costing to insure your little honey? (boxcarbill)

Re: (stwrynight0)

Re:

Re: what's it costing to insure your little honey? (mrwoogie)

Re: what's it costing to insure your little honey? (Ever Victorious)

Re: what's it costing to insure your little honey? (RedWhale)

Re: what's it costing to insure your little honey? (mrwoogie)

Re: what's it costing to insure your little honey? (Rockhound)

Re: what's it costing to insure your little honey?

Re: what's it costing to insure your little honey? (boxcarbill)

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