Post by
Kendahl »
https://forums.nicoclub.com/kendahl-u69307.html
Sat Dec 01, 2007 5:46 am
If all service work (oil changes, inspections, etc.) has been done by Infiniti dealers, they should have records. I believe this will be true even if more than one dealer was involved. It is legal for you to take the car to non-Infiniti shops for service, but you need to have records to prove that the work was done on schedule.
Extended warranties are a real crap shoot. To begin with, the price of the warranty gets split up four ways -- dealer commission, insuror overhead, insuror profit, and actual repair costs. Only the last of these does you any good. It's like gamb|ing; you can strike it rich but, on average, the casino wins. Extended warranties have loopholes, such as deductibles, that reduce the amount the insuror pays on a claim. There is likely to be a long list of things the warranty doesn't cover at all. You need to read and understand every last word in the fine print so that you know, in advance, how much isn't covered. Many extended warranties are underwritten by fly-by-night insurors without the resources to cover a lot of claims. If the insuror goes broke, the warranty becomes worthless.
I can see two reasons for buying a good extended warranty. One reason is that you can't afford to pay for an expensive repair yourself. Buying the warranty transfers the risk of an unexpected huge expense to the insuror. The other reason is that your car is a lemon that has needed a lot of warranty work. However, if the car has been reliable so far, I wouldn't expect it to fall apart as soon as the original warranty expires.
If you were planning to pay cash for an extended warranty, consider putting the same amount into a money market savings account. If you need work done that would have been covered by the warranty, pay for it out of the account. Since Infinitis have a good record for reliability, I suspect that you will still have money in the account when the extended warranty would expire.