Thinking about a Z, lease prices?

[big_dish]

Hey everyone... as you can see by my 1 post count I am a noob here, just been lurking for a while... You all have some gorgeous cars!

OK, so I always lease cars, it makes more sense for me... I know that there are a ton of variables (credit/lenght/mileage etc etc) so in order to get a realistic quote I need to go into the dealer and go through all of that...

However, I was hoping to get some feedback from you that are on leases... What kind of payment would I be looking at? I know trim level and downpayment play into this as well, so if you could specify that I would appreciate it..

My reason for not just going to the dealer is- If the payments are $500-600+ a month, I dont want to waste his time or mine because I wont do it.. $400-500 (or less, but I doubt it) is much more reasonable for me.

Thanks all!

[evildky]

Welcome to Nico!

rule #1 don't take financial advice form borke people!

I know a lot of people don't like what I have to say on these matters but I have the ballance sheet to back it up, DO NOT LEASE! you make payments and are responsible for car care on something YOU DO NOT OWN! plus you have higher insurance premiums

there are plenty of early Z33's in the 15-20k range, depending on your credit and your downpayment your APR will vary, my gf just financed a car at 6% she has good credit, at that rate on a 48 month term with a 15k balance the payments would be 352.98

go to where you bank and tell them you are thinking about buying a car, ask them what kind of terms they can offer you, if you bank at a credit union they tend to have slightly better deals and be easier to work with

dealers have their own credit department and can ususally match what a bank has to offer but they try to sell you the loan thatn pays the loan officer the best comission, yes they are salesmen as well and looking out for themselves and not you, if you know what the banks can offer and are ready to walk away the dealer can offer competitive terms

do a google search for amortizing calculators or laon payment calculators and you cna play with the variables and see what you can and can not afford, just don't get in over your head

[black08]

I work for a dealership in MD. If you are a consistent leasrer than you should not have any negitive equity to roll in to your payment on your new car so that will help lower your payment. If you want the lowest payment possible then take a lease with lowest miles you can actualy survive with, if you go over "we will make that money" also the 36 (39 if possible) or 48 month term will help lower your payment so strech it out!!!! if you can however you want the 39 month lease because when you decide to buy at the end " I know you will if your like the rest of us" then your at the optimum time to buy because the car will be worth the residual or more. If you want actual numbers please tell me the price of the car, how much down, are you paying taxes and tags ( those are not included in advertised price and the advertised price is based on 10k a year for 24 months) what state and how long and milage

[MeAndMyZ]

Hey Man,

If you you afford $500 a month, you should certaintly be able to afford a new Z. Early last spring, I bought my 2006 350Z for less than 26K. It was a brand new car, with 24 miles on the odometer, but the dealer was trying to get rid of it quickly because he wanted to make room for the 2007's. I had to travel to out of state to get my new Z, but it was well worth it. Just do a little research on Autotrader.com, and you should be able to find something affordable.

Also, as others mentioned of this forum, it is not a good idea to take financial advice from dealers. They are whores. Also, most people would probably agree that leasing is a poor idea.

Brett

[BlackSmoke]

Listen up noob, you will be looking for a vehicle costing roughly between $23k and $27k for that type of note depending on credit history. But you need to figure out what trim you want and then go see what price they have it at. And if it is a price you can haggle with them on then by all means gripe, moan, and make them work for their pay. But if it isnt then you may have to step down a notch in trim or year model. Remeber they never mark the price low because there are way to many suckers who dont know the art of simple negotiation. We can tell you everything to do but the bottom line is till you see the actual car you want with the features you want then it is just blurring words in your face. When you find the car let us know and maybe we can give you some input on that year/model/features and help you to get a better deal if you do not choose to lease.Good Luck

[rmezz13]

#1 most important question to ask yourself, Do you want to mod this car, or will you want more out of this car after driving it for awhile? If you say yes, then BUY BUY BUY. You just don't want to lease a car like this. And buy the one with the manual, automatics just aren't nearly as fun, and whats the point of getting a sports car but only getting half of the sport! Seriously dude, buy one. If you don't like the car, they hold value well, you'll be able to get what you owe when you decide to sell it.

Pricing, if you by a used 2003 w/40k miles and for $18000 at worst 8% for 60 months (5 years) your payment would be $345.87 (Ohio sales tax). Its really a good deal. Now that was an example you can find 04's and soometimes 05's under the $20k price.