I was rear ended by a jeep Grand cheroke(sp?). It was piloted by a 45-50 year old harley davidson fan. I was exiting the local cruising spot then bam I was almost shoved out into traffic. I get out and start screaming at the dude. My friend starts investigating the damage. Guy say I didn't know you were going to stop so soon. Traffic was moving at snails pace with him moving behind me at a snailspace. The guy looked drunk or high because he mumbled and stumbled out of his car and he couldn't stant still or strait.
He says pull over in the parking lot by a cop. So I turned out right towards the parking lot. He takes out and heads left fleeing the scene of the accident. I make a U turn drop the clutch power shift to second to catch him. I follow him he gets out a couple light later. I write down license plate and my friend is on the phone with the cops. Driver says I have no drivers license and insurance stuff is at home and to follow him there.
We get there and he says pull in his drive way we say no and the cops told us to return to the scene of the accident and it would be wise for him to do the same.
Get there and the cops are there already. He takes down the info and etc. we hear on the cops radio the guy call in and said he hit us in the drive thru which is bs.
Long story short I have a creased bumper and spidered paint on my bumper. Looks like bumper supports are bent. They got the guy and he confessed because I had to chase him down and get a plate number. I have to contact my insurance company tomorrow. I'll get pics up tomorrow. Nick
Rear ended last night by a Jeep
good job on getting that plate number. I have been in a couple of fixes where I did not get a plate number and lost .
Unfortunately some of our fellow drivers have no sense of what is proper and correct behavior.
Scott99 I30T
(Geez , I just looked up and saw a red GT Mustang at the top of this screen and thought I was back on my Ford Forum).
Unfortunately some of our fellow drivers have no sense of what is proper and correct behavior.
Scott99 I30T
(Geez , I just looked up and saw a red GT Mustang at the top of this screen and thought I was back on my Ford Forum).
Finally got a hold of the other persons insurance company. Looks like I won't be getting my car fixed for about 3 weeks. It has almost been a week since it happened. Should I get my insurance company involved so they can fix my car and go after the other insurance company after my car is fixed. Nick
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audtatious
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- Car: 2017 Q60 Red Sport. Gone: 2014 Q50s, 2008 G37s coupe, 2007 G35s Sedan, 2002 Maxima SE, 2000 Villager Estate (Quest), 1998 Quest, 1996 Sentra GXE
- Location: Stalking You
- Contact:
The insurance claims adjuster is suppose to come to my work to look at my car and cut me a check. They are estimating the damage. They asked where I was getting it fixed, I replied at the local nissan dealer. They said they would pay the difference if the final cost is more than the check they gave me. They replied fast when my insurance company called their local office. Hopefully my car will be fixed soon. Nick
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audtatious
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- Joined: Sun Oct 27, 2002 5:31 pm
- Car: 2017 Q60 Red Sport. Gone: 2014 Q50s, 2008 G37s coupe, 2007 G35s Sedan, 2002 Maxima SE, 2000 Villager Estate (Quest), 1998 Quest, 1996 Sentra GXE
- Location: Stalking You
- Contact:
like I said they are suppose to take an estimate wednesday. I think they are going to lowball me. It doesn't look that bad until you start taking a closer look. I said I was going to the dealer to get it fixed and the other insurance company tried to convience me to get in fixed at their local collision center. Nissan OEM for me. Nick
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audtatious
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- Car: 2017 Q60 Red Sport. Gone: 2014 Q50s, 2008 G37s coupe, 2007 G35s Sedan, 2002 Maxima SE, 2000 Villager Estate (Quest), 1998 Quest, 1996 Sentra GXE
- Location: Stalking You
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i recieved the estimate today and they didn't lowball me. The estimate come up to $1164.95 in damage. That doesn't even include a new deck lid and rear bumper. They said the dent could be poped out and bodied in a little and the same with the bumper. I doubt it, I don't want bondo on my car I want New OEM Nissan parts. I have an appointment at the Nissan dealer in 2 weeks to start on my car. The insurance company will pay the difference. On top of that they wont cut me a check until 7-10 business days. Oh well I have to look on the bright side of things, I'm picking up my new 240sx this weekend. Nick
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AntiIdTheft
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- Contact:
You're lucky that it did NOT go bad to chase the hit and run driver.
What if he was a wanted criminal who would do anything to NOT talk to the police, even shoot you? What if chasing him caused an accident with MORE property damage, or someone injured or even killed?
Did you know that contrary to the ad campaign by AllState that even the very BEST insurance companies will NOT represent you for CRIMINAL CHARGES such as negligent vehicular homicide or manslaughter. The retainer could be $20,000 to $30,000 and by the time you go to trial in 1 to 3 years, the legal costs (not even counting lost wages) could exceed $70,000 to even over $100,000. I found out how to close this $100,000 or more loophole in my insurance coverage, and it can also help me get faster and larger claims paid to my family.
They may have an attorney represent the INSURANCE COMPANY in the CIVIL LAWSUIT, however their is a conflict of interests and that attorney can NOT represent two DIFFERENT clients. If there is just one attorney, they he is representing the BEST interests of the party who is paying him, the insurance company. Thus, you need YOUR attorney to guard YOUR best interests. The insurance company may ask the other lawyer to settle the insurance company's liability for the amount of the policy, and that agreement may NOT release you too. Thus, they can settle out-of-court for the policy limits and leave you defenseless against the rest of the amount !!! In one good example that was $500,000 on top of what the insurance company paid, was still owed by the defendant.
I've been an insurance agent since 1986, however it was NOT as a property and casualty agent. It was other lines.This is MY OPINION, not legal or insurance advice.
I'm an independent agent, so I can tell clients how to get better claim settlements and faster payments. Independents can sometimes save you a lot, but check out the AM BEST report to make sure the company is sound, even if it has a good name.
#1. Your insurance agent is NOT "your" agent. He is compensated by the insurance company and his first and ONLY loyalty is to that insurance company. If there is something which will cause you to get a larger claim, then he can't tell you that ... unless he does it as a friend secretly and then he might get fired or his appointment not renewed with that company. That included advice to call YOUR attorney, or NOT settle a claim without YOUR attorney reviewing everything and giving their blessing, or having insurance contracts which are written by THEIR lawyers read by YOUR attorney before you sign them.
The agent usually will NOT tell you how to get much cheaper rates UNLESS a competitor is bidding for you business, or you are thinking of dropping the coverage. Otherwise they get a pay cut and the company may get mad at them
# 2. NEVER sign a release for medical or property damage UNTIL you speak with YOUR attorney and let them read it. There maybe hidden damage to your car or you. I'd suggest a thorough exam by a chiropractor to be safe. Symptoms might not show up, even after 6 to 12 months after the accident.
# 3. NEVER make any statements to adjusters for either company until you talk to YOUR attorney. Adjusters will frequently record your call with your permission usually so they can use it in court. If you can legally do it in your state, then record your call too. Take notes on who and when you talked to people, their number, position, and a summary of what was said.
What you say or reportedly said ... can get your claim reduced or even denied.
One example of the seriousness of this in a short Reader's Digest form. A friend was a passenger in a vehicle that ran off the road. He suffered back and internal injuries that caused over $35,000 in medical bills. The injured party had NO medical insurance. The adjuster asked the friend if the driver did anything wrong that he knew of to cause the wreck. Since he did NOT want to get his friend in trouble, he said NO. Those simple two letters cost him over $35, 000. The adjuster and insurance company denied the claim. The policy clearly stated that the company was ONLY responsible for claims where the driver was "CLEARLY NEGLIGENT." Since there was no signs of negligence, the company was off the hook.
# 4. Write a letter of complaint to your state's insurance department and send a copy to that insurance company's home office. Insurance companies do NOT like to have OPEN letters of complaint with ANY insurance department and will race to get your permission to CLOSE the letter. I have used this many times and IT WORKS. Just stick to details and facts, and keep it short and sweet. Don't suggest any settlement amounts or terms, just that you NEED assistance with your claim and wish the department to review your claim. Also write a letter if they deny your claim, but have both letters reviewed by YOUR lawyer.
If they deny your claim, then write a letter to your insurance company and just the term "BAD FAITH" Example I believe the company is using BAD FAITH to deny my claim # under policy # for the accident or injury which happened on or about this date.
In this day of Identity theft, stolen or illegally duplicated driver's licenses, forged insurance verification forms, etc., there are special precautions to take for the wise.
# 5. Carry a disposable camera in a sealed pouch under the driver's seat or middle arm rest. (Don't put it in one of the two hottest places in the car, the glove compartment or visor. Don't put it in the trunk where it might be destroyed or hard to get to in a rear-end wreck.) Start taking pictures of the position of the cars, the condition of the roadway, anything that might have limited the vision of the drivers such as bushes, landscaping signs that may be in an illegal position, the other driver (especially as close up as a mug shot without being too obvious. They usually have 27 shots and run under $5 if you get them at Walmart or a discount clubs
Why? The other driver may claim that the accident was due to a portable sign in the way, oil on the road, etc.Once the vehicles are moved OFF the road as many states are requiring for NON-injury accidents, then it's a game of he said, she said, and how good is the investigating officer is at reconstructing a wreck when all the evidence has been moved. He might rule against you, even if it was NOT your fault !!!
The other driver might claim that he was not the driver, and that might be true that someone has stolen his identity. Your pictures can help prove or disprove this, and catch the real driver. Using a lost, stolen, or illegal duplicate driver's license, then the car and insurance may be registered to a person whose Identity was stolen. One NJ man only had one car, but 15 were registered to him. He found this out when he was sued for ONE MILLION DOLLARS due to an accident by a driver in a car that was registered in his name by an IDENTITY THIEF.
Take pictures of the damaged vehicles from many sides and also of the other driver and passengers walking around and any witnesses. Also take pictures of your passengers walking around in case they decide to sue you later.
# 6. If it's during business hours, then call that insurance agent and tell them you are in a wreck with one of their clients and you are the agent that is listed on the insurance verification. You want to make sure that the driver (give physical description and VIN or tag number) are currently covered. That will help reduce the chances that they are an identity THIEF, have lapse insurance, etc.
# 7. Ask the cop to verify that the diver has a good license and it is not a fake one.
# 8. Don't admit guilt to the police or others. You might think that you were partially or totally at fault, however there might be other caused. Get names, addresses, and phone numbers of witnesses, especially if local. Saying I'm sorry that I hurt you could be considered an admission of guilt. However, it's safer to say that I'm sorry that you were injured.
I've been a member of a legal service for over 20 years that helps me for less than many spend for a convenience store cup of coffee a day. Thus, I can get virtually UNLIMITED legal advice and letters written by a VERY LARGE and well-known law firm for less than 87 cents a day, or even less in some states. I can even call a lawyer 24/7 if I or a family member id stopped, questioned, or arrested by a law officer or security guard with a few safeguards to avoid encouraging bad behavior. Thus, I get many valuable services under this nationwide coverage at no extra charge, without worrying what it will cost me to pick up the phone and ask what are my rights, how can we enforce them, what should I say or NOT say, etc. ?
I just lost my dad and his Identity was stolen before he died. This caused probate to DRAG out an extra 14 or so months, plus cost about $15,000 extra.There's a UNIQUE program that I'm now enrolled in which a different 32 year old-publicly traded company will monitor my credit reports and alert me to possible problems.However, what's UNIQUE is rather than stopping there, they will do virtually all the work to RESTORE identities. The average time required to do this is 600 hours, but there are no extra charges. I spent longer than that clearing up what I could on his ID Theft. There are some other major differences too.
Best wishes,JoeNew to me 1996 Infinity I30 owner looking for a right cornering lamp assembly that is next to the fog lampTulsa OK
What if he was a wanted criminal who would do anything to NOT talk to the police, even shoot you? What if chasing him caused an accident with MORE property damage, or someone injured or even killed?
Did you know that contrary to the ad campaign by AllState that even the very BEST insurance companies will NOT represent you for CRIMINAL CHARGES such as negligent vehicular homicide or manslaughter. The retainer could be $20,000 to $30,000 and by the time you go to trial in 1 to 3 years, the legal costs (not even counting lost wages) could exceed $70,000 to even over $100,000. I found out how to close this $100,000 or more loophole in my insurance coverage, and it can also help me get faster and larger claims paid to my family.
They may have an attorney represent the INSURANCE COMPANY in the CIVIL LAWSUIT, however their is a conflict of interests and that attorney can NOT represent two DIFFERENT clients. If there is just one attorney, they he is representing the BEST interests of the party who is paying him, the insurance company. Thus, you need YOUR attorney to guard YOUR best interests. The insurance company may ask the other lawyer to settle the insurance company's liability for the amount of the policy, and that agreement may NOT release you too. Thus, they can settle out-of-court for the policy limits and leave you defenseless against the rest of the amount !!! In one good example that was $500,000 on top of what the insurance company paid, was still owed by the defendant.
I've been an insurance agent since 1986, however it was NOT as a property and casualty agent. It was other lines.This is MY OPINION, not legal or insurance advice.
I'm an independent agent, so I can tell clients how to get better claim settlements and faster payments. Independents can sometimes save you a lot, but check out the AM BEST report to make sure the company is sound, even if it has a good name.
#1. Your insurance agent is NOT "your" agent. He is compensated by the insurance company and his first and ONLY loyalty is to that insurance company. If there is something which will cause you to get a larger claim, then he can't tell you that ... unless he does it as a friend secretly and then he might get fired or his appointment not renewed with that company. That included advice to call YOUR attorney, or NOT settle a claim without YOUR attorney reviewing everything and giving their blessing, or having insurance contracts which are written by THEIR lawyers read by YOUR attorney before you sign them.
The agent usually will NOT tell you how to get much cheaper rates UNLESS a competitor is bidding for you business, or you are thinking of dropping the coverage. Otherwise they get a pay cut and the company may get mad at them
# 2. NEVER sign a release for medical or property damage UNTIL you speak with YOUR attorney and let them read it. There maybe hidden damage to your car or you. I'd suggest a thorough exam by a chiropractor to be safe. Symptoms might not show up, even after 6 to 12 months after the accident.
# 3. NEVER make any statements to adjusters for either company until you talk to YOUR attorney. Adjusters will frequently record your call with your permission usually so they can use it in court. If you can legally do it in your state, then record your call too. Take notes on who and when you talked to people, their number, position, and a summary of what was said.
What you say or reportedly said ... can get your claim reduced or even denied.
One example of the seriousness of this in a short Reader's Digest form. A friend was a passenger in a vehicle that ran off the road. He suffered back and internal injuries that caused over $35,000 in medical bills. The injured party had NO medical insurance. The adjuster asked the friend if the driver did anything wrong that he knew of to cause the wreck. Since he did NOT want to get his friend in trouble, he said NO. Those simple two letters cost him over $35, 000. The adjuster and insurance company denied the claim. The policy clearly stated that the company was ONLY responsible for claims where the driver was "CLEARLY NEGLIGENT." Since there was no signs of negligence, the company was off the hook.
# 4. Write a letter of complaint to your state's insurance department and send a copy to that insurance company's home office. Insurance companies do NOT like to have OPEN letters of complaint with ANY insurance department and will race to get your permission to CLOSE the letter. I have used this many times and IT WORKS. Just stick to details and facts, and keep it short and sweet. Don't suggest any settlement amounts or terms, just that you NEED assistance with your claim and wish the department to review your claim. Also write a letter if they deny your claim, but have both letters reviewed by YOUR lawyer.
If they deny your claim, then write a letter to your insurance company and just the term "BAD FAITH" Example I believe the company is using BAD FAITH to deny my claim # under policy # for the accident or injury which happened on or about this date.
In this day of Identity theft, stolen or illegally duplicated driver's licenses, forged insurance verification forms, etc., there are special precautions to take for the wise.
# 5. Carry a disposable camera in a sealed pouch under the driver's seat or middle arm rest. (Don't put it in one of the two hottest places in the car, the glove compartment or visor. Don't put it in the trunk where it might be destroyed or hard to get to in a rear-end wreck.) Start taking pictures of the position of the cars, the condition of the roadway, anything that might have limited the vision of the drivers such as bushes, landscaping signs that may be in an illegal position, the other driver (especially as close up as a mug shot without being too obvious. They usually have 27 shots and run under $5 if you get them at Walmart or a discount clubs
Why? The other driver may claim that the accident was due to a portable sign in the way, oil on the road, etc.Once the vehicles are moved OFF the road as many states are requiring for NON-injury accidents, then it's a game of he said, she said, and how good is the investigating officer is at reconstructing a wreck when all the evidence has been moved. He might rule against you, even if it was NOT your fault !!!
The other driver might claim that he was not the driver, and that might be true that someone has stolen his identity. Your pictures can help prove or disprove this, and catch the real driver. Using a lost, stolen, or illegal duplicate driver's license, then the car and insurance may be registered to a person whose Identity was stolen. One NJ man only had one car, but 15 were registered to him. He found this out when he was sued for ONE MILLION DOLLARS due to an accident by a driver in a car that was registered in his name by an IDENTITY THIEF.
Take pictures of the damaged vehicles from many sides and also of the other driver and passengers walking around and any witnesses. Also take pictures of your passengers walking around in case they decide to sue you later.
# 6. If it's during business hours, then call that insurance agent and tell them you are in a wreck with one of their clients and you are the agent that is listed on the insurance verification. You want to make sure that the driver (give physical description and VIN or tag number) are currently covered. That will help reduce the chances that they are an identity THIEF, have lapse insurance, etc.
# 7. Ask the cop to verify that the diver has a good license and it is not a fake one.
# 8. Don't admit guilt to the police or others. You might think that you were partially or totally at fault, however there might be other caused. Get names, addresses, and phone numbers of witnesses, especially if local. Saying I'm sorry that I hurt you could be considered an admission of guilt. However, it's safer to say that I'm sorry that you were injured.
I've been a member of a legal service for over 20 years that helps me for less than many spend for a convenience store cup of coffee a day. Thus, I can get virtually UNLIMITED legal advice and letters written by a VERY LARGE and well-known law firm for less than 87 cents a day, or even less in some states. I can even call a lawyer 24/7 if I or a family member id stopped, questioned, or arrested by a law officer or security guard with a few safeguards to avoid encouraging bad behavior. Thus, I get many valuable services under this nationwide coverage at no extra charge, without worrying what it will cost me to pick up the phone and ask what are my rights, how can we enforce them, what should I say or NOT say, etc. ?
I just lost my dad and his Identity was stolen before he died. This caused probate to DRAG out an extra 14 or so months, plus cost about $15,000 extra.There's a UNIQUE program that I'm now enrolled in which a different 32 year old-publicly traded company will monitor my credit reports and alert me to possible problems.However, what's UNIQUE is rather than stopping there, they will do virtually all the work to RESTORE identities. The average time required to do this is 600 hours, but there are no extra charges. I spent longer than that clearing up what I could on his ID Theft. There are some other major differences too.
Best wishes,JoeNew to me 1996 Infinity I30 owner looking for a right cornering lamp assembly that is next to the fog lampTulsa OK
-
audtatious
- Moderator
- Posts: 25014
- Joined: Sun Oct 27, 2002 5:31 pm
- Car: 2017 Q60 Red Sport. Gone: 2014 Q50s, 2008 G37s coupe, 2007 G35s Sedan, 2002 Maxima SE, 2000 Villager Estate (Quest), 1998 Quest, 1996 Sentra GXE
- Location: Stalking You
- Contact:
Great information.
You never know who you are dealing with nowadays. Getting the tag number is one thing, following someone to their home after they have shown a total lack of respect to anyone else or their property is another.
As far as the cornering lamp, you can probably get one from one of this sites sponsors (links to the left)...
You never know who you are dealing with nowadays. Getting the tag number is one thing, following someone to their home after they have shown a total lack of respect to anyone else or their property is another.
As far as the cornering lamp, you can probably get one from one of this sites sponsors (links to the left)...
I gave a statement too. I knew I shouldn't have. These are all great things to know. AntiIdTheft, you should make a write up on this stuff like that. What to do if you are in an accident. I had no idea on alot of that great info. My check engine light also came on in the accident and the other insurance company said they won't cover it because it is a normal wear and tear item, they didn't even know what the CEL(check engine light) was. I recieve my check in a few days hopefully. Also locally one week later I knew a kid that died, chasing a hit and run driver, I know how lucky I am. Nick
