You probably want to get the wheel first, then fit the fender to the wheel. Doing the other way around makes it much harder on urself & overfenders are cheaper.
Also depends on things like camber, etc.
I am currently running 18x9 +20 offset in the rear very a very slight pull from rolling the fender - sticks out between 5-10mm w/ 1-1.5 neg camber - not noticable because I am also running 225/40 tires which stretch.
Sooo.... calculate from there w/ your stuff, haha.
w/ a x10 & 50mm rear panel, you can prob get like 0 offset and still be tucked...
Get the wheels first, as low offset as you can, then fit the fender over it. Easiest way.
http://marksink.com/tire_wheel_offset/