Post by
SAPrez »
https://forums.nicoclub.com/saprez-u17133.html
Mon Apr 12, 2004 9:25 am
I had a pretty good deal at one point---It only costed me $45 dollars to add on my Z71 to my insurance last year, which I was loathing at the idea of.When I was doing the "over the phone quote", I initially told the woman when she asked any tickets or accidents, "no", and was surprised at the following exchange:
progressive agent:Sir, didn't you say you have not had any tickets or accidents?MB: "Yes...."(wondering what came up...)PA: Well, what about these three tickets, one in 99, one in 2000, and 2002?MB: Oh, yeah, forgot about that, sorry.PA: No problem, just verifying....MB: Is this going to effect my prices?PA: No, not really......MB: Really?PA: Well, I mean it WILL effect your prices, but not much....MB: Oh, that's good.....(AT this point she tells me the price, which was $350 higher for six months than what it was before my info came up)PA: What about this Tahoe---it was a total wreck, right?MB: (Cringing)Oh, yeah---forgot about that, too....I had only had the Tahoe for a week or so when the accident took place, it kind of slipped my mind....Is THAT going to affect my prices?PA: No, not really.....MB: Not really like before, or really not really?PA: No, like the first time. (Telling me the new price, which is another $200 on my six month price)
I was kind of left dumbfounded, cuz I couldn't tell if I got a GOOD deal in the end, or if I had gotten screwed for the indiscretions of my youth. I had to weigh the final price against the RISK I knew the insurance company was taking (I had wrecked, as I mentioned, the $30000 Tahoe after having it for three weeks---never even made a payment on it---wrecked it a totalled it #rain accident not my fault BTW# and ended up a couple hundred dollars to the good cuz the truck was worth more to the insurance company that I had signed the financing for).....The tickets I really HAD forgot about....And I seriously drive like a grandpa, so I can understand how someone like you or my wife, to be honest, get screwed over on insurance. Jessie has had more tickets in the last 6 months than I have EVER had in my life (or even times pulled over and let off the hook which is numberous cuz I grew up in a small town and played on the Varsity Football team, which pulls its own weight in the deep south when your team is on it's way to a 32-5 record in a three year span....I also seem lucky, too----I've gotten pulled over LOTS of times and let off the hook, not just back home)....And guess who gets the honor of paying all of Jessie's fines, tickets, court, and legal fees? So I pay out the nose even though I drive like Barney Fife nowadays (I grew out of the speed demon phase a LONG time ago).....Oh well, Karma is a *insert expletive*.
mB