My insurance quote for the GTR

[slip69]

Since i was bored at work today I decided to quote myself on the gtr. Since I work for an insurance broker i tried different types of coverage and companies and this is the cheapest I found: for full coverage with 100k liability limits and 500 deductibles I would be looking at $4250.00 per year thats $527 down payment and $321.00 a month!!!! holy ****!!! but i guess if you could afford the GTR you can afford the insurance and yes I'm trying to up my post count

[1SickSilvia]

Thats pretty expencive

[onosqv]

Haha, nice. Since you work for an insurance broker, what do you recommend for 240's that are modified (i.e. I am looking for full coverage & comprehensive up to an $XX,XXX amount)

[slip69]

Haha, nice. Since you work for an insurance broker, what do you recommend for 240's that are modified (i.e. I am looking for full coverage & comprehensive up to an $XX,XXX amount)

It all depends on what state you live in but all companies normally offer special equipment coverage. That covers any aftermarket items you install on the car. Just make sure you save your receipts. You can also go with someone like Progressive and they can do stated amount value. That means you go get the car appraised and they will insure it for the amount of the appraisal and include all the aftermarket items. If you just insure the aftermarket cosmetics( rims, body kits etc.) thats usually not to expensive. Its usually anywhere between $15-$20 additional to your regular insurance payment, maybe even less. I have $3k special equipment coverage for some of the stuff on my charger and thats only went up like $7.

[onosqv]

ur the best



u can continue getting your post count up, haha.

Yea, I'm cali (forgot it's not in my profile anymore). I need to get my car appraised, I remember my insurance co telling me that. I don't want to show them the receipts of how much I paid for items, I want them to insure for how much it will cost to replace the item, :-D

[slip69]

nice!!!! what insurance company do you have?

[cmkelly]

Doh! I just reduced my coverage to the most basic coverage thinking that I'll never get what it's worth. Upping my post count!!!

Must have GTR!!!!!

[Loki]

Hell, I pay half that on just a 240...

[Coolwhip]

Hell, I pay half that on just a 240...

there must be other contributing factors

[Loki]

Hell if I know. Car and insurance are in my mother's name and I've never been the cause of an accident nor gotten points on my license...

[240daveTX]

when i was 17 and bought my first 240 (1990 HB) i paid 175 a month, basic liability

[slip69]

dude I'm paying 136.00 a month for 3 cars full coverage. thats including the vert and the charger! but not including my teenage son yet. he's going to have to get his own liability policy on that vert

[cmkelly]

My son just turned 16 and it was cheaper to put him on our policy for about $100 per month rather than his own policy which would have been $200/month for his 1999 Tacoma!

[TonyStarks29]

Jersey buy far worst insurance rates i pay 200 bucks a month on a 1994 240sx vert no accidents within 4 years No speeding tickets in 5

[Marksr20]

Jersey buy far worst insurance rates i pay 200 bucks a month on a 1994 240sx vert no accidents within 4 years No speeding tickets in 5

we are def. on the same page with history, but for my 94 vert with $14K + in coverage for aftermarket equipment I pay $122 a month in Central CT. thats why I leave the keys in it!!!! lol

[slip69]

Jersey buy far worst insurance rates i pay 200 bucks a month on a 1994 240sx vert no accidents within 4 years No speeding tickets in 5

holy crap thats high!!!!! thats what I end up selling insurance for kids that get brand new cars and are 17-18yrs old!!!! The worst i have had to insure was someone with 2 DUI's and a bunch of driving on a suspended license and driving with no insurance. that person is paying about 323.00 a month for a 06 honda civic!!

[Spider]

I pay $99 for the 240 vert with no collision, and $400 every 6 months for the 87 rx7 turboII. When I had the srt4 I was paying $274 a month full cover. The rate on the srt kept going up in 1% increments cause kids kept crashing them. So I said, screw it, and sold it. Rates in Miami are super high.

[TonyStarks29]

in 01 (age 17) i had a 1996 Ford Mustang thank god at that age my parrents were still paying for... EVERYTHING.... ahh the good old days with payments on cell phone insurance gas / EVERYTHING