Post by
EviL inside »
https://forums.nicoclub.com/evil-inside-u43933.html
Wed Dec 16, 2009 6:39 am
suing him would do no good. my insurance co. has first rights to any award. they doubled my limits since i had 2 policies with them (uninsured motorist on 2 vehicles). they paid almost $16,000 in lost wages, $2900 for the car, $5000 towards medical, and $76,000 in pain and suffering, after they reimbursed my health insurance company for what they paid out. basically, if I get anything from this guy in court, the first $108,000 would go back to the insurance company, i would be out attorney's fees, time and hassle of court, etc. so it's not worth it to pursue it any further.
they are going to sue him anyways, to recover their costs. with attorney's fees and their service charges, i would imagine they are going for somewhere around $140,000. i wish them good luck.
they haven't dropped me, and i don't think my rates have skyrocketed. we really aren't in the same situation as before so it's hard to tell. before we had full coverage on the versa, and liability/uninsured motorist on the 240, but now we have full coverage on the truck and the RX8.