You can have it hosted somewhere and then link the host url by typing the URL and surrounding it by, ....[u.r.l].... in front and .....[/.u.r.l].... in rear.(but skip all the dots, I had to put them there so the software wouldnt try to make it a link).Several members have offered to do hosting for others here, do a search for "hosting" and some are liable to pop up.
As for images called "Avatars" go to your signature section , via "user profile" and the "edit profile".On the bottom it says "Insert Avatar " or some such, there you can pick one from out NICO Avatar pool (most are taken, some taken 2 or 3 times tho) or upload one from your desktop.
Fred...