Is it worth financing this used EX35?

[Andree1985]

Hi everyone,
I am purchasing my first car. The truth is that I don't know anything about cars and negotiating. So, please I hope you would give me sound advice. Is it worth financing an 2010 EX 35" used with 40000 miles from a certified dealer? I am negotiating with the dealer for 450 a month no money down for 60 month with tax, interest, everything included totaling 27000. The car is in very good condition, I am concerned about the mileage and if it is worth it to finance the car. Please give me sound advice, Yes I did do some research, and I know the fair market value of the car is a little over 27000, but I don't know everything so I am asking for your help. Any sound input would be appreciated.

Thank you!

[ArcticBlue]

well, it depends - what options etc does the car have, what kind of warranty if the dealer providing, and where are you located?

[Andree1985]

Hi Artic Blue, thank you for responding to my post, I am in Hollis, New York. Warranty up to 60000 miles. I didn't purchase extended warranty yet. Nothing yet set in tone, right now, the dealership will try to get me a car loan, I will know by tomorrow, but I pretty much told them the maximum I am going to spend a month.

[kevinmack09]

Hi Artic Blue, thank you for responding to my post, I am in Hollis, New York. Warranty up to 60000 miles. I didn't purchase extended warranty yet. Nothing yet set in tone, right now, the dealership will try to get me a car loan, I will know by tomorrow, but I pretty much told them the maximum I am going to spend a month.

I just purchased a 2010 with all options for $20,999 with 55,000 miles on it. Took out a loan.

[Andree1985]

Hi Kevin,
I walked out on the deal. The Infiniti dealership I went to has the worst customer service ever. Man, I survived high school and college without putting up with bullies. There is no way I am going to tolerate being intimidated, bullied, talked down, practically screamed into buying a car that I really don't want now that I am grown. The car I originally wanted to buy was a FX, I ended up with an EX under pressure. I still want to buy an FX, I'll try again in a little while, I dread going through that painful experience again. Some of these people at Lynbrook Infiniti are sophisticated bullies, thought they could intimidate a young black girl buying her first car. Like she is so excitedly young and stupid, she'll take any bones thrown her way.
Congratulations on your car! I hope you didn't deal with the same bullies I had the misfortune to meet.

[ArcticBlue]

Good job telling them to keep their car and their attitude. It never ceases to amaze me how many jerks wind up in car sales - but there are some good guys out there, too. Don't give up on the EX, though - they are terrific cars. Look forward to having you back on this board as a new owner !
Cheers !!

[Andree1985]

Thank You A Blue!

[meanie]

Hi Kevin,
I walked out on the deal. The Infiniti dealership I went to has the worst customer service ever. Man, I survived high school and college without putting up with bullies. There is no way I am going to tolerate being intimidated, bullied, talked down, practically screamed into buying a car that I really don't want now that I am grown. The car I originally wanted to buy was a FX, I ended up with an EX under pressure. I still want to buy an FX, I'll try again in a little while, I dread going through that painful experience again. Some of these people at Lynbrook Infiniti are sophisticated bullies, thought they could intimidate a young black girl buying her first car. Like she is so excitedly young and stupid, she'll take any bones thrown her way.
Congratulations on your car! I hope you didn't deal with the same bullies I had the misfortune to meet.

That is interesting... I had a similar experience with a dealer in Mass. I had signed a deal on a left over 2011 (this was 2012) but negotiated on the loan, and unltimately put down more money and got a lower rate (after threatening to get a third party loan) than they wanted. They were bullying me not to get me to buy, but because they wanted me to walk since they sold it for a lower price than they expected given the financing deal. Once I figured that out I refused to break the deal, and told them they could but I would trash them on the internet if they did. They gave me the car at the agreed price and loan terms, but when they installed the cross bars and cargo cover that were also part of the deal, they put in USED parts. I complained to the general manager who used exactly the same wording that the salesman, sales manager and financial office had used: "but you said you would finance with us", and my exact refrain was "but I did finance with you", and then each made it plain that it was expected I would finance more money for a higher interest rate. Ultimately I told the manager that putting used parts on a new car is a bait and switch tactic which is against MA law, and I would contact the AG's office. That got her attention, and after I agreed to not trash them on the internet (hence I will not name the dealership) they swapped out for new parts. I love the car, but here I was buying my most expensive car in 45 years of driving, and it was the worst sales experience I had ever had, and I have had some doozies.

[Andree1985]

Sorry Meanie, you went through this. This is the first time I am buying a car, and it was not pleasant at all.

[XIS]

way to stick to your ground. Good job.

Oh, just my opinion but I would take my EX over an FX any day!

[NJGuy]

If it's an Infiniti that you're dead set on getting (whether it be an FX or EX), don't be afraid to travel a bit further to other dealerships. There are a number of Infiniti dealers in your area, and while I can't guarantee it, they may be more accommodating to you than Lynbrook Infiniti was.

Infiniti of Manhasset isn't too far, and it was given some "Award of Excellence" by corporate. Other dealerships nearby are Infiniti of Manhattan, Kings Infiniti, and Infiniti of Massapequa.

Since you're looking at used models, you also have the option of buying a car from a place that has no affiliation with Infiniti. I bought my EX at a Honda dealership.

[XIS]

I bought mine at a Cadillac dealership!

[Andree1985]

Thank You NJGuy, I will check out other dealers. I will have to fast and pray to God to have mercy on me that I don't get to deal with the sorts of people I dealt with at Lynb Inf.

Thank you XIS! the EX is a great car, fun to drive, but man, if I have to be in debt for thousands of $$$, it's going to be the FX, I just love the car! Lol, I was so close to give in and choose the EX, the EX is an awesome car too, but my heart beats for the FX, yes it sounds girly, but I am going to follow my heart. That is the only way I can pay a car note and insurance with joy every month I am going to kiss the FX when I buy it, in Jesus's name! Lol.

[GOG4EVER]

Hey andree1985. I am located in Long Island and am selling my 2008 EX AWD. It has only 53,800 miles. PM me if you would like any further info or pictures.

[Andree1985]

Hello Gog4ever, I am not yet authorized yet to PM. New to this site. I have decided to try to purchase an FX as opposed to an EX. Thank You!

[EXceptional]

Post some pictures of your new car, whatever model it is.

Thanks for being part of the EX forum.