Insurance question on a 3.5

[freddy_undo]

Im 19 years old about to get my altima coupe soon and im just wondering what prices you guys are paying for your insurance and which insurance you chose. I have no accidents and have been driving for a year now just to give some general information.

[fr4c]

Should be cheaper if you bundle in with your parents. But expect to pay around $2000-$2500 a year. It also varies what region you live in.

[freddy_undo]

yea im thinking about that,but it wont work if i get a loan.it will have to be in my name,and i live in Maryland.

[DReed86]

i started out at $130 with 2 cars when I was 21..... now im at $155 cause of a reckless and another ticket... what area in MD u live in im in Centreville Va... what color r u getting

[freddy_undo]

i live in frederick maryland and im getting a white coupe after a coupe more weeks of work and when i find one i want.

[DReed86]

Man or CVT?? 08,09,10??? Any ideas for mods??

[freddy_undo]

08 cvt.
eibach,stillen rear wing,injen intake,strut bar.

[devilmagic]

expect 150-250/month range if you dont sign under your parents, if your parents own vehicle go under their name and expect to pay 80-150/month. Just trying to give you a general idea on the difference. I'm paying 75$ / month if i remember it right, i'm signed under my parents, im 22 years old, my deductible is $500. (Good driver, Student, Color of the vehicle, how many Doors) all count for the Dollar amount you will pay.

good luck!

[beeristasty]

Sex/age/location/deductible will have a fairly large impact on what you will pay. I'm 30+ yrs old and paying ~$630/year for comprehensive ins. policy with a 1k deductible.

[freddy_undo]

yea thats what im trying to do but i heard you cant sign under your parents if you take a loan,if any of you now if that is true or not.

[devilmagic]

yea thats what im trying to do but i heard you cant sign under your parents if you take a loan,if any of you now if that is true or not.

oh, Good luck bro. i have no idea about that.

[mmx23z]

expect 150-250/month range if you dont sign under your parents, if your parents own vehicle go under their name and expect to pay 80-150/month. Just trying to give you a general idea on the difference. I'm paying 75$ / month if i remember it right, i'm signed under my parents, im 22 years old, my deductible is $500. (Good driver, Student, Color of the vehicle, how many Doors) all count for the Dollar amount you will pay.

good luck!

im paying 80 bucks a month for a 2.5... ins. is under my moms name only lol ins. wouldnt cover me after i got my last ticket...
but i had insurance under my name alone, for an o8 2.5 coupe i was payin $220 a month, but i had like 3 tickets
also where u live, adds or reduces ur risk of accident/monthly payments, also tell the insurance company its just ur weekend or going out car, if you tell them u dont drive it often thatll also subtract some cost good luck!

[freddy_undo]

thanks bro i never thought of saying its just a weekend car,thats a good idea!!

[devilmagic]

expect 150-250/month range if you dont sign under your parents, if your parents own vehicle go under their name and expect to pay 80-150/month. Just trying to give you a general idea on the difference. I'm paying 75$ / month if i remember it right, i'm signed under my parents, im 22 years old, my deductible is $500. (Good driver, Student, Color of the vehicle, how many Doors) all count for the Dollar amount you will pay.

good luck!

im paying 80 bucks a month for a 2.5... ins. is under my moms name only lol ins. wouldnt cover me after i got my last ticket...
but i had insurance under my name alone, for an o8 2.5 coupe i was payin $220 a month, but i had like 3 tickets
also where u live, adds or reduces ur risk of accident/monthly payments, also tell the insurance company its just ur weekend or going out car, if you tell them u dont drive it often thatll also subtract some cost good luck!

haha hence you tell them your a student and you live next to campus.. meaning, you dont drive much just from home to school , school to home . dam 220 / month that hurts lol.. well i should say thats average monthly bill for anyone 18-25.

[mmx23z]

thanks bro i never thought of saying its just a weekend car,thats a good idea!!

yup! just tell em u got a cheapo deapo 95 civic for a communter or somethin & the ins. price on thats next to nothing & nunder ur parents name also, but u just wanted a better ins. company for ur coupe!

haha hence you tell them your a student and you live next to campus.. meaning, you dont drive much just from home to school , school to home . dam 220 / month that hurts lol.. well i should say thats average monthly bill for anyone 18-25.

i did tell them i was a student to get the discount for like 3 months cuz i never brought a transcript but that was a $90 discount while it lasted

the thing that sucks is everything is based off of tickets... i believe i have 3 again 2 of them drop off mid next yr, but not 1 accident... im 22 now been driving since 16 so 6 yrs without an accident ud think theyd give me a break i also almost had a 370 this yr nissan was gonna let me keep the same payments in making for my coupe but i coudlnt afford the damn ins. the cheapest i could find was 400 a month with a 1k deductible, thats more then my car payment:crybaby

[devilmagic]

400 for 350 z?! wow ... hey atleast they cared and offer u some kind of deductible haha

[QR25DE]

I Pay 1500 a year through TD Bank. With my work I get a deal (they pay a certain percentage), so I end up paying around 96 bucks a month. That's full coverage, theft, collison, 1million dollar liability, 500 dollar deductable. Pretty good deal.

I am paying for and own the car myself. I am 25 years old with no convictions or accidents. 1 Speeding ticket.

[mmx23z]

I Pay 1500 a year through TD Bank. With my work I get a deal (they pay a certain percentage), so I end up paying around 96 bucks a month. That's full coverage, theft, collison, 1million dollar liability, 500 dollar deductable. Pretty good deal.

I am paying for and own the car myself. I am 25 years old with no convictions or accidents. 1 Speeding ticket.

did your insurance go up at all after the turbo? or did you not tell the ins. company?

[Ranga14]

Actually, from what I understand, most of the big major companies base your rate on your credit report now. The only thing role your driving record plays now is having a negative effect, it won't have a positive effect anymore. :\

[mmx23z]

400 for 350 z?! wow ... hey atleast they cared and offer u some kind of deductible haha

2010 370z

Actually, from what I understand, most of the big major companies base your rate on your credit report now. The only thing role your driving record plays now is having a negative effect, it won't have a positive effect anymore. :\

i have almost perfect credit & my ins. is still crappy