Insurance on a Versa

[JimboX]

Hi all: Been lurking for awhile..looking at buying a Versa. Live in Canada.. will probably go to the US for the car.

I called my insurance agent today and they quoted me 200.00 more for the Versa than I pay for my Xterra. ( that's 550 for the Xterra and 750 for the Versa) Seems strange and I asked why.. they say the Versa doesn't have a good crash rating.. now I can't believe that!

Anyway.. any others have experience.. I know there are others here with xterra/versa combo in the garage.

thanks

JM

[ghrshow]

look at this, cant get much better in crashes!

http://www.iihs.org/ratings/ra...d=594

It may cost alot when you crash one! That would be the insurance company's angle.

Then checkout the Xterra, Yickes! I'm not riding in one of those!

[Ever Victorious]

If your Xterra is more than a few years old, that may be another reason... again, going back to cost of repair. It would take a much smaller hit to total a 4+ year old Xterra than a brand new Versa.

[frankoV]

Hi all: Been lurking for awhile..looking at buying a Versa. Live in Canada.. will probably go to the US for the car.

Change companies! Seriously . . . do a check-around . . . even to belairdirect! My insurance went up $500. from my '96 minivan -- same coverage [Wawanesa].

And check out Rendez Vous in Hawkebury. Seriously -- the 3 dealerships in town ignored me; Rendez Vous didn't press or pressure. Worth the hour drive.

[yunwoo]

Oh yea , the insurance of my 08Versa is higher CAD$30 for each month than my old 05X-Trail in State Farm insurance(Canada).Then I said X-Trail is expensive than Versa, how come insurance is reversed.They didn't answer my question. So I Changed the insurance company.

[frankoV]

They do it 'cause they think they can. I say right back to them.

[my_new_v]

Dude, thats one messed up insurance company. Im 19 so insurance agencies already look at me in a bad way and without all my discounts I'd be paying 2130.60, thats 355.09 a month. But I dont have the greatest insurance policy but its good enough to cover my butt. I dont pay near that after my discounts. So yeah bro keep shopping around, there are better agencies out there.

[07Vsdn]

NOT a company i would want to be dealing with...

Seems strange and I asked why.. they say the Versa doesn't have a good crash rating.. now I can't believe that!

[evoxpisces]

Believe it or not, SUVs' insurance are almost always lower than small cars. Not sure why.

[paullyz]

I know what its like being on the other end of insurance being that I work for Nationwide. We currently have a 08 Rogue with 500/500/250 0 comp and 500 coll and that is $100 month while my 08 Versa with 100/300/100 250 comp 500 coll and that is $75 month; would be cheaper if we had a paid in full policy. Once both my future wife and I get married we would be looking at 130 month for nationwide with those coverages...we are 24 & 25...Insurance can be expensive and the clients I work with day in and day out have average premiums of about 1000+ 6 mo with liab only state min...but that is the non standard side...love Ohio!!

[vpnavy]

I know what its like being on the other end of insurance being that I work for Nationwide. We currently have a 08 Rogue with 500/500/250 0 comp and 500 coll and that is $100 month while my 08 Versa with 100/300/100 250 comp 500 coll and that is $75 month; would be cheaper if we had a paid in full policy. Once both my future wife and I get married we would be looking at 130 month for nationwide with those coverages...we are 24 & 25...Insurance can be expensive and the clients I work with day in and day out have average premiums of about 1000+ 6 mo with liab only state min...but that is the non standard side...love Ohio!!

I haven't a clue what you just said!

[biggie]

I just complain because my 14 year old Convertible is the same as my Versa (about $60/month through Nationwide).

[matt_a]

I called my insurance agent today and they quoted me 200.00 more for the Versa than I pay for my Xterra. ( that's 550 for the Xterra and 750 for the Versa) Seems strange and I asked why.. they say the Versa doesn't have a good crash rating.. now I can't believe that!

My experience was exactly the opposite. When we traded my wife's '05 Scion xB for her new '07 Versa our insurance went down. It was only a $40 difference, but at least it was down and not up (which is what I expected with a two-year newer car). I was told it was because the Versa did so well in crash tests.