Insurance - how much do you shell out?

All things Altima Coupe.
mikethemike
Posts: 852
Joined: Thu Feb 24, 2011 11:40 pm
Car: 2010 Altima 2.5s w/ convenience package
Location: Burbank, Ca

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I hope this isn't a nosey question, but I'd just like to get feedback from others to see what they are paying. I'll start:

I have Farmers. Every 3 months I'm paying $25X on a 2010 A/C with full coverage and liability.
Never had an accident, DUI, or ticket with this or any other car.
This is coming from Socal.

I dunno if thats high or cheap compared to what others would have. And I know prices will vary depending on location. It's just a curious question is all.

If anyone else has Farmers, holla back :gapteeth:


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silentnightz
Posts: 58
Joined: Thu May 14, 2009 1:47 pm
Car: Former 09 Altima coupe 2.5s
2011 Sv Maxima W/Sport
Location: North Jersey
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I have all state full coverage paying $650 every 6 months

mikethemike
Posts: 852
Joined: Thu Feb 24, 2011 11:40 pm
Car: 2010 Altima 2.5s w/ convenience package
Location: Burbank, Ca

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One thing Farmers does that really bugs me is that theyll send a reminder of my payment date. But I get one like every 2-3 weeks and this time I got a "threat" reminder saying "we are going to cancel your plan" even though the due date hasn't come. Its their bad tactic into scaring their customers to pay.

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Irvxing
Posts: 545
Joined: Wed Jun 29, 2011 9:48 am
Car: 2011 Altima Coupe 2.5s M/T
Location: Houston, TX

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550 full coverage.

tomsteele01
Posts: 23
Joined: Mon Sep 19, 2011 12:05 pm
Car: 08 Altima Coupe SE 3.5 / Racingline FSB/RSB/y-pipe/traction bars / Custom Exhaust / Eibach drop / AEM Intake

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$415 every 6 month, full coverage w/geico

mikethemike
Posts: 852
Joined: Thu Feb 24, 2011 11:40 pm
Car: 2010 Altima 2.5s w/ convenience package
Location: Burbank, Ca

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tomsteele01 wrote:$415 every 6 month, full coverage w/geico
Wow thats amazing! AND its a 3.5. I'm gonna get a quote for them. How have they've been working out for you so far?

tomsteele01
Posts: 23
Joined: Mon Sep 19, 2011 12:05 pm
Car: 08 Altima Coupe SE 3.5 / Racingline FSB/RSB/y-pipe/traction bars / Custom Exhaust / Eibach drop / AEM Intake

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They've been ok. Been with them for 6 years now, no accidents and clean driving record. Not sure how they would be otherwise.

WarnerC
Posts: 12
Joined: Sat Feb 26, 2011 1:36 am
Car: 2008 Altima Coupe 3.5 SE

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I have a 08 3.5 and I have full coverage through Geico, paying $498 every 6 months. No accidents/tickets on my record. Just a ticket for having tinted tail lights : \

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LongBeachCoupe
Posts: 9482
Joined: Thu Aug 23, 2007 1:43 pm
Car: 08 Altima Coupe (RIP Hurricane Sandy)
2005 Lexus RX

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post-up-your-state-insurance-rates-t416 ... =insurance OLDIE!

I actually just combined mine w wife... 08 ac and 08 civic (full coverage isnt enough info!)
I have 500k/300k (this is the liability coverage, you dont need this much without significant assets, but it changes the price!) NYS minimums are 50k/25k (fyi thats driver coverage and passenger coverage)

and 1000 deductible

$2010 per yr for BOTH cars... One positive thing about being older, car insurance drops!

FYI in the thread I created over 2 yrs ago... I was paying $1600 a yr just for me, me getting older and depreciation made it drop significantly!

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SanoSuKe
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Joined: Wed Nov 02, 2011 8:26 pm
Location: New Jersey

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I'm paying 2k-something a year with Triple A Full coverage, but yea I'm 20.

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big_rig
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Car: '09 nissan altima coupe 2.5s '88 bmw E30 '93 zj jeep
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$2880 per year, I think I win the high rate award.

mikethemike
Posts: 852
Joined: Thu Feb 24, 2011 11:40 pm
Car: 2010 Altima 2.5s w/ convenience package
Location: Burbank, Ca

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big_rig wrote:$2880 per year, I think I win the high rate award.
good lord you do. Does that also come with a free HJ or BJ? s*** for that price you better be getting a ZJ.

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SanoSuKe
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Joined: Wed Nov 02, 2011 8:26 pm
Location: New Jersey

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mikethemike wrote:
big_rig wrote:$2880 per year, I think I win the high rate award.
good lord you do. Does that also come with a free HJ or BJ? s*** for that price you better be getting a ZJ.
Probably a lot of points/tickets. I know my uncle pays like 3.5k+ a year, he has a 370 and his daily driven is a Pontiac Solstice. Sad I know. PBA cards can't help for s*** when you drive these kind of cars, I noticed. :biggrin:

kball09
Posts: 55
Joined: Wed Sep 15, 2010 1:59 pm
Car: 2009 altima coupe 6mt black

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i have 2 reckless driving and countless tickets i fork out 388 monthly its the same price as my car payment which will be payed off this year it hurts the pocket but love my car

AlexN09
Posts: 1051
Joined: Sat Jun 11, 2011 7:07 am
Car: 2011 Nissan Altima Coupe S 2.5
Location: Nashville, TN

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big_rig wrote:$2880 per year, I think I win the high rate award.
Try 3400 every 6 months :-( i was with celina and they actually dropped my coverage, i shopped around with five major companies and some wouldnt even insure me. It feels bad lol

mikethemike
Posts: 852
Joined: Thu Feb 24, 2011 11:40 pm
Car: 2010 Altima 2.5s w/ convenience package
Location: Burbank, Ca

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Ok....maybe i shouldn't complain about what I pay =|

kball09
Posts: 55
Joined: Wed Sep 15, 2010 1:59 pm
Car: 2009 altima coupe 6mt black

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AlexN09 wrote:
big_rig wrote:$2880 per year, I think I win the high rate award.
Try 3400 every 6 months :-( i was with celina and they actually dropped my coverage, i shopped around with five major companies and some wouldnt even insure me. It feels bad lol

ik how you guys feel took me for ever find some one to insure me 21 with crappy driving record i was happy to get 2400 every six months

6SpeedinCoupe
Posts: 65
Joined: Mon Aug 30, 2010 11:24 am
Car: 2010 Nissan Altima Coupe 2.5. Winter frost, 6MT, BC racing coilovers, FK-ETHOS rt7m rims, custom intake, Racingline STS.

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433 every month. 5146 a year. Progressive full coverage. Two accidents, one totaled, a Cobalt SS and a motorcycle later...lol

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RicerX
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Location: Southeastern US

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Dude... 100k/300k full coverage, 500 deduct, other odds and ends (rental car, medical payments).

$1980 a year. AC + 370. You guys get nailed on insurance.

mikethemike
Posts: 852
Joined: Thu Feb 24, 2011 11:40 pm
Car: 2010 Altima 2.5s w/ convenience package
Location: Burbank, Ca

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XenonSE-R wrote:Dude... 100k/300k full coverage, 500 deduct, other odds and ends (rental car, medical payments).

$1980 a year. AC + 370. You guys get nailed on insurance.

Thats pretty good

bobbybruno19
Posts: 1
Joined: Mon Jan 09, 2012 10:18 pm
Car: Nissan Altima - Well built, bought in 2005

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After seeing this I’m pretty sure I get the best auto insurance rates around. Then again, I have a clean driving record, am above 45, and have never had an accident.

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RicerX
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welcome to NICO bobby!

yeah i get a few breaks on mine bc i'm over 25 and have a homeowners policy with my car insurance. When I first got my 08 coupe, I was <25 and the cost a month was $3 more than my insurance is now for both my Z and my Altima.

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speedeast
Posts: 1610
Joined: Sat Aug 01, 2009 7:01 pm
Car: 1990 240sx VH45 FB & 1993 300zx
Location: Orlando, Fl

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^Who are you insured through?

I was just quoted $270/mo or ~$1400/6mos at Progressive for:

2006 Mazda 6s - full coverage, state minimum, medical, roadside, rental
2001 Saturn SC1 - limited liability
1990 Nissan 240sx - full coverage, roadside

for me and my fiance... 25, 22

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incREDibL3
Posts: 317
Joined: Fri Apr 09, 2010 5:00 am
Car: Nissan Altima Coupe

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i have mercury and i pay $190 a month for full coverage.

AlexN09
Posts: 1051
Joined: Sat Jun 11, 2011 7:07 am
Car: 2011 Nissan Altima Coupe S 2.5
Location: Nashville, TN

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AlexN09 wrote:
big_rig wrote:$2880 per year, I think I win the high rate award.
Try 3400 every 6 months :-( i was with celina and they actually dropped my coverage, i shopped around with five major companies and some wouldnt even insure me. It feels bad lol
Good news my insurance just went down 100 a month !

daversatile1
Posts: 3
Joined: Tue Dec 27, 2011 6:46 am
Car: 2008 Altima Coupe

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3600 a month :-(

mikethemike
Posts: 852
Joined: Thu Feb 24, 2011 11:40 pm
Car: 2010 Altima 2.5s w/ convenience package
Location: Burbank, Ca

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For just YOUR car? I wouldn't even bother driving any car past $500 a month

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IBCoupe
Posts: 7534
Joined: Sun May 17, 2009 11:51 am
Car: '08 Nissan Altima Coupe 3.5SE
'19 Infiniti QX50 FWD
'17 BMW 330e iPerformance
Location: Orange County, CA

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$240ish for two cars every month.

mmkeller
Posts: 1964
Joined: Mon Sep 07, 2009 3:30 am
Car: 2017 Maxima SR
2009 Murano SL
Location: Texas

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@1400/year, this is twice what I was paying when I lived in Minnesota. 2 cars

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IBCoupe
Posts: 7534
Joined: Sun May 17, 2009 11:51 am
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'19 Infiniti QX50 FWD
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Location: Orange County, CA

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This thread makes me want to change insurers.


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