INSURANCE HIT!

[dflane39]

Would love to know what peeps are paying for their insurance. During the weeks before I bought my Altima, I had some other picks for cars and would call my ins company to find out the prospective change. For starters, I was driving a 2005 Corolla S, and coming off the tailend of a ticket 3 yrs ago, Labor Day Weekend......I was paying $343/every 6mo.If I bought a Ford Fusion AWD Sport: ins increase=$40/6 moMitusbishi Ralliart: $60/6 moHyundai Genesis Coupe: $90/6 mo

My new insurance for my Altima Coupe: $150/6 mos (It was the most but SO TOTALLY worth it!)So Im paying close to $1000/year for my ins......and other than that last speeding ticket 3 years ago, no accidents, etc......and of course, over the age of 25........Im with Farmers Ins.......anyone with figures like these or do I need to find a new ins company?

[bunda4th]

I am paying about 1100 every year lol...I am only 23 though with full coverage through farmers with 2 other cars. I also got a point on record now for unsafe lane change...so that will probably go up..

[JSPADES]

Hey there, Denise

I recently turned 40 (just a little older than you), and my insurance is through State Farm. My rates went up when I traded in my old Saturn sedan to buy my '09 Altima Coupe 2.5S 6MT. I'm now looking at between $1000-$1100 annually for full coverage, so my rates seem to be similar to yours. I don't live in a big city, so I would have hoped that I would be paying less than this.

While I hate spending money on auto insurance, I hate having to spend money on auto repairs even more.

-b-

[LinkNuc]

342/ 6 months in Pittsburgh with 500 comp 500 coll deductible, no points/accidents in 5 years, Travelers insurance, I was with State Farm most of my life, and I love them...but my company is now offering pay roll deduction and we have three companies to choose from (Allstate is ridiculous) and it came out slightly cheaper but he convienice is great

[dflane39]

Hey there, Denise

I recently turned 40 (just a little older than you), and my insurance is through State Farm. My rates went up when I traded in my old Saturn sedan to buy my '09 Altima Coupe 2.5S 6MT. I'm now looking at between $1000-$1100 annually for full coverage, so my rates seem to be similar to yours. I don't live in a big city, so I would have hoped that I would be paying less than this.

While I hate spending money on auto insurance, I hate having to spend money on auto repairs even more.

-b-

Thanks B......between you and bunda, I guess I'm right in there.....and I'm with ya on the repairs.......its not my driving, its the craziness of others to be concerned about....and that damn winter is just around the corner

[Ranga14]

Would love to know what peeps are paying for their insurance. During the weeks before I bought my Altima, I had some other picks for cars and would call my ins company to find out the prospective change. For starters, I was driving a 2005 Corolla S, and coming off the tailend of a ticket 3 yrs ago, Labor Day Weekend......I was paying $343/every 6mo.If I bought a Ford Fusion AWD Sport: ins increase=$40/6 moMitusbishi Ralliart: $60/6 moHyundai Genesis Coupe: $90/6 mo

My new insurance for my Altima Coupe: $150/6 mos (It was the most but SO TOTALLY worth it!)So Im paying close to $1000/year for my ins......and other than that last speeding ticket 3 years ago, no accidents, etc......and of course, over the age of 25........Im with Farmers Ins.......anyone with figures like these or do I need to find a new ins company?

wow, lucky, even when I was on liability for my 96 Dodge Ram I was still paying double what you're paying for a new car! lol... I have Geico and am paying $165/month or $990 every 6 months. My friend recently told me that insurance companies now base your rate mostly upon your credit rating and not your driving record as much so I can understand it being high since my credit sucks balls.

And I'm past the 25 hump. No tickets for 4 years, no wrecks, nothing, grr.

[dflane39]

wow, lucky, even when I was on liability for my 96 Dodge Ram I was still paying double what you're paying for a new car! lol... I have Geico and am paying $165/month or $990 every 6 months. My friend recently told me that insurance companies now base your rate mostly upon your credit rating and not your driving record as much so I can understand it being high since my credit sucks balls.

And I'm past the 25 hump. No tickets for 4 years, no wrecks, nothing, grr.

Ouch Ranga, thats tough! I feel ur pain! Hell, if its based on credit rating, I want a re-eval! My credit score is over 750, considered pretty damn good.....

[Ranga14]

That rating might very well be the reason your insurance is so low. I couldn't imagine getting a lower rate than $25 a month. Something about that just doesn't even sound right for full on collision insurance.

I have a friend or two that have been in a lot of wrecks and get tickets a lot and their insurance is as high as $3,000-$5,000 every 6 months.

[mikegtr06]

im paying 275/monthly.......

i have alot of coverage....

Coverage Limit/Deductible Bodily Injury Liability 7,500,000 Euros Limit per accident Property Damage Liability 1,000,000 Euros Limit per accident Consequential Loss 50,000 Euros Limit per accident Protection for you, your passengers, and your property Coverage Limit/Deductible Medical Payments $10,000 Limit per person Accident Forgiveness Coverage Selected Protection for your vehicle2008 NISSAN ALTIMA S/ALTIMA SE Coverage Limit/Deductible Comprehensive $500 Deductible per occurrence Collision $500 Deductible per occurrence Rental Reimbursement $75/2,250 Limit per day/maximum Towing & Labor $250 Limit per disablement

[sammyboy]

$1,900 every 6 months

[dflane39]

$1,900 every 6 months

Damn fellas, you are sure making me feel better about my $493/6 mos.....

[IBCoupe]

I'm at $246 a month; totaled my previous car. I will probably be looking for a new provider once this runs out.

I have what I'd consider pretty good coverage (don't have my plan in front of me, and am about to run out the door), and I'm only 24. I could probably skim some off by cutting coverage, but I don't like the sounds of that. 'Course, school expenses might just convince me to change my mind...

[mikegtr06]

My coverage is munimum required by law here... 1 million euros is a lot of money....

[sammyboy]

Damn fellas, you are sure making me feel better about my $493/6 mos.....

Yeah it blows but i'm under 25 and with full coverage. My dad said that we have a 1 million dollar policy so incase we get into an accedent and badly hurt them we'll be covered and we wont lose our house.

[dflane39]

Yeah it blows but i'm under 25 and with full coverage. My dad said that we have a 1 million dollar policy so incase we get into an accedent and badly hurt them we'll be covered and we wont lose our house.

I feel ya on that one...Farmers let us know when we needed to up the coverage in case we were in an accident with some car that was over $50,000+......I am carrying full coverage.....

[chrispizzitola]

paying 69 bux a month thru state farm500 deductible