How much will Insurance Be???

General discussion forum about the 240sx, and a great place to introduce yourself to the board!
Silent Drifter
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Do you know how much insurance goes up for tickets??


NeverEnuff
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mostlikly it woulnt even go up inles you have a reck or chang companys becus thay never check

rookiegtr
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NeverEnuff wrote:mostlikly it woulnt even go up inles you have a reck or chang companys becus thay never check


Huh? Not true. Your insurance won't know if you did it out-of-state thats not state friendly with your state. However if you sped in-state, your insurance will know, and your insurance will INCREASE. And that goes for every ticket you get, whether its speeding or reckless.

I dont know how much it goes up by. That all depends on your insurance company.

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C-Kwik
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Most companies check just before each renewal

Altiman94
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^ true. Your insurance will go up maybe 5-10 bux a month at most for a speeding ticket.

Silent Drifter
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well i got a ticket awhile ago for a wreck, but it never went up. Now I just got a speeding ticket an wreckless driving ticket so I was wonderin how much it will go up. Also does it go up if your license gets suspended?

Silent Drifter
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anyone know?????

Flybert
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It's a good chance that your insurance is going to at least double with a wreckless driving ticket. Hopefully you aren't driving an S14 because that would mean you are screwed. Good luck and they might not raise your rates for a while so enjoy it while you can.

NIGHTfall_240sx
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NeverEnuff wrote:mostlikly it woulnt even go up inles you have a reck or chang companys becus thay never check


(sp?):D

Altiman94
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your insurance goes up with every ticket you get, and of course it goes up if your licience gets suspended.

Silent Drifter
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well when i wrecked my car i got a moving violation ticket it didnt go up, an i ment to say i got a traffic violation not a wreckless driving ticket. I heard it will only go up like 10 bucks a month

droptopsilvia
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well my insurance w/ my integra was 300 a month, +1speeding tikand +1 fender bender....the grand total was.....(drumroll pleez)....$523.75 per month...So it could and probably will go up considerably depending on where you live.

droptopsilvia
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just be ready to bend over when they figure it all out....insurance co. love to rape you!

Silent Drifter
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yea well i got minimum coverage too. so right now its only alil over 100 a month.

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deftdrummer
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when i wrecked my n/a 300zx my insurance didn't go up because of a goupwide "good family allowance" or something. Basically, my parents policy had been clean for like 14 years and i came along and totalled a car, but since we had had NOTHING on the family's record they let it slide

I however got 2 speeding tickets in the last month (both in the same week actually) and im going to erase one with traffic school. Not sure how high the insurance would go up from just 1 speeding ticket. I pay about $115 a month right now. I would assume it would go up to about $150-$160

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Toahk
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^^ Where'd you get caught speeding?

soilwork240sx
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best way to see if it goes up, is just call your insurance company!!!

rookiegtr
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Your insurance pts goes up parallel to the pts the police/court issues you. If you get a 0 pt ticket, your insurance won't go up, but if you get a 2 pt ticket or a 4 pt ticket, your insurance pts will go up 2 pt or 4 pts, and you have to pay accordingly with the amt of pts you get. And at least for my insurance company, it takes one year to get rid of one insurance pt. And if you're a beginner driver, you start automatically with 3 insurance pts.

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deftdrummer
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that sucks. I hate being young and ignorant :-*(

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ride4lame
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sorry to thread jack but does anyone know how expensve motorcycle insurance is? i am looking to get a sport bike in new jersey

Kevin613
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well

I totalled my s13...

2 weeks later, bought a mx6 and totalled that the same day i bought it..

and MY INSURANCE DIDNT GO UP AND WONT!!

why?

both accidents were 100% the other drivers fault and they got charged...

1st time ( the s13 ), I got hit by some old man running a stop sign in his truck..

2nd time ( the mx6 ), I got tboned by a bus, who ran a red light!

now i have a 1992 prelude and i hope to god i dont get into any misfortunes because of those moron drivers out there

kevin

droptopsilvia
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damn that sux...but at least it wasnt your fault, so they cant rape you...

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ride4lame
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wow, thats probly the worst luck i have ever heard of

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fiznat
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yeah my friend got a ticket last spring and he was all worried about his insurance going up but it never did. he didnt get any points though so maybe that points theory is right.

Silent Drifter
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well on my wreck it was my fault an got 4 points but it didnt go up. Now I have 11 total because I got those 7 points a week ago. Well pretty much if I dont get the outta the speeding ticket Ill lose my license for a year because were only allowed to have 6points if your under 18. So If i get outta the speeding ticket I can take the class for the traffic violation an Ill still only have 4. (damn undercover cops)...

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deftdrummer
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how many points would i have from 1 speeding ticket 60 mph in a 35?

droptopsilvia
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thats like 3 pts. but damn near close to reckless driving/endangerment. thats 25 over.... This Girl I knew got caught doing 105 in a 25, five days after getting her liscense...she has one no longer and not until shes 21

Iceman00
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Damn Silent, that was a bad ticket, you'll be lucky if you can still drive!

Heres the lesson bud, don't speed and drive wild, and they'll never look at you!

Ah my first post......

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deftdrummer
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droptopsilvia wrote:thats like 3 pts. but damn near close to reckless driving/endangerment. thats 25 over.... This Girl I knew got caught doing 105 in a 25, five days after getting her liscense...she has one no longer and not until shes 21
well that's pretty stupid, they SHOULD take her lisence away for that, maybe not until 21 but im sure she learned her lesson after a year and a half. I bet it was a school zone too.....

nismo2887
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i was in a wreck once. i hit a jag and totaled my moms car. at first the company put my whole family on "high risk" and insurance for 4 people on 3 cars was $3100 every 6 months. our agent talked to some of the boys upstairs and got our rates back down to NORMAL. our old rate. we were incredibly lucky. i hope thats my last wreck. i know ill never have on thats my fault again.


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