How much are u guys paying for insurance?

General discussion forum about the 240sx, and a great place to introduce yourself to the board!
240sx_in_209
Posts: 570
Joined: Thu Oct 12, 2006 1:23 pm
Car: 89 240sx.... 93 coupe
Contact:

Post

dam i am paying $32 a month for liability. One accident and a seat belt ticket. But dont know if the seat belt ticket shows up


User avatar
Broadfield
Posts: 2681
Joined: Tue Sep 05, 2006 2:57 pm
Car: 1992 240sx
Location: Normal, IL
Contact:

Post

Logan76 wrote:Damn Broadfield, i would kill for those kind of insurance rates...
Yeah well..... I'm old, married, no accidents, no tickets, good credit score...... you get the idea.

Logan76
Posts: 7983
Joined: Thu Mar 30, 2006 6:06 am
Car: Junk

Post

lol, im young, no accidents that were my fault, good creditscore, and i pay 200$ a month, I would be happy with like 100 a month, but 200 blows me lol.

User avatar
24j0hn
Posts: 696
Joined: Sun Dec 28, 2008 11:32 am
Car: 91' 240sx with some babying to be given

Post

mercury

johnny butt
Posts: 690
Joined: Tue Nov 13, 2007 8:19 am
Car: 1993 240sx Convertible

Post

the only tickets that will raise your insurance rates are those that give you "points" on your license.

at least here in TN it is.

I don't have insurance on the 240 yet (it just sits in the garage looking pretty), but my DD '97 Maxima is 50$ month liability & uninsured motorist. I am 21, good driving record (maybe 2 tickets, but they were a year + ago), and student & drivers ed classes discounts.

I think my 240 was quoted at 86 a month liability, and 125 a month full coverage, documented / (receipts) mods included.

User avatar
amakadius
Posts: 250
Joined: Mon Mar 31, 2008 9:05 pm
Car: 1995 nissan 240sx rb25det S14.5 conversion
Contact:

Post

i remember the frustration when i was 18 on getting car insurance. i have insurance from when i was in the air force through a company called USAA and i pay about 23 a month. i have no tickets and no accidents and all i have is liability but i will get special full coverage when i am finished doing my engine swap.

hbpignosePA
Posts: 3481
Joined: Fri Dec 01, 2006 6:07 pm
Car: 90 240sx hatch (Jackstand Queen)
78 Datsun 280Z (RIP)
89 Toyota Cressida (Sold)
86 Nissan 200SX hatch (sold)
83 Nissan 280ZX turbo (parts car)
90 Volvo 240 (sold)
80 Toyota Cressida MX32 (new daily)
Location: Amish Country Pa

Post

i just turned 20...

for just the 240 it was 115 a month through all-state

now with the 240 and cressida its like 178ish

not bad

but not great

User avatar
Sabot
Posts: 1043
Joined: Sat Dec 11, 2004 1:45 pm

Post

USAA$160 a month s13, s14 & Evo X

User avatar
sebazztard
Posts: 2583
Joined: Fri Mar 02, 2007 9:44 pm
Car: 1992 Nissan 240sx rb25det project. 2000 Honda Accord LX DD. 1992 Nissan 300zx NA.

Post

mine is about 600 every 6 months for both cars...progressive, basic, age 28, CLEAN driving record.

User avatar
SirSilvia
Posts: 1983
Joined: Fri Mar 31, 2006 2:52 am
Car: Sold both my babies
Location: Pittsburgh, PA

Post

johnny butt wrote:the only tickets that will raise your insurance rates are those that give you "points" on your license.

at least here in TN it is.

I don't have insurance on the 240 yet (it just sits in the garage looking pretty), but my DD '97 Maxima is 50$ month liability & uninsured motorist. I am 21, good driving record (maybe 2 tickets, but they were a year + ago), and student & drivers ed classes discounts.

I think my 240 was quoted at 86 a month liability, and 125 a month full coverage, documented / (receipts) mods included.
I've had 9 points on my license (more than 6 and I should loose it) Fought the illegal racing ticket, got the 5 point ticket dropped to 4 leaving me with 8 points and had to take a 25 question road test to drop 2 points and I'm rolling on 6 points. Actually think it might be less right now since it's been a while since I've stayed out of trouble. Each ticket has been reported to geico, yet my premium hasn't gone up. I don't know if i can get full coverage, but i would love it.

User avatar
omgjacki
Posts: 431
Joined: Tue Jul 01, 2008 12:29 pm
Car: I have a few 240s
Contact:

Post

I'm 19 years old and I pay $144/month for liability for my '93 coupe.

User avatar
omgjacki
Posts: 431
Joined: Tue Jul 01, 2008 12:29 pm
Car: I have a few 240s
Contact:

Post

Oh, and I don't have any points or tickets.

hbpignosePA
Posts: 3481
Joined: Fri Dec 01, 2006 6:07 pm
Car: 90 240sx hatch (Jackstand Queen)
78 Datsun 280Z (RIP)
89 Toyota Cressida (Sold)
86 Nissan 200SX hatch (sold)
83 Nissan 280ZX turbo (parts car)
90 Volvo 240 (sold)
80 Toyota Cressida MX32 (new daily)
Location: Amish Country Pa

Post

thats not bad for philly ^^^ their rates are rediculous; probably because half of the drivers are uninsured

im still baffled at how its so cheap in cali?

User avatar
omgjacki
Posts: 431
Joined: Tue Jul 01, 2008 12:29 pm
Car: I have a few 240s
Contact:

Post

I'm with Geico on my own policy now. I was paying $340/month for liability when I was on my parents' policy with Progressive. F that.

User avatar
240pav
Posts: 172
Joined: Wed Mar 22, 2006 7:22 pm
Car: 1991 240sx sr20det redtop

Post

ok im 23 and have been driving sicne i was 17, i have a 91, i was payin 110 a month because i have a 45 over in a hospital zone.... now im payin 291 a month because i just got a truck... progressive sucks !!!!im dropping them today.. i live in GA and am in the military... ANYONE WANNA BUY A 91 WITH SR20DET REBUILT ? 4 K....

User avatar
Broadfield
Posts: 2681
Joined: Tue Sep 05, 2006 2:57 pm
Car: 1992 240sx
Location: Normal, IL
Contact:

Post

240pav wrote: ANYONE WANNA BUY A 91 WITH SR20DET REBUILT ? 4 K....
Do you have pics or have it posted for sale somewhere?

User avatar
mrgrape
Posts: 348
Joined: Sun Jan 18, 2009 9:39 am
Car: s14

Post

damn how do u guys have cheap *** insurance?im 18, student, one ticket without traffic school....WTF! and im paying 300 per month...

User avatar
Crazyirish
Posts: 685
Joined: Sun Sep 16, 2007 8:47 am
Car: Nothing noteworthy at the moment...

Post

mrgrape wrote:damn how do u guys have cheap *** insurance?im 18, student, one ticket without traffic school....WTF! and im paying 300 per month...
I think you just answered your own question. Mines 39 a month for decent liability. I'm 28 with a clean record. Or at least its clean now. 5 or 6 years ago it was 200 a month for liability on my 92 hatch. But that was after some very poor driving on my part.

User avatar
240pav
Posts: 172
Joined: Wed Mar 22, 2006 7:22 pm
Car: 1991 240sx sr20det redtop

Post

Broadfield wrote:
Do you have pics or have it posted for sale somewhere?
i have pics of the engine rebuild n stuff.. i spent an *** of money on it and it overheats. i think its because it has a ka24de radiator. also the body needs a lil tlc ...heres the rebuild

User avatar
Amtk240
Posts: 547
Joined: Tue Sep 02, 2008 6:57 am
Car: 1997 Nissan 240sx SE Red S14, and 1995 Nissan Navan 240sx Ruby Pearl S14.

Post

Threadjack! ^^^^^^

....but nice engine though.

notslow
Posts: 2762
Joined: Mon Oct 09, 2006 9:40 am
Car: Nissan Sileighty
Contact:

Post

ICBC charges me usually (depending on how long I insure my car for) around $200 (I pay more for a shorter term, pitfall to not driving the car in the winter). I have a %20 discount, 22 years old.

I believe that ICBC still lists the S13 as one of the top 25 most stolen vehicles in BC combined with the the amount of street racing/accidents related to 240sx owners = stupid insurance rates for me.

User avatar
240pav
Posts: 172
Joined: Wed Mar 22, 2006 7:22 pm
Car: 1991 240sx sr20det redtop

Post

Amtk240 wrote:Threadjack! ^^^^^^

....but nice engine though.
ah sorry got excited.... oops

User avatar
TroubleBound
Posts: 1778
Joined: Fri Aug 03, 2007 3:45 am
Car: 1992 240SX Hatch
Location: Richmond VA

Post

20 years old, 11 tickets (plus a 2.5 year revocation) and through Allstate i have lowest grade liability possible at $82 a month. (For 1992 hatch SE) The next lowest quote i got was like 180 even for liability, i think my agent helped me out and bluffed a little.

Fancy_Footwork
Posts: 121
Joined: Thu Mar 20, 2008 12:03 am

Post

Uhhhmm...222 accidents ( neither my fault )Liability for my 95 is $880/year.That's through state farm in VA beach VA. I've been told it'll be fantastically cheap when I turn 24. May end up with some kind of discount if I insure my DD through them too.

User avatar
ocalas240
Posts: 65
Joined: Thu Aug 14, 2008 12:41 pm
Car: 1992 Nissan 240sx
Contact:

Post

im paying $200 a monthjust for liability with allstateim 17 with one ticketi really gotta find some cheaper insurance...

User avatar
scrowley
Posts: 262
Joined: Tue Oct 30, 2007 5:19 pm
Car: 180

Post

24 years old90 240 hatchState FarmFull coverage with $100.00 deductible$92.00 a month

XTCshri2222
Posts: 579
Joined: Wed Nov 23, 2005 6:20 pm
Car: 1978 Datsun 280z L28ET Powered
1991 S13 Ca18det coupe - sold

Post

Age 25No points $170 a month for full coverage on a 06 jeep commander and liablity on the 91 s13

User avatar
95240SE
Posts: 147
Joined: Mon Mar 24, 2003 4:15 pm
Car: 95 240sx

Post

Age:24, Have allstate and am paying 410 a year, full coverage minus collision

beerson
Posts: 109
Joined: Thu Sep 13, 2007 3:46 pm
Car: '00 Audi S4, '91 S13 coupe & '03 R6

Post

25State Farm$143 a month for full coverage on both my '91 coupe and my '03 R6no tickets or accidents

User avatar
skydragoness
Posts: 9394
Joined: Wed Jul 24, 2002 6:49 am
Car: 03' 350z Touring 6spd
92' 240sx 60k survivor :)
Location: North DFW, TEJAS
Contact:

Post

hbpignosePA wrote:thats not bad for philly ^^^ their rates are rediculous; probably because half of the drivers are uninsured

im still baffled at how its so cheap in cali?
Statiscatically speaking, the west coast has better drivers and longer driver education programs than the east coast. My friends moved out to Nevada and their rates dropped dramatically versus just being here in Delaware.

I'm 26 and I pay $135/a month for my two cars, full coverage. No accidents/tickets (knock on wood).


Return to “240sx General Discussion”