help getting a new windshield?

[DGoldcoupe]

So like 4 months ago i was coming home from school and a rock flew up and hit my windshield and cracked it. it was a tiny crack but i didnt get it filled in which turned out to be a mistake because now the crack is almost a foot long. So i called my insurance company to get it replaced and its not covered under. I got an estimate on how much a new one is and its like 250?! anybody know how to get a free windshield lol? im college now and dont have 250 dollars just laying around

[PoorManQ45]

If you have comprehensive coverage it will be covered

[numbnuts240]

If you have comprehensive coverage it will be covered

So i called my insurance company to get it replaced and its not covered under.

if you don't have glass coverage, you're out of luck.

[Bubba1]

you were right that you might have saved a lot of money by getting the chip fixed immediately. But that's hindsight. I'm afraid it's too late for a free replacement on this one. But you could minimize your risk of paying for another one by talking with your insurance agent about adding comprehensive to your policy. Comp is not that expensive. Rock chips can easily happen. Happened twice to my 4Runner in one year, both times I had to get new windshields.

$250 is not bad for a new windshield.

Sorry.

[DGoldcoupe]

so my friend and i were talking today and came up with this genius plan. One day when im on the way home from school i can get behind a dump truck or tractor trailer and call the number on their truck that says how is my driving and say that a rock flew from out of there truck and hit my windshield. dont they have to replace it? and the only flaw i see in this is that ive already called my insurance company and told them that theres a crack. but now theres two cracks in my windshield? would i be commiting fraud if i did that?

[Bubba1]

so my friend and i were talking today and came up with this genius plan. One day when im on the way home from school i can get behind a dump truck or tractor trailer and call the number on their truck that says how is my driving and say that a rock flew from out of there truck and hit my windshield. dont they have to replace it? and the only flaw i see in this is that ive already called my insurance company and told them that theres a crack. but now theres two cracks in my windshield? would i be commiting fraud if i did that?

Yes, you would be committing fraud. I would strongly advise against attempting that.

[DGoldcoupe]

hahahaha yea i figured...damnit well looks like im buying a new windshield instead of a new camera..FML

[ADDirishboy]

so my friend and i were talking today and came up with this genius plan. One day when im on the way home from school i can get behind a dump truck or tractor trailer and call the number on their truck that says how is my driving and say that a rock flew from out of there truck and hit my windshield. dont they have to replace it? and the only flaw i see in this is that ive already called my insurance company and told them that theres a crack. but now theres two cracks in my windshield? would i be commiting fraud if i did that?

WRONG.

Like you said in the OP, you didn't get it fixed and the chip turned into a crack. Insurance companies and truck companies like that aren't stupid dude. They will know what you're trying to do.

Your "genius" plan has been done thousands of times dude. Just man up and pay the $250.

[Klits562]

ya fraud is no bueno and if your planning on doing it dont post it on the internet...... and besides karma is a b****!

Try the junkyard idk if they will sell the windshields but it might be worth a shot

[Jesda]

You should find a car like yours, cut out the windshield, and take it home. Trust me I'm a gynecologist.

[MinisterofDOOM]

you were right that you might have saved a lot of money by getting the chip fixed immediately. But that's hindsight. I'm afraid it's too late for a free replacement on this one. But you could minimize your risk of paying for another one by talking with your insurance agent about adding comprehensive to your policy. Comp is not that expensive. Rock chips can easily happen. Happened twice to my 4Runner in one year, both times I had to get new windshields.

$250 is not bad for a new windshield.

Sorry.

In my experience, comprehensive usually does NOT include windshield coverage...it's something you must add. And the glass coverage usually costs about as much in a year as a (cheaper) new windshield would. So unless you're replacing your windshield every year (like I had to do with the Max for whatever reason) you may well be better off just sucking it up and paying cash for the occasional windshield replacement.

Anyway, $250 for a windshield is really cheap. Make sure you check the quality of the glass before they install for that price...the last windshield I bought in that price range had such poor optics it was like looking out through a funhouse mirror.

[Bubba1]

Anyway, $250 for a windshield is really cheap. Make sure you check the quality of the glass before they install for that price...the last windshield I bought in that price range had such poor optics it was like looking out through a funhouse mirror.

Right, Some other aspects to consider having a windshield expert to do it instead of a junkyard find and your attempting DIY for the first time.

1. most windshields are tinted to match the other windows. If your junkyard find is not the same as your tint, it'll look awful. Plus you have to find one that's in good shape. Professionals will match the tint and it'll be brand new.2. Most pros will deal with transferring the inspection stickers and mirror for you, 3. They do this for a living, so their work is usually warranteed, so it's less likely to leak or crack (or have the mirror in the wrong place) due to installation errors.

[MinisterofDOOM]

Oh, another scary thing I've encountered from cheap windshield shops: one shop actually ground PART OF MY DASH OFF while removing the old adhesive on the Max once. Probably no one but me would ever notice, but that's not something you can easily fix.