So you want him to lie about what happened and defraud the insurance company of out 3 grand?suby01 wrote:yup thats delears for you. many many similar stories like that for me also on here. but in your case if you did hit something lets say call your insurance company, make a claim with your deductible will be a lot less than the replacemnt. and make sure your like ya i had to swerve to not hit a deer or some bs and they will cover it.
pfarmer wrote:
So you want him to lie about what happened and defraud the insurance company of out 3 grand?
Perry
Which helps to raise the rates of insurance and the cost of cars to even higher levels. I have little use for those that would steal from others.suby01 wrote:yes.
Not only is insurance fraud illegal and you can be fined and put in jail for it, many compaines have people that go around looking for comments such as yours....making it easier for them to find people purposefully defrauding...suby01 wrote:yes.
And which company would that be? I just so happen to work for one of the largest P&C insurers in the world myself...suby01 wrote:lol u guys are funny that was a jk. and what i was going off of was the dealers "professional" observations. he said he didnt hit anything however the dealer told him that the only way that this happened was because he hit something after all they did charge him 200$ for this evaluation so i would go with their word is more credible than his. i work for for one of the biggest insurance companies in the us. my insurance premium is $4000 a year one car basic coverage. and i know what is going on in this business. and also being in the insurance capital of the us. less claims or not the premiums are not going to be reduced the only ones making money in this business are the owners/ceos and insurance state commissioners and regulators with millions dollars worth of bonuses. thats all im saying for this topic sorry to hurt the funny bone. that maybe considered as a rant but so be it.
I find the $200 out of line for an evaluation of a broken connector. I also find $4000 out of line unless you are a high risk driver.suby01 wrote:lol u guys are funny that was a jk. and what i was going off of was the dealers "professional" observations. he said he didnt hit anything however the dealer told him that the only way that this happened was because he hit something after all they did charge him 200$ for this evaluation so i would go with their word is more credible than his. i work for for one of the biggest insurance companies in the us. my insurance premium is $4000 a year one car basic coverage.
I agree, while the CEOs of these companies do in fact get way out of line compensation in many cases, the state insurance commissioners do in fact look at exactly what you mention and have forced them to clean up their acts.marlin29311 wrote:
And which company would that be? I just so happen to work for one of the largest P&C insurers in the world myself...
$4000 for one car one driver is outrageous - either you have a terrible record, or you need a new company.
If less claims are put through, then there are smaller loss ratios at the end of the year - on a consistant basis, if there are lower and lower loss ratios, state insurance departments will see that and realize that the insurers are charging too much rate and will require each insurance company to re-visit their actuarial tables and force them to lower rates. Insurance comapines can't purposefully increase rates - if they did, everyone would move their business to another cheaper carrier.
Seeing as I am only about 20 miles from you I could show you what an 08 35x connectors look like if that would be of help.dontpanic wrote:besides defrauding someone, does anyone know the color code? factory service manuals have incomplete wiring diagrams that only show the power supply line and not signal outs/ground. finding a wrecked g37 to pull parts from is also a *itch... anyone has any sources they can hook me up with?
I think I would continue with trying to figure out other options.dontpanic wrote:thanks for the offer pfarmer but after digging around the color codes for the sedan are different than the ones in the coupe. i'm starting to wonder if i actually should cave to the dealer repair =(
I don't know of someone with a g37 coupe, but there is a shop on South Tacoma Way in Tacoma that may have some ideas. I think it is called something like Small Car Performance. Believe somewhere between 38th and 48th. If going down South Tacoma Way heading towards downtown it will be on your left. Small shop, turn around and park in front.dontpanic wrote:That would be the most economical method lol. Do you know anyone here in washington with a g37 coupe? or a tuner shop that does work on the g37 and most likely has 1 or 2 (or ten!) cars in their bays?