Goblin wrote:Dude I feel your pain. I got rear ended in Canada on the QEW 10 minutes in. It seems Canada is a no fault country so I had to pay my $1000 deductible.
Yes... and no. If the other driver recognizes he was at fault (and continue to say that to your insurance company), the repair are free of charge with no deductible.
The part I don't understand is when it is obvious you are not at fault, why you have to be liable on someone else.
I have the two cases: Got in two different accidents, both were not my fault. Both recognizes that was their fault. With the first one, he (in fact his father, you should have ask him to sign a paper right away) changes his version when contacted by my insurance. Results: 50% fault on my part. The second one keeps his words and told my insurance. results: No fault for me, car repaired for free with rental while in repair.
In conclusion, when you have an accident in Canada, be nice with the other driver and try to make him sign a paper where he says this is his fault (if it is the case).