Post by
Mark Booth »
https://forums.nicoclub.com/mark-booth-u77813.html
Thu Jan 22, 2009 9:20 pm
I haven't asked my own insurance company about camera damage coverage but I did ask a friend that is an agent for a different company. She told me that, yes, damage from a stone or other debris would be covered. And, in fact, in California it would be considered comprehensive rather than collision (as long as it is clear that just the camera got damaged, eg, no other body damage to hint at some sort of collision with another vehicle). So, in my case, the deductible would be $200 to replace the broken camera should it happen to me.
Mark