Bye Bye Altima Coupe

[ponchoxx2]

Cashed my coupe couple of weeks ago Insurance said its totaled so Bye Bye Coupe. Do you guys have any strategies for negotiating with the Insurance company.



Thanx

[dldjros69]

Well i obviously see that you crashed your coupe but how did it happen?

Good luck with your insurance company, they are dirty f's just like a dealership.

They want your money and you have to do everything they say, but when it is their time to return the favor they jack you.

[PHENOMenalVinyl]

jesus how fast were u goin wen u spun out.......thats my guess as to what hapened......u fd up ur tire bad

[karu11]

holy #(*$! on the brighter side, you're alive...good luck with the insurance company.

[ponchoxx2]

I lost control on a curve , the whole thing happend so quick I dont even recall how fast i was going. I must say the car is well build I walked away with just a bruise on my collar bone. When they say the car has Five star crash rating they are not lying. I just wish the car did not get so much damage, but ill take the car being messed up over me bing messed up.You can see the curve where i lost control on google maps.http://maps.google.com/maps?f=...&z=18

[xeene]

wow...impressive structural integrity of the cabin there nissan. they should use that photo for their commercials.

[Rmuth25]

IF there was any doubt as to how bad an accident was just check to see if any of the wheels are perpendicular to the body. Damn man thank god you are okay.

[Rob.Vegan]

Glad you're alright man

Sorry no info for your insurance question.

But I have a question, What do you do with a totaled car ??? Are you going to try and sell off the parts that are still okay (rear wheels, taillights, side mirrors, seats etc) ???

[Zerep]

when a car is totaled the insurance company takes ownership of it i believe and they do with it what they please. the reason the car got so messed up is cause those are the safety features at work. nowadays when all the airbags inside the car deploy its an automatic total loss since so much of the car is destroyed to save you same with on the crumple zones. the car takes the hit so that you can walk away

[Rmuth25]

For my sisters 17th birthday a while back my parents got her a new Hyundai Accent. It was fully loaded and like 15k or so I think. Then like 2 years after she got it she rear ended some guy and our mechanic was telling us how lucky she was that the airbags didn't deploy because even though the car only had like 20k miles on it would have been totaled.

[toxik]

you're from brooklyn? where was this, on the belt?

[dldjros69]

I lost control on a curve , the whole thing happend so quick I dont even recall how fast i was going. I must say the car is well build I walked away with just a bruise on my collar bone. When they say the car has Five star crash rating they are not lying. I just wish the car did not get so much damage, but ill take the car being messed up over me bing messed up.You can see the curve where i lost control on google maps.http://maps.google.com/maps?f=...&z=18

[Sith LL_Coupe]

Wow dude, Cypress Hills St ain't even a highway... from the looks of your car, you were definitely going highway speeds (or even faster). When did this happen? I'm assuming the roads were also wet (considering it's been raining for like 7 days straight in NYC ).

Not to be a parent (which I'm not), but slow down that speed and you may of still had a car. But at least your unharmed, that's the most important part.

[dldjros69]

Not to be a parent (which I'm not), but slow down that speed and you may of still had a car. But at least your unharmed, that's the most important part.

Get the salt, and throw it on that wound. LOL its a little after the fact to be giving him a lesson.

[losenone]

Glad you're alright man

Sorry no info for your insurance question.

But I have a question, What do you do with a totaled car ??? Are you going to try and sell off the parts that are still okay (rear wheels, taillights, side mirrors, seats etc) ???

I believe, correct me if im wrong, once your car is offically deemed a total loss by the insurance company the car becomes their property. How much money your getting back for the car is another issue.

I dont know if you are able to part out the car at all, considering they need to take pictures and whatnot for legal purposes.

[Kanard]

good to hear your ok.. man that car got tore up! But i hear good things about the safety of them, so we should be good, as drivers.

[Chuck2417]

At this point judging by the picture you should be happy that your fine. I must say the altima took a big beating. With how much the repairs would be on that car I think it's time to start looking for another one. Glad to hear your alright!

[dangeris]

Eeh,...minor scratch. Nothing a little bondo and some paint can't fix!

[Bmore-coupe]

Eeh,...minor scratch. Nothing a little bondo and some paint can't fix!

You may want to try some light compound and a good wax first to see if that works.

[alticoupe3.5]

You may want to try some light compound and a good wax first to see if that works.

orr maybe just a niiice detailing would do the trick!

[Sith LL_Coupe]

Get the salt, and throw it on that wound. LOL its a little after the fact to be giving him a lesson.

Not throwing salt on the wound, just saying majority of people who get into accidents are speeding, and from the looks of that accident he was definitely speeding, on a local road at that. I feel bad for the guy, and in no way am bashing him, but there can always be a next time.... so I hope he just learns next time to be more careful, especially when it's wet out like it's been in NYC.

[SHIFT_COUPE]

Wow! That looks awful. Good luck bro!

[t0e]

i know for a fact that once a car is declared total loss the insurance company will take ownership of the car and will sell it to a salvage yard where it will be sold so others can just rebuild the title. glad your okay and good luck with the insurance claim.

[MikeisSUPERBAD]

i know for a fact that once a car is declared total loss the insurance company will take ownership of the car and will sell it to a salvage yard where it will be sold so others can just rebuild the title. glad your okay and good luck with the insurance claim.

that is technically incorrect... most of the time that is what happens.. the insurance company totals the vehicle keeps the vehicle.. as they have usually paid out a claim check for the fair market value of the vehicle but they usually keep the vehicle if the customer doesnt want it and wants to maximize their payout OR there was a finance or lease on the vehicle and therefore the customer is not entitled to keep the car.

the policyholder can retain salvage on the vehicle (if the vehicle has no lien) and they usually have to buyback the totaled vehicle... meaning they get less in the payout claim check and can do what they want with the vehicle.. but unless you have a place to keep the junked vehicle or want to pay for towing it from the towyard to your house... then i dont see a reason to keep it, yes there might be money in parting out the rest but that might be a lot of time, shipping, selling and haggling for that process lol

[MikeisSUPERBAD]

i know for a fact that once a car is declared total loss the insurance company will take ownership of the car and will sell it to a salvage yard where it will be sold so others can just rebuild the title. glad your okay and good luck with the insurance claim.

the policyholder can retain salvage on the vehicle (if the vehicle has no lien) and they usually have to buyback the totaled vehicle... meaning they get less in the payout claim check and can do what they want with the vehicle.. but unless you have a place to keep the junked vehicle or want to pay for towing it from the towyard to your house... then i dont see a reason to keep it, yes there might be money in parting out the rest but that might be a lot of time, shipping, selling and haggling for that process lol

[bravey_z12]

Well i obviously see that you crashed your coupe but how did it happen?

Good luck with your insurance company, they are dirty f's just like a dealership.

They want your money and you have to do everything they say, but when it is their time to return the favor they jack you.

i with him /he right

[Curtieson]

If you wanted to keep it you could maybe work out a deal with a salvage yard to buy it from the insurance and then you buy it from the salvage...or their might just be a price you can pay straight to the insurance company of like 4-5k for it.

But, I hope you had Gap insurance, because you might lose your ashat otherwise. With Gap insurance, they will pay you whatever your lien is for...I borrowed 22k for my car to cover the price (18k), tax (1.5k) and 100k warrenty (2k). If I were to wreck I would get Insurance Money + Gap Money to = LOAN Amount...and insurance would be paying probably like 17k right now...so at 7$ a month it is a GREAT investment.