Rikii,
Diversion, Diversion, Diversion.
If you are willing to pay a little extra money and agree not to get pulled over again for anything for the next 6 months then diversion is the way to go. You're pretty much a lock to get it since you've never had a ticket before although the 20mph over may hurt, but it's definitely worth a shot.
If you pay the extra fee and don't get another ticket for 6 months, the ticket permanently stays off your record. That way no insurance problems and your parents won't have to know. But here's the rub. If you do get another ticket within the 6 months, you basically wasted all your money you paid on diversion as you now get slapped with the new ticket AND the old one.
But if you're willing to be super careful for a while and really don't want parents to know, then go diversion. Everyone likes to think they can go to court and get out of it but unfortunately that is not the case.
Good Luck,
Nick
