srellim234 wrote:On the insurance front, were the insurance cutbacks done to all employees or just your job title? Sounds pretty poor that they didn't sit down with you ahead of time to discuss that they were considering the cuts. They should have been willing to give you time to explore other options instead of blindsiding you.
Allegedly the company didn't know until the very beginning of this month that we would not be continuing on with our existing health plan, and spent the entire month negotiating the contract with the new company. The crappy thing is that I don't think our company actually read everything like they say they did. Because if they did, they would have realized that the dental plan they signed up for, while having identical deductibles and limits as our old plan, has only 9 total in-network dentists in the whole state. Hence why I effectively lost half my insurance... they pay up to 80% of the contracted rate, which is so low that noone around here wants to take it. Ergo, it's probably about 50% of what it ACTUALLY costs. The rest comes out of my checkbook.
What's worse is that this all boiled down to the company freaking out about a 25% increase in employee premiums, that they didn't think the employees would want to pay. For some people that would have been steep $150/mo), but those are the people with stay-at-home spouses anyway... you know, the kind who are rich enough to absorb that kind of hit. My personal premiums would have increased just $40/mo, and I would have GLADLY paid that.
Now I will be paying $12/mo less, and getting subpar care because 2 of my 5 doctors are not in-network.