Another extended warranty question

[jshardin]

Planning on purchasing an "official" dealer extended warranty. Does it matter where you buy said warranty? I've seen a couple of threads where people were comparing the prices between different dealers and wasn't sure if you could purchase it say from Scottsdale Infiniti at the lowest price but have it honored at any infiniti dealer.

Along those same lines, what's the best offer you guys have been able to come up with, outside of purchasing it direct with the car. My '06 M45 was purchased through a 3rd party dealer who didn't offer a real Infiniti warranty, just some cheapo from GE direct or something like that.

Scott

[mazz]

i just insure what i can not afford to payget the infiniti factory warrenty if you can not afford to pay for repairsdont even think about a dealer or private insurance company deal eventually they wont honor what you need to get done either because the dealer is a jck@ss or insurance company has unique policy

[NissanServiceWarranty.com]

IMHO...a factory plan is the best! Be sure to buy one before you run out you Original warranty!

Dirty little secret: Most retailers will try to sell you on a midlevel to lowend plan. The primary tactic is to say "you probably only need x many miles of coverage"Why? Because although the plan is cheaper to you, it's much cheaper to them! With most sellers the markup is higher on cheaper plans so they can make more.

[M45Caliber]

I have to agree with all thats been said so far. I've done a lot of research and I will be going with the Infiniti Elite plan with either a $0 or $100 deductible (still weighing the differences in cost/payback). The other "3rd party" plans have loop holes, out clauses and require YOU to pay upfront and then try and collect from the warranty/insurance company -- good luck on that.

Infiniti has an official "plan/price book" for their warranties, but just like buying the car, "everything is negotiable". Now, granted, there is no factory incentives or customer rebates on these warranties, but there is some decent profit to the selling dealer (estimates range, depending on the plan, from 40% to 70%) So, shop around different Infiniti dealers.

You will need to call the F&I manager at the dealerships and ask (they are the ones that sell the warranties - not the service department). I recommend calling or dropping in on the last day of the month to purchase, as they are usually "hungry" and these plans make them money. I was offered $200 off the Elite plan that retails around $1750 -- and that was just asking "by the way, do you ever discount these things"? I'd imagine there might be a little more wiggle room if you pushed harder, but not sure.Theres a fixed cost and everything above is dealer profit.

To your last point, if you buy an Infiniti Elite plan (and I would reiterate what's been said here in this forum, do NOT even waste your $$ on a aftermarket 3rd party plan...) you can use it at ANY legitimate Infiniti dealership in the country.

It's a bet you are placing -- you are betting that your roughly $2K warranty cost will be more than offset by the cost or repairs covered outside the factory standard warranty. On a $50K car, that might be a decent wager to make.

[palincal]

Is there a particular infiniti dealer who is the cheapest of all for buying infiniti elite warranty?

When I bought my Honda Odyssey mini-van, I got HondaCare warranty for 8 yrs/120K miles for just $1200 from a maverick Honda dealer who for some reason (probably for free advertisement) was selling the warranty for almost no profit. At the same time, other dealers were charging anywhere from $1700 to $2400. My van is actually more loaded than my M, mechanically as well as electronically. So am hoping to get a similar Infiniti Elite plan for a similar price.

With HondaCare you can buy the warranty from any dealer in the country. Is this true for Infiniti Elite also?

[NissanServiceWarranty.com]

Quote »With HondaCare you can buy the warranty from any dealer in the country. Is this true for Infiniti Elite also?[/quote]That is true with Nissan... for Infiniti, probably so as well.

[striz923]

the same is true for infiniti. There was a discussion a couple of months ago that had the best place to buy from. I will see if I can find it again.

[M45Caliber]

I don't know if the two ddealers I mention below are the best place to buy from, but as an FYI, the F&I managers actually have a Manufacturers book with the various plans, broken out by whether the car is new/used, months & mileage of coverage desired, deductable desired, and their MSRP. The price you actually pay can be less than this -- EVERYTHING sold within that F&I office is negotiable.

Ask to see the Infiniti Elite Warranty book and pricing. Shop them on the last day of the month, and ask for a discount. Scottsdale Infiniti and Infiniti of Superstition Springs (in AZ) were both willing to negotiate off their MSRP prices.

Good Luck -- let us know how it goes

[M45Caliber]

OK -- found my Elite warranty brochure from Scottsdale Infiniti: I scribbled the prices inside to cover . . . this is for my 2003 M45 with 32,000 mi on it at the time of quote. September of this year.

The F&I manager showed me the Infiniti notebook with their prices in it - so these prices are like a car's window sticker - these would be MSRP. I know discounts off these prices are possible, depending on the dealer andperhaps day of the month. Months and miles are from date of purchase.

24mo/24K $0 deductible $1,47924mo/24K $100 deductible $1,431 (which makes the $0 ded a better deal)

36mo/36K $0 deductible $1,91236mo/36K $100 Deductible $1,747 (the $0 ded is better after 1 covered repair)

GOOD LUCK and let us know what you find out, OK?