2017 Rogue wrecked - is she totaled?

Post by **Q451990** » Mon Aug 21, 2023 11:32 am

So my MIL was sideswiped in her Rogue a few hours ago. No injuries, but side curtain and seat bottom airbag both deployed. There's also some frame damage at the B Pillar. What do ya'll think - total loss, or repairable?

Post by **macgiver** » Mon Aug 21, 2023 11:41 am

First IF you have FULL COLLISION on it ??

Go to THE......MOST.......EXPENSIVE BODYSHOP ......ELITE CARS get 'fixed' there , get that HIGH DOLLAR appraizal .

NOW your insurance WILL (highly likely now

) Insurance NOW will give you an UNBELIEVABLElY HIGH $$$$$$$$
totaled , and you'll have more money than you dreamed AND MORE MONEY THAN ANY OTHER SUGGESTION .

TAKE THE F'N M O N E Y and ruuuuuuuuuuuuuuuuuuuuuuun yes , ....yes -yes

p.s. I did precisely THIS 60 days ago

...........yes I did !

Double p.s. Trust me ! ya

Post by **Q451990** » Mon Aug 21, 2023 12:27 pm

She has full collision. I'm sure they're getting lubed up for the premium increase as we speak. Guess we'll see how it goes.

Post by **macgiver** » Mon Aug 21, 2023 12:34 pm

You DO get what ya paid for.......like BEST PAYOUTS = Ins Co's that will provide $$$100k / person "MEDICAL PAYMENTS" , ONLY the top FIVE anymore.
SECOND BEST is ones that offer $$75k / pers. Med Pay .
Ones offering $50k / pers. Med Pay is where I draw the line as to INS Co's ABILITY and TRACK-RECORD of paying
Biiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiig $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

All this is just a " generalized indicator " of BEST TOTALLED $$$$$$$$$ to the insured !! see

Mr T told me to " Pity the fool that buys cheap - crappy insurance "

..........................

https://www.youtube.com/watch?v=Rt4pX6TnLJA

Post by **macgiver** » Mon Aug 21, 2023 2:48 pm

If I get a windfall from a mediocre Ins co , my opinion now , I let them runnout , never let then KNOW this .......then start shopping to high hell for better rate at a BETTER Co

Top tier insurance possibly better to stay, , be prepared AS SOON AS you are shown their greedy increase to argue " I'll go w/these other guys" they cost $$ xxxx LESS than your increase even , exit stage right

Post by **fontana dan** » Mon Aug 21, 2023 2:59 pm

The damage to the B post+airbag deployment means there is a good chance that this Rogue will be totaled. However it will be up to your insurance.

Post by **VStar650CL** » Mon Aug 21, 2023 3:16 pm

The damage at the B-pillar is fatal. On Nissans the Bag Brain is basically digitally-destroyed by a deployment, so at a minimum you're into a Brain, a bag, a seatback, two doors, and a whole lot of frame work. Book on a pristine '17 is only $12K, and insurers usually total at 50% of book. With the frame rail crushed, that's a lot more than $6K of damage. I'm afraid she's toast.

Post by **Q451990** » Mon Aug 21, 2023 3:58 pm

Looks like KBB retail book value is roughly $20K. It's the SL that's loaded with the panoramic moon roof and lane departure stuff, and only 45,000 miles on the odometer. Apparently we total at 75% in SC. Can you see $15K in damage there? If it was mine, I'd prefer that they total it - because it'll never be right. But for my mother-in-law, I selfishly wouldn't mind if it's fixed, because I won't have to go through the oh so fun experience of helping her shop for a new one.

Post by **macgiver** » Mon Aug 21, 2023 4:39 pm

LOL BIGGEST problem of ALL , ya

Post by **Svtrit** » Mon Aug 21, 2023 6:02 pm

This was totaled and looks less worse than yours. 150k miles and 2016 model year.

Post by **Q451990** » Mon Aug 21, 2023 6:10 pm

Svtrit wrote: ↑
Mon Aug 21, 2023 6:02 pm
This was totaled and looks less worse than yours.

Wow, that just looks like a door! Must have been more than what I can see.

Post by **Svtrit** » Mon Aug 21, 2023 6:28 pm

It was the B Pillar that got tweaked along with the door. A Ford Excursion was not put in park by the meth head driver and it rolled down hill into the innocently parked Rogue.

The door wouldn’t open. It was really tweaked.

Post by **VStar650CL** » Mon Aug 21, 2023 8:59 pm

The B-pillar is the problem. It's hours and hours of work to straighten that crap out, then make sure the body alignment is true, then get the doors fitted correctly, then alignment and paint. You're probably looking at way more than $6K just for that. Then about $3K for the seatback, $800 for the bag, $500 for the Brain, $150 for the satellite sensor, $200 for the garnishes, $200 for the rocker trim, and we haven't even got to the doors or shop labor yet. It could easily hit $15K unless you let them use JY parts.

Post by **macgiver** » Mon Aug 21, 2023 11:28 pm

Ins initial offer to me around low $ .....................using my " methods " got me $$$$

HIGH end shop called damage just short of $$$$$$

Post by **oldnissanguy** » Tue Aug 22, 2023 2:50 pm

Not sure why you're talking to her insurance company. If she was hit, you need to be talking to their insurance company unless they didn't have any or you're in a "no fault" state.

Post by **Q451990** » Tue Aug 22, 2023 9:34 pm

oldnissanguy wrote: ↑
Tue Aug 22, 2023 2:50 pm
Not sure why you're talking to her insurance company. If she was hit, you need to be talking to their insurance company unless they didn't have any or you're in a "no fault" state.

Maybe my initial description of "sideswiped" implied something I didn't intend. Unfortunately, it looks like her insurance will be picking up the tab for this one. I wasn't there, so I can't speak definitively about what happened. My role is just helping her navigate the process.

Post by **Q451990** » Mon Aug 28, 2023 12:57 pm

She's a gonner. The repair estimate came in at about $22,500.

Post by **VStar650CL** » Mon Aug 28, 2023 1:03 pm

Yep, I was afraid of that. Call in the bugler.

Post by **macgiver** » Mon Aug 28, 2023 5:07 pm

yup , my total ' estimate repair ' is $$$ 19,000..................it's gone

Post by **RickFlorida** » Wed Sep 06, 2023 11:30 am

It's one reason I always try to buy trucks. Even though they suck on gas, they are not unibodied construction and are more repairable. But I keep my vehicles much longer than most people so this doesn't really matter to normal people who get new cars every 6 or 8 years. I assume any unibody vehicle that gets hit hard like that is not going to be very repairable.

2017 Rogue wrecked - is she totaled?

2017 Rogue wrecked - is she totaled?

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