2013 Goals

[bigbadberry3]

I'll give a couple of mine:

1) Make more money
2) Get back in the 1000 lbs club for lifting

[audtatious]

1) Stess out less
2) Lose 20lbs to get to my weight target

[MinisterofDOOM]

1: Build some REAL savings.
2: Don't spend it.

[gwoods]

1. Pray more
2. Put my Jeep back together
3. Get Porsche Boxster and hot pants

[audtatious]

3. Get Porsche Boxster and hot pants

[asoomal]

Finish the rust repairs on my car, work out.

[nissangirl74]

1. Lose or relocate 10 pounds. Either is fine with me.
2. Ace all my classes.
3. Keep up with the crazy for another year.
4. Have a weekend for Greg and I all to ourselves: no kids, no friends, no work, no phones. Just 48 hours for us alone. (I'm not betting the farm that this one will happen).

[frapjap]

1. Save money instead of spending it on dumb things.
2. Get a grown-up car.
3. Not break anything skiing
4. Compete in a triathalon
5. Keep the lady happy
6. Use those airline miles I've been hoarding.

[bigbadberry3]

Good luck to all of you!

[gwoods]

1. Save money instead of spending it on dumb things..

I am not a saver for a couple reasons. Both of us will be able to work regardless of any economic situation and have disability insurance that is great if we were injured. We make more money then we need, could live off one income, either income. Although I save for retirement, I don't intend to ever retire, ever and I have a family history of working until the reaper visits. One of my uncles in Montana owns his own gravel pit and his own dump truck and at 92 years old is delivering loads of gravel himself a few days a week because he likes doing that.

So saving money is difficult for me. Here are several things I did to help me save money.

#1> Pay in cash, get the amount of cash you plan to spend for a week out on Sunday. Put what is left in Savings on the following Monday. Its going to be small amounts but it will add up. Credit Cards even debit cards make you think about money differently and you are more likely to overspend with plastic. You probably don't need a budget you know how much money you can spend writting it down never helped me.

#2> Set up an automatic draft to Savings from your Checking account after your payday. A good starting amount is $20 you probably won't miss it and its going to build up. Change the amount up or down for comfort.

#3> Invest, when you have a couple hundred saved ($1,000 is better) buy some stock. Scottrade lets you buy in sell stock for $7 a transaction and setting up an account is cake. Its harder to spend your hard saved grand on moon pies and penny whistles (Grandpa Simpson) when you have to sell a stock to get to it. Its also still pretty liquid compared to any other investment type but a moneymarket account. Some stocks pay dividends so you can enjoy cashing a check for $0.18 every quarter. You should outperform any other type of account. Good stocks to buy IMO, Apple (I hate Apple products but the stock performs and should continue), Oil companies, Credit Card companies ( I bought Visa at IPO!). You have not made or lost a dime until you sell the stock or the company goes bankrupt. Plus its kindof adult.

Good luck man!

[bigbadberry3]

. Good stocks to buy IMO, Apple (I hate Apple products but the stock performs and should continue), Oil companies, Credit Card companies ( I bought Visa at IPO!). You have not made or lost a dime until you sell the stock or the company goes bankrupt. Plus its kindof adult.

Good luck man!

You got any more connections you could share ? I couldn't get any play for the V IPO.

[gwoods]

1. Lose or relocate 10 pounds. Either is fine with me.
4. Have a weekend for Greg and I all to ourselves: no kids, no friends, no work, no phones. Just 48 hours for us alone. (I'm not betting the farm that this one will happen).

#1 your married who cares? unless its for you or Greg.
#4 Cancun is so cheap and a 4 hour flight from PHX. We went to Dreams Cancun from PHX in October and spent less then $2500 on the trip including direct airfare, all inclusive awesome resort and a rental car. The water is 80-82 degrees year round and the weather is 80-90 year round. Buy it as a package on Expedia. Dreams Cancun is in downtown and while there was never a reason to leave the resort we did and drove to Playa Del Carmen twice, and Chitiniza. Driving in Mexico is exactly like driving through Maryvale watch your speed in the hotel district. I was releaved of about $52 in Peso's and $ by a local cop who said I was doing 80 km in a 40 km zone and we all knew I was in a 80km zone but there is nothing you can do but hand over your cash. You guys should go its amazing!

[gwoods]

You got any more connections you could share ? I couldn't get any play for the V IPO.

I did it with Scottrade, set up a buy at $45 or less and got it at $42 on IPO day. I woke up at 6am to check the market and it had shot up to $90 but it went back down later in the day and I got it at what I wanted. That another great thing on Scottrade if there is a stock you want to buy or sell set up a order or a call on it and check your account. Don't be in a rush if your amount is reasonable. I should add I have not or ever had any connection with Scottrade at all don't know anyone that works for them or anything like that. I picked them because its cheap and easy.

Last week when the market was down was a great chance to buy, I wait for these fake emergency situations to come up and invest on those days. Today the DOW went up 300 points SELL! or Hold but don't buy on a day like today.

Amazon appears to be an excellent investment, I pick stocks of companies that I understand and can see their formula working. They don't have to be companies I use, Apple is an example. I hold their stock and imagine it will be $1000 a share sooner or later but I own a 2007 Ipod 80 gig that I rarely use and would never buy anything else from them.

[PapaSmurf2k3]

Have more sex?
I dunno....

[gwoods]

best exercise plan ever!

[300ZXttZMAN]

Get my Z back on the road! I should be done very soon.. Like 1 week at the most.

[Dattebayo]

1. Make it to 2014
2. Move out of this dump

[nissangirl74]

#1 your married who cares? unless its for you or Greg.

It's for me AND Greg

[AZ89two4Tsx]

-Keep my grades up
-Go the gym more and try to put on some weight again
-Get a car I enjoy driving again
-Be productive this semester

[Rev_D21]

1) Clutch and Driveline for the green truck
2) 5 Speed swap on the red truck
3) Stop eating out all the time
4) Save as much cash as I can.

[asoomal]

...3) Stop eating out all the time...

[addicted4life]

-Finish the 300 and maybe see some over the top numbers out of it
-Buy a garage, with a house on the side