cheapest insurance?

Post by **Kaioshin1982** » Tue Feb 11, 2003 3:48 pm

Anyone know of any cheap insurance company for NY? I just need liability and I dont wanna be paying so much for it... ANYONE?

Post by **Tino** » Tue Feb 11, 2003 3:48 pm

I think the state sets the limit so your screwed anyway lol jk man depends on age and car.

Post by **BB Turbo** » Tue Feb 11, 2003 3:48 pm

yeah, go with progressive, they are pretty cheap, but as with every insurance company, they can screw you over like they did my brother.

Post by **Tino** » Tue Feb 11, 2003 3:48 pm

insurance is pretty much in case sh-it, in case you don't get screwed you do financial wise.

Post by **Kaioshin1982** » Tue Feb 11, 2003 3:48 pm

anyone know any cheap insurance company tho?

Post by **fiznat** » Tue Feb 11, 2003 3:48 pm

if you (or your parents) are/were in the armed forces, you can get USAA insurance, and let me say, they are AMAZING.

A quote for both s14s and S13s is $300 for 6 months (liability and comprehensive). With collision its $600/6mo, but even that its pretty damn cheap compared to EVERYONE else. Insurance companies call the house and ask me what I have... when I tell em USAA they apologise and say they cant beat that. Now THATS service!

Post by **240_Keyy** » Tue Feb 11, 2003 3:48 pm

I have farmers and it is cheap as hell, only like $40 a month for liability on a '90 240

im 22/m/texas

Post by **Kaioshin1982** » Tue Feb 11, 2003 3:48 pm

farmers? whats the website for them? and do they cover NY?

Post by **jmillheiser** » Tue Feb 11, 2003 3:48 pm

im impressed. the 240sx must be pretty good in insurance.

i pay $57 a month for liability only and im 23/m/wyoming driving an 86 s10 blazer and that is with progressive. next closest was 90 a month.

and i have a near perfect driving record.

im guessing sport utilities have real high insurance now even one as old as mine

Post by **Kaioshin1982** » Tue Feb 11, 2003 3:48 pm

i did a free quote thingy from allstate.com and it came out to be close to $1400 for 6 months WTF!! i cant afford that... c'mon please guys help me out!

Post by **Kaioshin1982** » Tue Feb 11, 2003 3:48 pm

Oh and any other companies besides progressive or geico? cuz it turned out to be that "15 minute call can save you 15% or more on your car insurance" was all B.S. :bsflag it was more like 15 minute call can waste 15 minutes of my life...

Post by **nissanrcer240** » Tue Feb 11, 2003 3:48 pm

damm..all these people payin 40 and 50 dollars a month for insurance?? i need a new insurance company...

by the way.....can anyone let me know or give me a link to the place where you can compare the 240 to all kinds of other cars,like the 0-20 times, then the 0-60 times, and teh 0-100 and so on.... i saw it a couple of months ago, i thought it was on this site..can any1 please inform me on where to find it?thanks

Post by **klorocks** » Tue Feb 11, 2003 3:48 pm

Careful, try not to buy ins. just because its cheap. Im having a hell of a time with a claim right now just because I chose a cheap carrier. I was in a minor fender bender with an uninsured motorist almost 5 WEEKS ago, and my insurance company JUST looked at my car last weekend after HUNDREDS of calls. Just sayin, look into the company before you purchase based on price.

BTW Coast National is the company FU(KING me right now, through Eastwood, yeah they suck. Gave me a really low estimate too, well have that changed soon:)

Post by **1991240xs** » Tue Feb 11, 2003 3:48 pm

I leave for boot camp in july..as of october me and my whole family will be under usaa

Post by **DJ Nism0** » Tue Feb 11, 2003 3:48 pm

if youre young, 240s are expensive as hell to insure, my friend has a 96 and it would belike 300 a month for full. liability is like 130 for him i think. not sure

Post by **Phax** » Tue Feb 11, 2003 3:48 pm

I have a 92 240SX and I just got a quote from Allstate. They want to charge me ~$350 for 6 months. That's for the minimum coverage required in California. I have a very poor driving record though.

Post by **Kaioshin1982** » Tue Feb 11, 2003 3:48 pm

will it be alot cheaper to be under my parent's name?

Website · Post by **daniel240** » Tue Feb 11, 2003 3:48 pm

i am 19 and under my parents name, i have had no accidents and my full coverage insurance is $2,600 / 6mo. WTF!! i found out it would be a lot more if i was under my own name though. i am about to say Fu(k it and just get liablility.

Post by **Kaioshin1982** » Tue Feb 11, 2003 3:48 pm

where are you all getting insurance from when i did search i heard people were getting it for like $50-80 a month! how is it so cheap!?

Post by **Rockenreno** » Tue Feb 11, 2003 3:48 pm

don't go through allstate... I did that free quote thing, they quoted me at $1800/6 months for a '91 240sx, or $1750/6 months for my '90 Mazda MPV Minivan. What a joke... That car ain't even worth $1750...

Post by **Phax** » Tue Feb 11, 2003 3:48 pm

Rockenreno wrote:don't go through allstate... I did that free quote thing, they quoted me at $1800/6 months for a '91 240sx, or $1750/6 months for my '90 Mazda MPV Minivan. What a joke... That car ain't even worth $1750...

Is that for full coverage? What's your driving record like?

Once I get my record back into shape, I'm going to try to go back to State Farm. They're compartitively <sp?> expensive, but the extra money is worth it when you get into an accident. The cheap ***, bargain basement insurance places will jerk you around to the point where you nearly need to sue them to get a good settlement. State Farm on the other hand, I've had good luck with them and everyone I've known who has had to deal with them, has been happy.

Post by **Phax** » Tue Feb 11, 2003 3:48 pm

Kaioshin1982 wrote:will it be alot cheaper to be under my parent's name?

Unless your parents are the worst drivers in the world, your insurance will be cheaper by being on their policy. Most insurance companies give multi-car discounts.

If you wanted to get REALLY cheap insurance, see if you can be listed as the secondary (ie NOT primary driver) on the vehicle. If lets say your mom is 35+ and a great driver... list her as the primary for 'your' car. Have your folks tell the insurance company that they're only going to allow you to drive the car on the weekend, once you've earned the right by doing all your homework or whatever.

Oh yeah, home work... that reminds me. Most insurance companies will give you a Good Student Discount if you're getting 'good' grades. For most companies, 'good' is 3.0+.

Post by **nissanrcer240** » Tue Feb 11, 2003 3:48 pm

Quote »by the way.....can anyone let me know or give me a link to the place where you can compare the 240 to all kinds of other cars,like the 0-20 times, then the 0-60 times, and teh 0-100 and so on.... i saw it a couple of months ago, i thought it was on this site..can any1 please inform me on where to find it?[/quote]

just incase anyone missed it the first time???:)

Post by **Rockenreno** » Tue Feb 11, 2003 3:48 pm

Phax wrote:Is that for full coverage? What's your driving record like?

That was pretty much full coverage with a pretty high deductible. I have an impeccable driving history, I am 19 and male.

Post by **ride4lame** » Tue Feb 11, 2003 3:48 pm

no matter what you get, it will be cheaper then mine. I am 17 and i live in new jersey. I would say you all have the upper hand on me

cheapest insurance?

cheapest insurance?

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