Survival Insurance

A General Discussion forum for cars and other topics, and a great place to introduce yourself if you are new to NICO!
s13gold
Posts: 1040
Joined: Sat Jun 04, 2005 8:53 am

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i have AAA right now...my premium is 1187...i need some cheap asss insurance...Do you guys know of any??? Post em Up.but i just want to save a little bit...im a "high risk driver""high risk driver" criteria: male, and between the age of 16-25. crowded asss area...Los Angeles...



s13gold
Posts: 1040
Joined: Sat Jun 04, 2005 8:53 am

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post up how much you payand ageand terms of coverage...i.e theft. liability.? etc.

s13gold
Posts: 1040
Joined: Sat Jun 04, 2005 8:53 am

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basic insurance....no nothing......

s13gold
Posts: 1040
Joined: Sat Jun 04, 2005 8:53 am

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need this asap....any input is appreciated...

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srpowered240sx
Posts: 12662
Joined: Wed Jun 29, 2005 1:17 pm
Car: 90 240sx-sr, 92 F-150, 00 bmw 323ci, 1991 s13 coupe, 99 F250 Dsl

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you are fuggin impatient. i pay roughly 1800 a year for my twin bros at my cars. 2 240sx's, f150 4x4, and an audi a6. full on the audi, less on the rest.

xsublimefrekx
Posts: 774
Joined: Mon Mar 14, 2005 8:25 am
Car: 1991 s13. SR20det, 1998 s14

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I pay $890 for six months for minimum. I have Geico and i live in Orlando, FL. I am 20 and i have 3 tickets and one accident that are all about 3 years ago. I know i have a bad record. Also the car is registered and insured in my name. That is the cheapest i have found and i checked about 4 or 5 different places

s13gold
Posts: 1040
Joined: Sat Jun 04, 2005 8:53 am

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hahahah hell yes im impatient...actually just bored....im at work for 2 more hours.

s13gold
Posts: 1040
Joined: Sat Jun 04, 2005 8:53 am

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to the top...help me out.

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Red coupe
Posts: 12217
Joined: Wed Sep 15, 2004 6:51 pm
Car: 92 Nissan 240sx Coupe

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Dude use the damn edit button, we dont need to see you bump your post every few minutes.

Bump like once a day MAYBE on a busier forum...

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C-Kwik
Moderator
Posts: 9086
Joined: Thu Aug 01, 2002 9:28 pm
Car: 2013 Chevy Volt, 1991 Honda CRX DX

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If you are looking simply for the cheapest rate, then the best advice I can give you is to shop around. Get quotes from everyone. both directly through carriers, their agents, or independent agents. Independents in particular can be a good option as they can get many quotes from different carriers at the same time.

Insurance rates are not lowest one company over another. Insurance companies have target consumers and tailor their rates to try and bring in that risk. So what may be the cheapest company for one person may not be for another.

Mercury Insurance is an example Ill use here. their marketting is something like X percentage of new customers saved an average of X dollars. Considering the rates themselves are probably the most inportant factor in choosing an insurance company for most consumers, it only makes sense. Most of the new customers are gng to have switched to Mercury because it was chaper for THEM. Personally, I've gotten quotes for Mercury at several different points in my life and it has never been cheaper for me than other options.

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Looneybomber
Posts: 9140
Joined: Sun Mar 07, 2004 3:05 pm
Car: 02 explorer sprt (grn)
10 G37S (white)

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You're young, deal w/it. If it makes you feel better when I was 20 and bought my R1, I was paying 3200.00/yr through progressive because I had a redlight violation when I was 18.

I'm now paying 1968/yr on my s2000, but that will drop to rougly 1080 when I turn 25.

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bone_stock_240
Posts: 3467
Joined: Thu Jan 25, 2007 4:50 am
Car: 1995 Infiniti Q45

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Holy ****, you guys get off easy. I pay I think around $3000 a year. I have had no accidents, no tickets, no anything whatsoever, and I am 22 years old. I have never even been pulled over for any reason whatsoever!!! (except for mandatory DUI checkpoints set up downtown) My Canadian insurance ftl

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ceno
Posts: 356
Joined: Thu Sep 29, 2005 10:06 am
Car: 1995 240sx

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haha 820 a year with geico, comprehensive with theft, uninsured, and increased medical :P the one good thing about being old!

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C-Kwik
Moderator
Posts: 9086
Joined: Thu Aug 01, 2002 9:28 pm
Car: 2013 Chevy Volt, 1991 Honda CRX DX

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I dunno, I once saw a 6 month premium of $5000 on a WRX years ago. Young kid, bad record, and rich parents with no sense of teaching their kids about the responsibilit of driving.


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