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Post Title: crazy insurance in NY Posted by:LIbadboy at 3:10 PM 5/11/2006 hey im going to be 24 the end of the month ive been paying insurance under my mothers name for my 98 hyundai tiburon...shes listed for that and im listed for her 11 year toyota corrolla...when i get my Z i really wanted everything under my name to avoid money problems with family (money and blood dont mix like to d**ks and no *itch find your self in serious s**t"biggie")jsut little humer.. any way i was quoted 2800 a year at progressive for the tib and 3000 for the Z....seems crazy to me that im 23 going on 24 but new policy will be 23 and i have a clean record...any body else with this problem...
oh yeah when i first started driving had 2 speeders and an accident==4500 a year so i guys 3000 on a sports car is better......but.....thanks for your input
Post Title: Re: crazy insurance in NY (LIbadboy) Posted by:Repo Man at 7:06 AM 5/13/2006
Well, if you're under 25, unmarried and don't own a home with multiple cars, you're pretty much screwed. You will be paying high insurance on a Z because it is a two seat, high powered sports car. About the only thing you can do is shop around for insurance and perhaps consider buying a junker to insure on the same policy to get the muti car discount. It obviously would depend on the discount to see whether or not the additional cost of insuring the other car would be worthwhile.
Of course buying a house and insuring that with the same company would help too. Then you would have a good place to put the Z.
Post Title: Posted by:SR20drftSX at 7:13 PM 6/7/2006
go GEICO! i swear to god..im only paying 250 bucks every six months under my parents name and im only 17 and male
Post Title: Re: (SR20drftSX) Posted by:MS180SX at 7:36 PM 6/7/2006 i would agree with the geico suggestion. I am 20, and the insurance on my Z with 500 deductables was about 1800/6 months. I got a discount as a govt employee.
i figured a 4 door 4 cly awd would be cheaper then my 6cyl rew 2 door convt, but it turns out that STI's are a high risk car for young drivers. SO instead of my insurance going down, it actually went up by about 70 dollars.
Let me tell you, ins stinks and i have a perfect record!..for now..
p.s. 72 in a 45 > illegal speed contest..
Post Title: Posted by:SR20drftSX at 6:44 PM 6/8/2006
just got GEICO bro...and aslong as yur on yur parents then itll be madd cheap , we have my 240 , my moms intrepid , my dad corolla and my merc topaz *HAHAHA* on it and its only 900 every 6 months
Post Title: Re: (SR20drftSX) Posted by:Saint at 5:29 PM 7/24/2006 Your are prety much screwed in NYC. Another way is if you have any friends down south. Put a cabole bill in your name and switch your license to that state and get it insured there. Then once a year just drive down to renew. I was 27 old with a 87blazer basic coverage In NYC $350 down $275pm In GA $129 down $57pm BIG F-N Diff right?
Post Title: Re: (Saint) Posted by:spedman at 5:48 PM 7/24/2006 I'm in NH, 20 years old, almost 4 years with a license. Two speeding tickets and one non inspection violation.
Quote for full coverage from progressive was 950 a year.
Post Title: Re: crazy insurance in NY (repo man) Posted by:thekids300zx at 2:39 PM 1/6/2007
Just turned 25 have a 97 probe 4c and a 91 300zxtt and i pay 1400 a year..probes primary and 300zx is leisure rated at 8500 miles a year. Both full coverage full tort from erie.
Post Title: Re: (spedman) Posted by:OriginalWheelman at 2:50 AM 1/8/2007 [threadjack] Sig rules are there for a reason man. http://forums.nicoclub.com/zerothread/219422 [/threadjack]
I'm 25, have a clean history for as long as it matters, and I took defensive driving. I pay 1200 a year for my Hardbody and my NX2000. I haven't insured the Z yet. I should see what that's going to be.
Post Title: Re: (OriginalWheelman) Posted by:krazydriver at 5:49 AM 4/16/2007
GEICO FTW!!!! 20 year old with a 2002 civic, and a 93 240. i had one ticket 82 in a 55 which got plea bargained to a moving violation. i took defensive driving last year and switched to geico which saved me a ton. i just added the 240 as a second car the other day and with collission and comprehensive i'm only paying 500 a year. so yeah geico is awesome
Post Title: Re: crazy insurance in NY (LIbadboy) Posted by:Chosen_1 at 8:08 AM 11/9/2007 What about E-surance? Are they decent?
Post Title: Re: crazy insurance in NY (largemoney) Posted by:the converted at 10:17 AM 2/22/2009
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