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 crazy insurance in NY
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LIbadboy

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14 posts
350z soon to come
baldwin ny
4-25-2006

  crazy insurance in NY


hey im going to be 24 the end of the month ive been paying insurance under my mothers name for my 98 hyundai tiburon...shes listed for that and im listed for her 11 year toyota corrolla...when i get my Z i really wanted everything under my name to avoid money problems with family (money and blood dont mix like to d**ks and no *itch find your self in serious s**t"biggie")jsut little humer..
any way i was quoted 2800 a year at progressive for the tib and 3000 for the Z....seems crazy to me that im 23 going on 24 but new policy will be 23 and i have a clean record...any body else with this problem...

oh yeah when i first started driving had 2 speeders and an accident==4500 a year so i guys 3000 on a sports car is better......but.....thanks for your input

Repo Man
Administrator



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13604 posts
2005 World Rally Blue STi
Indianapolis Indiana
7-24-2002

 « Re: crazy insurance in NY (LIbadboy)


Well, if you're under 25, unmarried and don't own a home with multiple cars, you're pretty much screwed. You will be paying high insurance on a Z because it is a two seat, high powered sports car. About the only thing you can do is shop around for insurance and perhaps consider buying a junker to insure on the same policy to get the muti car discount. It obviously would depend on the discount to see whether or not the additional cost of insuring the other car would be worthwhile.

Of course buying a house and insuring that with the same company would help too. Then you would have a good place to put the Z.



http://www.biggerleanermeaner.com
http://www.wilkowmajority.com
http://www.staceychilds.com
SR20drftSX



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830 posts
240 hatch(sold) , 92 Infiniti G20 JDM Sr20
Jasper NY
3-24-2006

 « 


go GEICO! i swear to god..im only paying 250 bucks every six months under my parents name and im only 17 and male



89 240sx pig sold . onto the new G-ride


MS180SX



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369 posts
89 hatch--big project build
Montgomery NY
6-23-2005

 « Re: (SR20drftSX)


i would agree with the geico suggestion.
I am 20, and the insurance on my Z with 500 deductables was about 1800/6 months. I got a discount as a govt employee.

i figured a 4 door 4 cly awd would be cheaper then my 6cyl rew 2 door convt, but it turns out that STI's are a high risk car for young drivers. SO instead of my insurance going down, it actually went up by about 70 dollars.

Let me tell you, ins stinks and i have a perfect record!..for now..

p.s. 72 in a 45 > illegal speed contest..



89 hatch, 93 hatch, 04 350ZR, 05 STI.... the past
2003 CBR 954RR, 05 Chevy Colorado....the current
1000hp(116 w/nos) (600 pump) RB25,RHD,s13.4 hatch.......very distant future
eating ramen (chicken) for the next 10 years...priceless


SR20drftSX



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830 posts
240 hatch(sold) , 92 Infiniti G20 JDM Sr20
Jasper NY
3-24-2006

 « 


just got GEICO bro...and aslong as yur on yur parents then itll be madd cheap , we have my 240 , my moms intrepid , my dad corolla and my merc topaz *HAHAHA* on it and its only 900 every 6 months
Saint

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72 posts
1999 Civic SI
Atlanta GA
9-28-2004

 « Re: (SR20drftSX)


Your are prety much screwed in NYC.
Another way is if you have any friends down south.
Put a cabole bill in your name and switch your license to that state and get it insured there.
Then once a year just drive down to renew.
I was 27 old with a 87blazer basic coverage
In NYC $350 down $275pm
In GA $129 down $57pm
BIG F-N Diff right?
spedman



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248 posts
1995 nissan 240sx se
Wolfeboro/concord NH
3-20-2006

 « Re: (Saint)


I'm in NH, 20 years old, almost 4 years with a license.
Two speeding tickets and one non inspection violation.

Quote for full coverage from progressive was 950 a year.



Baby - 1995 240sx se
Daily - 1999 Volkswagon wolfsburg edition jetta

Summer:
http://img360.imageshack.us/im...a.jpg
http://img204.imageshack.us/im...2.jpg
My baby :

Winter:
http://img462.imageshack.us/im...5.jpg

I Need a 95 ka24de auto tranny!!!! - http://forums.nicoclub.com/zerothread/236879


thekids300zx

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8 posts
1991 300zx tt stage 3 porsche grey west wings
Pittsburgh pa
1-4-2007

 « Re: crazy insurance in NY (repo man)


Just turned 25 have a 97 probe 4c and a 91 300zxtt and i pay 1400 a year..probes primary and 300zx is leisure rated at 8500 miles a year. Both full coverage full tort from erie.



Dont be mad..youll learn to love my rear end and the way it smells. Breathe deep..exhaust only hurts if you stay there. But dont sweat it..give me a few seconds and ill be long gone. ZfastZfurious
OriginalWheelman



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4039 posts
85 F250 Diesel, 92 Q45, and an 89 S13 RB20 NSL (Not Street Legal)
There is more than NYC in NY
4-27-2006

 « Re: (spedman)


[threadjack]
Sig rules are there for a reason man. http://forums.nicoclub.com/zerothread/219422
[/threadjack]

I'm 25, have a clean history for as long as it matters, and I took defensive driving. I pay 1200 a year for my Hardbody and my NX2000. I haven't insured the Z yet. I should see what that's going to be.




krazydriver



Online

2344 posts
2002 civic ex, 1993 KA-T 240sx - parting it out...
Middle of Nowhere NY
2-8-2007

 « Re: (OriginalWheelman)


GEICO FTW!!!!
20 year old with a 2002 civic, and a 93 240.
i had one ticket 82 in a 55 which got plea bargained to a moving violation.
i took defensive driving last year and switched to geico which saved me a ton.
i just added the 240 as a second car the other day and with collission and comprehensive i'm only paying 500 a year.
so yeah geico is awesome




Check out my KA-T S13 Partout Thread Here!

Quote, originally posted by spooled240 »

a lot of things feel the same as before, the tranny kinda whines but not as loud as my other one...maybe that's normal?

Chosen_1

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0 posts

None of your biznass NOYB
11-9-2007

 « Re: crazy insurance in NY (LIbadboy)


What about E-surance? Are they decent?
the converted
Moderator



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2386 posts
1991 240sx, 2003 Maxima 6 speed, building a Lotus 7 replica
Boston, Ma Danbury CT
2-21-2007

 « Re: crazy insurance in NY (largemoney)


Quote, originally posted by largemoney »
dunno jus tryna get 10

You fail....




 

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