Sub-25 year old males: post your yearly insurance rates

Re: (CDE)

RafaSK2 — 2009-08-31T21:14:08-08:00

I hav an 03 spec v and pay 38 a year

Cidate — 2009-03-31T19:52:35-08:00

91 240 coupe. I pay about $705 yearly, with 2 tickets and an accident. 20 years old. only have liability. insured through USAA.

michaelthepsycho — 2009-03-24T13:12:52-08:00

19 here. Altima coupe 2.5 S clean record $2,300 a year. AllState platinum full coverage $500 deductible. I get a refund and deductible lowering ($100) every six months without accidents (supposedly... I heard it's all show). Time to visit my insurance agent soon.

Logan76 — 2009-03-06T20:11:57-08:00

Im 20, I have insurance on a 2005 Saturn Ion Redline, Full coverage, one wreck (car totaled) deemed not my fault in the police report. No speeding tickets, credit score is around 700 (I heard somewhere your credit matters?). 200$ a month/2400$ a year.

Magical Trevor — 2008-10-29T21:56:32-08:00

1996 240sx
$1200/yr full coverage, $200 deductible, $500k medical, $1mil law suit umbrella

23 years old, one speeding ticket, one wreckless driving ticket. I haven't told them I'm married, have a kid, and rent my own place.

Should be around $650/yr when I tell them all that and when I add our Jeep.

USAA FTW

i3litzace — 2008-09-14T11:33:19-08:00

110/month or 1100 liability only, commerce insurance (state of MA), 23 years old with 1 speeding and 2 minor traffic violations.

Jager — 2008-04-25T03:47:35-08:00

23 years old nissan 200sx 185 bucks every 6 months for highest liability possible medical etc. looking about 400 every 6 months if i got full coverage due to the car being "rare" they said.

1 ticket at 17 no wrecks other then minor fenderbenders around 17 as well.

Re: Sub-25 year old males: post your yearly insurance rates (ca18hatch)

qat727 — 2008-04-24T14:26:20-08:00

23 years old, single, clean driving record within last 4 years, coverage for liability and uninsured motorist .

Currently paying around $45 per month covering a 1993 240SX and a 1984 Chevrolet C10.
Rate goes up to around $63 per month to insure the above 2 and a 1992 240SX. Cost is around $57 for first two and 1984 Subaru Brat.

Re: Sub-25 year old males: post your yearly insurance rates (Kane83)

ca18hatch — 2008-04-22T10:18:15-08:00

22 year old, single, perfect record
92 240sx... $42/ month with Geico for liability plus uninsured motorist insurance. Full coverage was gonna be around $80/mo.

'08 350z $165/mo full coverage with Farmer's insurance.

Re: Sub-25 year old males: post your yearly insurance rates (Onizuka)

Kane83 — 2008-02-20T08:51:47-08:00

I pay 1100 every 6 months for a 6mt G35. My driving record from 16 to 20 was terrible though, now im 24

Re: (got_chub)

SlidnSideways — 2008-02-01T06:10:54-08:00

Just as an update on my last post when I said I was payin about 3500 for liability only on my 89 in 2005 with allstate. Its been two years. The car is now a 97 auto and Ive gotten my own insurance through geico. Allstate originally quoted me 2100 for full coverage ever 6 mos where as geico quoted me 1600. In the year that ive had Geico it has dropped twice. I now pay 1100 every 6 mos. One accident at fault back when I was 17.

Re: (BryanGrigsby)

got_chub — 2008-01-23T13:05:34-08:00

Quote, originally posted by BryanGrigsby raquo;

Well,

You guys have it good. I'm 23, with a 98 s14 w/ collision and libility and my monthly is about $200. Yes that is $1200 every six months and $2400 a year.

Iv'e got six points on my liscense and I live in North Carolina which has some the worst rates in the nation.

BUT things should be looking alot better the next time I renew my policy.

Sheesh, you'd think I drove Ferrari or something...

im in the same boat as you and it blows

p1rat3 — 2007-08-14T13:17:27-08:00

I paid for my own car too. So go get a job and stop using your daddy's computer.

Re: (Shiggity)

Thoughtful_One — 2007-08-13T12:17:20-08:00

Quote, originally posted by Shiggity raquo;

Kids under 25 shouldn't be driving fast cars. You look like a poser driving a car your daddy paid for.

Who are you referring to?

if you haven't noticed, 80% of S-chassis owners are 25 and under.

Re: (Shiggity)

homeslicej2 — 2007-08-13T12:02:02-08:00

I just turned 24, clean record:

$423 every six months

1990 240sx liability (not the lowest levels, more coverage than state minimums), uninsured motorist.

2002 Dodge Stratus (V6 baby ), liability, uninsured motorist, comprehensive w/$100 deductible.

Through Allstate.

Shiggity — 2007-08-13T10:47:33-08:00

Kids under 25 shouldn't be driving fast cars. You look like a poser driving a car your daddy paid for.

Re: (Thoughtful_One)

p1rat3 — 2007-08-12T13:38:34-08:00

New York Central Mutual now.

Re: (p1rat3)

Thoughtful_One — 2007-08-12T13:35:57-08:00

Quote, originally posted by p1rat3 raquo;

I used to have progressive until like a month ago i was paying 233 a month for minimal insurance, and only had to pay 10/12 months, with a clean record, now I pay like 90. Im 18

What company are you with?

p1rat3 — 2007-08-12T13:17:29-08:00

I used to have progressive until like a month ago i was paying 233 a month for minimal insurance, and only had to pay 10/12 months, with a clean record, now I pay like 90. Im 18

Re: (nep)

Thoughtful_One — 2007-08-09T11:17:25-08:00

I own a 1992 S13 with just liability in NY.

My insurance is raping me. I'm 19 soon to turn 20. Pulled over once, but no points or insurance changes, and I'm paying $220/month, my dad is even listed as the driver of my car!

They give a deduction if you have above average grades in school, and even with a 3.9X college GPA, this is the best I get.

Something is definitely wrong here.

Re: (ugaexploder)

nep — 2007-07-25T22:17:33-08:00

22 years old
southern california
150/mo full coverage on 96 240sx
progressive

i have an accident and a bull**** HOV lane violation on my record. the HOV shouldnt have shown up, but CLUE (whatever that is) pulled it up and my rates went from the quoted 100/mo to 150/mo. ah well

Re: (S13inBatnRuge)

ugaexploder — 2007-07-13T12:23:31-08:00

20 yrs old, 1700 every 6 months. full coverage.

blitz23 — 2007-06-19T19:23:31-08:00

male 23. 1985 S12 200sx $145/m. bare bone insurance. just liability, no colission, no theft, no nothing. ontario canada. insurance sucks here.

Re: Sub-25 year old males: post your yearly insurance rates (Reeshu926)

slideways14 — 2006-11-11T21:11:25-08:00

Ok i have a 95 240sx that i pay 58 a month for full coverage. I also own a 94 Dodge Intrepid that i pay 73 a month for liability only. im 19 and it feels great and yes it is my own policy no parent bs here!

Re: Sub-25 year old males: post your yearly insurance rates (Rockenreno)

Reeshu926 — 2006-10-24T12:45:11-08:00

You Guys gotta stop b****in , i have a 95 240sx se , and i pay bout 4500 a year with minimal coverage, 18 years old with 1 speeding ticket insurance knows about, Toronto Canada insurance for u

minhong — 2006-06-30T17:11:49-08:00

I just got a new 06 G35 sedan. I paid 830/6 months, 25/50, 1000 deductibles.

Re: (CodyJ)

S14AddiCtion — 2006-06-11T19:05:26-08:00

Given that record and a vehicle worth insuring, in that area (excuse me if I'm wrong, age matters) that sucks, are you with a big insurance company or a no-name? because I am looking for some insurance for another car and I am unsure which route to go considering I *want* full coverage, but will dwell on the major expense.

CodyJ — 2006-06-08T15:24:51-08:00

92 jeep cherokee (im ditching soon)
1 minor at fault accident 15 over and excessive noise ticket
Over $2400 per year for plpd coverage

Re: Sub-25 year old males: post your yearly insurance rates (S14AddiCtion)

Repo Man — 2006-03-26T17:36:50-08:00

Wow, that is a steal my man.

Re: Sub-25 year old males: post your yearly insurance rates (Rockenreno)

S14AddiCtion — 2006-03-24T05:44:45-08:00

Lets just say I'm jealous. Here in Atlanta, GA...insurance is necessary and comes at a great expense. Although this is what I consider a deal...

No Name insurance - Liability (base coverage)
$118/mo 6 mo, i'm 20 yr old driving 96 240SX SE
3 speeding tickets in 1 year (2003)

When I got quotes from Geico and eInsurance, I was looking at approx. double that. Although so many kids get killed in accidents and reckless driving in my county alone its sickening. I've taken def. driving, community awareness, and won 2 of my tickets, and thats the best I can do. I'd much rather not have insurance

Re: Sub-25 year old males: post your yearly insurance rates (Onizuka)

Rockenreno — 2006-02-21T15:33:30-08:00

22 year old male
no at-fault accidents, 1 non at-fault accident

For my 1995 BMW M3 I'm paying roughly $850 for the 6 month premium for $25k/50k coverage and $500 collision and comp deductibles. This is through State Farm with the good driver and good student discounts.

I was quoted $1160 through All-State and $1275 through USAA (pawning me off to an "associate" company) for the 6 month premium and same coverage.

Re: Sub-25 year old males: post your yearly insurance rates (J-Spec Tuner)

MS180SX — 2006-01-16T18:16:04-08:00

just got a few quotes...

2003 Nissan 350z 6spd, full coverage, 500 deductable from GEICO is 1582 every 6 months...

same car, same coverage from ALLSTATE is 230/ month...

i am 20 years old, crystal clean license, and i live In NY!!!

troppop — 2005-12-18T01:10:56-08:00

1100 or so every 6 months...on a "stock" 1992 honda civic cx with LIABILITY ONLY. 17 year old with a penis will really crank up those rates I guess...

*edit* no tickets, no nothin'! first car and it's under my moms name.

Re: Sub-25 year old males: post your yearly insurance rates (J-Spec Tuner)

becoh — 2005-12-17T15:47:57-08:00

Well on a 1996 240sx Le, fully stock according to the insurance company's books......7200 a year, which is about 600 a month, varies each month. I have a farily clean record with just one 35+ speeding ticket, but i geuss being a 20 year old in a RWD 2 Door Sports car really bungs ya up a bit. I live in southern Ontario....not sure if that figures into the equation.

Re: (S13inBatnRuge)

SlidnSideways — 2005-12-17T03:28:23-08:00

is it true that if u claim an accident and get a speeding ticking under the age of 18 ur insurance isnt gonna drop till ur 23 or later? I really dont feel like paying close to 4 grand a year for liability only till im 23! The 2 were within 6 mos. of each other and it has been almost 2 years squeeky clean record since then.

--Tim--

S13inBatnRuge — 2005-12-03T22:26:20-08:00

23 years old just got quoted 93 dollars a month 93 240sx
clean record and been with company for about 4 years claims free

1991SIlvia — 2005-12-01T10:38:00-08:00

about 3700 per year.....HELP me they are raping me ......BAD

20yrs GIECO full liability no collision 1991 240 one accident one speeding ticket ....oh yeah i forgot MIAMI FL

....it hurts

kill1get1free — 2005-11-11T06:52:47-08:00

I pay like 700 a year for liability only with State Farm for a 93 240sx. I'm 17 one accident not at fault and 2 speeding tickets for 20 over (don't think they know about the tickets tho.)

Re: Sub-25 year old males: post your yearly insurance rates (J-Spec Tuner)

lilleo3512 — 2005-10-19T20:29:27-08:00

I have AAA for a 95 240sx se and 2004 altima se me and my girlfriend pay 1880 for a year. Full coverage. We both have clean records NOW.

BuLLeTdrift — 2005-10-19T20:25:27-08:00

Just got insured today. For just me as the only driver I got $72.50/month for the second to lowest liability on my 91 s13. And i pay a lil but under $100 for my Lexus, only b/c I put my mom as the primary driver, and me second. Not too bad considering that i'm 20 w/ a wreckless driving ticket on my record.

Re: Sub-25 year old males: post your yearly insurance rates (J-Spec Tuner)

MS180SX — 2005-10-07T10:46:43-08:00

Quote, originally posted by J-Spec Tuner raquo;

Just wondering if anybody gets good rates out there, here is what I was quoted recently as a 19 year old college student living in PA:

A:
91 240sx as a daily driver, minimal coverage, no collision, limited tort and so on, -for $600 a year

B:
91 240sx as pleasure car, minimal coverage, no collision, limited tort
and
97 240sx as daily driver, medium coverage, collision with $1000 deductable, limited tort
-all for $1600 a year

damn.. what insurance company is that? i got qutoed 2400/ year with full coverage, no deductables and 1200, basic w/ comp
im 19, full time college, driver saftey on a 94 240sx SE from GEICO and im a damn government employee!.
P.S. GEICO is Govt Employee Insurance Company...

Re: (reccakun08)

Chansen — 2005-10-04T16:41:34-08:00

$190 a month for full through gieco on my Y33 I'm 24 with 1 speeding ticket in TX and 4 from NYC

reccakun08 — 2005-10-04T14:43:26-08:00

1200 a year

Re: (CDE)

fire_head57 — 2005-09-29T15:47:35-08:00

Quote, originally posted by CDE raquo;

Holy crap, that seems very cheap to me even after the can-us dollar difference.

I pay ~100 bux a month for my 89 240. I'm 21 years old and have a 20% discount on my insurance for safe driving. I have fairly minimal coverage and I think it is a 300 or 500 dollar deductable (I forget what one I chose)

I predict ICBC will own BC by 2012.

Re: (TurboSE)

zippitta — 2005-09-17T04:06:43-08:00

19y/o - 97 Acura TL SR-19 1 accident at fault

Full coverage = $300/month

TurboSE — 2005-09-17T03:56:55-08:00

24 (25 in Nov.), no accidents, no tix.

1995 Ford Explorer XLT

Minimum coverage, $636/yr

Re: (Luke)

Luke — 2005-09-02T09:03:43-08:00

Quote, originally posted by Luke raquo;

Wtf, Erie insurance is ripping me.
21 years old
93 240sx, no collision, minimal coverage, daily driver, $150/mo!
That comes out to $900 every six months and $1800/yr. Damnit, no accidents or tickets on the record either. :\

Good news for me, it has finally dropped to $92/mo!

Re: (Red-KAT)

anyotherone — 2005-09-02T08:22:39-08:00

I know that you all are probably aware how these rates are going to differ depending on your location, crime rates, etc.

That said:

I'm 23, single, own my car, and I pay $1,500 a year full coverage for my '98 SE with a $500 deductable.

Progressive can only work with your rates so much... and it depends almost entirely on your location. My rates with progressive were half of what I was quoted by Geico, State Farm, Allstate, for the exact same coverages.

EDIT: Oh yeah, I have 1 at fault accident and two speeding tickets on my record... but it's been almost 3 years since all of them happened. (they were all in a 3 month period )

Re: (CaoBoY)

Red-KAT — 2005-09-01T14:04:28-08:00

Quote, originally posted by CaoBoY raquo;

progressive sucks, i have 2 tickets, 1 at fault accident(totalling both cars when i was a newb driver) and i pay 200 a month for LIABILITY (insurance sucks and im only 20) 1990 240sx and i live in central valley

Progressive I pay $120 / Month for my 95 240sx. 1 Ticket 20+ and Minor Accedent. I am 24 I think... Yeah 24.

It was $165 / Month w/ Reckless Driving (114mph) and the 20+ and the Minor Accedent.

Both with $100 Deduct no collision.

For a 1998 BMW M3 its $230 / Month from some other people... Full Coverage. It $250 for both cars.

At 20 I was paying $365 a month for MAX Full coverage with Allstate. At 21 it Dropped to $165 MAX Full coverage. No bad record at that time.

Scooby24 — 2005-08-30T06:42:11-08:00

Progressive is my insurance provider.

23 year old

05 STi cost me 166/month full coverage

1996 Subaru Legacy is 55/month liability + comprehensive

1997 240sx is 100/month full coverage

Doomed2Walk — 2005-08-30T06:28:09-08:00

Allstate. '95 240SX $700 a year for liability. '05 STi $1300 a year for full coverage.

Re: (dfw240_EE)

HC4Drifter — 2005-08-24T08:48:54-08:00

I pay $222 a month about $2700 a year. (Full coverage, $500 deductible, and Uninsured Motorist)
On a 1995 240sx SE
note I have:
three minor violations
so it isn't too bad
thank you god for AIS
I was paying $246 a month on my automatic 1996 Altima GXE before it got totalled and I switched to AIS
If you are interested in getting a good deal on insurance call
(1 800 777 4247)
It saved me a ton!

dfw240_EE — 2005-08-23T22:40:32-08:00

Right now about $900 a year, 23 years old on a 92 240SX. Should go up though when a lil fender bender clears.

Re: (BryanGrigsby)

SlidnSideways — 2005-08-21T21:00:19-08:00

Lol ....i think i win....

Im 19 living in Baltimore Maryland paying about 3600 a year for liability only insurance on my 89 240sx. Got a accident and ticket tho...

Accident was dumb tho my phawken mom suggested that i tell my insurance company (who wouldnt help me anyway being i only have liability converage) that someone hit my car while i was at work and no one was there to see it. Yup...I think someone has it out for me cause my car was hit twice in the parkinglot while i was inside at work. I came out one day completely missing my front bumper...

--Tim--

Re: (roe_wedge)

BryanGrigsby — 2005-08-14T18:26:06-08:00

Well,

You guys have it good. I'm 23, with a 98 s14 w/ collision and libility and my monthly is about $200. Yes that is $1200 every six months and $2400 a year.

Iv'e got six points on my liscense and I live in North Carolina which has some the worst rates in the nation.

BUT things should be looking alot better the next time I renew my policy.

Sheesh, you'd think I drove Ferrari or something...

roe_wedge — 2005-08-10T19:20:34-08:00

im 20 and i pay 180 dollars every 6 months with state farm... but thats with liability.. the lowest of the low.

turtl631 — 2005-08-09T14:19:44-08:00

Ugh, I just looked up on Geico what I would have. I'm 20, 1 accident (totalled S14), no tickets, good student discount, and with no collision or comprhensive, it was gonna be about $1200 a year for a 95 s14. I added minimal collision and it doubled

nismofly — 2005-07-17T22:38:13-08:00

i think im at like $700 a year

im 19, ill be 20 in october, been driving since the day i turned 16...never been pulled over, no accidents, nothing

i guess im lucky to go through those years without any of the "experiences"

Jesda — 2005-07-17T04:42:17-08:00

92 Q45. Liability coverage. V8 engine. Airbag. Alarm.
Technically clean driving record. Local insurance through a statewide provider.

$650/yr.

Altiman94 — 2005-06-23T03:57:05-08:00

No, I am required to have the insurance due to losing my license for speeding tickets, I have no accidents on my record and I've never driven a vehicle that was not insured.